Can I invest in SIP and Lumpsum in Tata India Consumer Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata India Consumer Fund - Direct (G). Minimum lumpsum investment Tata India Consumer Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Tata India Consumer Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of Tata India Consumer Fund - Direct (G) is Tata India Consumer Fund - Direct (G) is ₹49.61 as on 2025-02-03.

Which are the biggest stock holdings of Tata India Consumer Fund - Direct (G)?

The 5 biggest stock holdings of Tata India Consumer Fund - Direct (G) are: ITC (10.30%), Zomato Ltd (9.42%), Radico Khaitan (6.28%), Trent (4.14%), Bikaji Foods (3.80%)

What are the top sectors Tata India Consumer Fund - Direct (G) invests in?

A majority of Tata India Consumer Fund - Direct (G) 's AUM worth ₹2,475.28 (Cr) is invested in these 3 top sectors: Consumer Durables : 18.42% Retailing : 14.09% Diversified FMCG : 9.91%

Mutual Funds
Tata India Consumer Fund - Direct (G)

Tata India Consumer Fund - Direct (G)

Sectoral / Thematic

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NAV
49.61(3.01%)
Fund Size (CR)
₹2,475.28
Expense Ratio
0.73
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.25%
Return Since Launch
19.22%

Absolute Return: -2.77%

Annualized Return: 0%

Basic Details

Scheme Manager

Sonam Udasi

Bench Mark

Nifty India Consumption TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10581.30	5.81%	-	2.05%	51/830
1 Month	3 January 2025	9243.20	-7.57%	-	-6.71%	506/828
3 Month	31 October 2024	9708.89	-2.91%	-	-5.89%	166/770
6 Month	2 August 2024	9892.02	-1.08%	-	-6.64%	152/721
1 Year	2 February 2024	12188.50	21.88%	21.88%	11.95%	69/632
3 Year	3 February 2022	17268.63	72.69%	19.97%	16.25%	114/480
5 Year	3 February 2020	25481.81	154.82%	20.57%	20.56%	214/394
Since Inception	28 December 2015	49606.20	396.06%	19.22%	13.01%	228/836

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	123879.24	3.23%	3.23%
3 Year	2 March 2022	3,60,000	499356.64	38.71%	11.52%
5 Year	3 February 2020	6,10,000	1068170.00	75.11%	11.86%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.08%

Standard Deviation

0.89%

Beta

1.09%

Sharpe Ratio

0.14%

Treynor's Ratio

4.57%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ITC	10.30%	5269000	254.84	Equity	Tobacco Products
Zomato Ltd	9.42%	8388000	233.23	Equity	E-Commerce/App based Aggregator
Radico Khaitan	6.28%	596500	155.44	Equity	Alcoholic Beverages
Trent	4.14%	144000	102.58	Equity	Retail
Bikaji Foods	3.80%	1207774	94.14	Equity	FMCG
Tata Consumer	3.76%	1018000	93.12	Equity	Plantation & Plantation Products
Dixon Technolog.	3.51%	48399	86.81	Equity	Consumer Durables
Doms Industries	3.34%	315000	82.57	Equity	Printing & Stationery
Nestle India	3.20%	365000	79.21	Equity	FMCG
Maruti Suzuki	2.59%	59000	64.06	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata India Consumer Fund - Direct (G)	2475.28	-7.57%	-2.91%	-1.08%	21.88%	19.97%
HDFC Pharma and Healthcare Fund - Direct (G)	1577.12	-6.61%	-1.67%	8.60%	34.54%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1577.12	-6.61%	-1.67%	8.60%	34.54%	-
ICICI Pru P.H.D Fund - Direct (IDCW)	5320.29	-7.63%	-4.00%	3.17%	29.45%	23.63%
ICICI Pru P.H.D Fund - Direct (G)	5320.29	-7.64%	-4.02%	3.17%	29.42%	23.63%
SBI Healthcare Opportunities Fund - Direct (G)	3628.03	-5.53%	-2.49%	8.24%	28.17%	24.87%

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 05 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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Tata MF announces change in Fund Manager of the following scheme

Tata Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27th January, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager(s)
Tata Multicap Fund	1. Rahul Singh 2. Murthy Nagarajan 3. Tejas Gutka 4. Kapil Malhotra	1. Meeta Shetty 2. Murthy Nagarajan 3. Kapil Malhotra

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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.37 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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Fund House Details & Investment Objective

Date of Incorporation

4 December 2015

Total AUM (Cr)

₹2475.28

Tata India Consumer Fund - Direct (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 4 December 2015, this fund is managed by Sonam Udasi. With assets under management (AUM) worth ₹2,475.28 (Cr), as of 3 February 2025, Tata India Consumer Fund - Direct (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 19.22% since its launch.
The current NAV of Tata India Consumer Fund - Direct (G) is ₹49.61, as on 3 February 2025. The fund's benchmark index is Nifty India Consumption TRI. You can invest in Tata India Consumer Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.25% of NAV if redeemed/switched out before 30 Days from the date of allotment. The fund has generated 19.97% and 20.57% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 91.73% in Equity, 0.14% in Debt and 8.13% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.42% in Consumer Durables, 14.09% in Retailing, 9.91% in Diversified FMCG, 8.94% in Cash & Others, 8.70% in Food Products

FAQs

How to Invest in Tata India Consumer Fund - Direct (G) Direct Growth?

Tata India Consumer Fund - Direct (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 19.22% since inception. Looking to invest in Tata India Consumer Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata India Consumer Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata India Consumer Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata India Consumer Fund - Direct (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Tata India Consumer Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Tata India Consumer Fund - Direct (G) has generated annualised return of 21.88%. In the long-term, the fund has generated 19.97% and 20.57% in 3 and 5 years respectively. Since its inception, the fund has generated 19.22% returns.

What is the expense ratio of Tata India Consumer Fund - Direct (G) Direct Growth?

The expense ratio of Tata India Consumer Fund - Direct (G) Direct Growth is 0.73%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata India Consumer Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Tata India Consumer Fund - Direct (G) is ₹2,475.28 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata India Consumer Fund - Direct (G) Direct Growth?

Redeeming or selling units of Tata India Consumer Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata India Consumer Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata India Consumer Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).