Can I invest in SIP and Lumpsum in Tata Balanced Advantage Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata Balanced Advantage Fund - Direct (G). Minimum lumpsum investment Tata Balanced Advantage Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Tata Balanced Advantage Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of Tata Balanced Advantage Fund - Direct (G) is Tata Balanced Advantage Fund - Direct (G) is ₹21.47 as on 2025-02-03.

Which are the biggest stock holdings of Tata Balanced Advantage Fund - Direct (G)?

The 5 biggest stock holdings of Tata Balanced Advantage Fund - Direct (G) are: HDFC Bank (4.54%), Reliance Industr (3.49%), ICICI Bank (3.16%), TCS (3.13%), Bharti Airtel (2.77%)

What are the top sectors Tata Balanced Advantage Fund - Direct (G) invests in?

A majority of Tata Balanced Advantage Fund - Direct (G) 's AUM worth ₹10,217.18 (Cr) is invested in these 3 top sectors: Debt : 30.61% Banks : 13.68% IT-Software : 6.96%

Mutual Funds
Tata Balanced Advantage Fund - Direct (G)

Tata Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
21.47(-0.51%)
Fund Size (CR)
₹10,217.18
Expense Ratio
0.42
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
13.53%

Absolute Return: -1.82%

Annualized Return: 0%

Basic Details

Scheme Manager

RahulSingh

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10100.21	1.00%	-	1.30%	98/145
1 Month	3 January 2025	9776.67	-2.23%	-	-3.25%	43/145
3 Month	31 October 2024	9788.66	-2.11%	-	-2.52%	72/145
6 Month	2 August 2024	9764.98	-2.35%	-	-2.92%	77/145
1 Year	2 February 2024	10805.13	8.05%	8.05%	8.18%	81/133
3 Year	3 February 2022	13889.54	38.90%	11.57%	10.96%	39/107
5 Year	3 February 2020	19595.38	95.95%	14.40%	12.21%	12/87
Since Inception	28 January 2019	21468.50	114.68%	13.53%	10.81%	25/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	119690.93	-0.26%	-0.26%
3 Year	2 March 2022	3,60,000	427737.98	18.82%	5.92%
5 Year	3 February 2020	6,10,000	851756.70	39.63%	6.90%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.87%

Standard Deviation

0.50%

Beta

0.80%

Sharpe Ratio

0.07%

Treynor's Ratio

3.18%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	4.54%	2618192	464.17	Equity	Banks
Reliance Industr	3.49%	2932850	356.47	Equity	Refineries
ICICI Bank	3.16%	2520725	323.07	Equity	Banks
TCS	3.13%	781731	320.10	Equity	IT - Software
Bharti Airtel	2.77%	1785601	283.51	Equity	Telecomm-Service
St Bk of India	2.72%	3489750	277.42	Equity	Banks
Larsen & Toubro	2.01%	570365	205.77	Equity	Infrastructure Developers & Operators
ITC	1.84%	3885400	187.92	Equity	Tobacco Products
M & M	1.82%	618050	185.85	Equity	Automobile
Infosys	1.72%	936700	176.10	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Balanced Advantage Fund - Direct (G)	10217.18	-2.23%	-2.11%	-2.35%	8.05%	11.57%
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-2.08%	-0.81%	1.05%	15.58%	13.35%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-2.09%	-0.86%	1.01%	15.58%	13.33%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-3.23%	-0.75%	1.30%	14.82%	-
Invesco India Balanced Advantage Fund-Direct (G)	945.37	-3.78%	-1.06%	-0.08%	12.79%	12.91%
Invesco India Balanced Advantage Fund-Direct (IDCW)	945.37	-3.82%	-1.08%	-0.11%	12.71%	12.87%

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 05 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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Tata MF announces change in Fund Manager of the following scheme

Tata Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27th January, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager(s)
Tata Multicap Fund	1. Rahul Singh 2. Murthy Nagarajan 3. Tejas Gutka 4. Kapil Malhotra	1. Meeta Shetty 2. Murthy Nagarajan 3. Kapil Malhotra

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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.37 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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Fund House Details & Investment Objective

Date of Incorporation

9 January 2019

Total AUM (Cr)

₹10217.18

Tata Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 9 January 2019, this fund is managed by RahulSingh. With assets under management (AUM) worth ₹10,217.18 (Cr), as of 3 February 2025, Tata Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 13.53% since its launch.
The current NAV of Tata Balanced Advantage Fund - Direct (G) is ₹21.47, as on 3 February 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Tata Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
On or before expiry of 90 Days from the date allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 90 Days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 90 Days from the date of allotment: Nil The fund has generated 11.57% and 14.40% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.67% in Equity, 29.30% in Debt and 3.04% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 30.61% in Debt, 13.68% in Banks, 6.96% in IT-Software, 4.36% in Petroleum Products, 4.11% in Power

FAQs

How to Invest in Tata Balanced Advantage Fund - Direct (G) Direct Growth?

Tata Balanced Advantage Fund - Direct (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 13.53% since inception. Looking to invest in Tata Balanced Advantage Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Balanced Advantage Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata Balanced Advantage Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Balanced Advantage Fund - Direct (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has Tata Balanced Advantage Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Tata Balanced Advantage Fund - Direct (G) has generated annualised return of 8.05%. In the long-term, the fund has generated 11.57% and 14.40% in 3 and 5 years respectively. Since its inception, the fund has generated 13.53% returns.

What is the expense ratio of Tata Balanced Advantage Fund - Direct (G) Direct Growth?

The expense ratio of Tata Balanced Advantage Fund - Direct (G) Direct Growth is 0.42%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata Balanced Advantage Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Tata Balanced Advantage Fund - Direct (G) is ₹10,217.18 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata Balanced Advantage Fund - Direct (G) Direct Growth?

Redeeming or selling units of Tata Balanced Advantage Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Balanced Advantage Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata Balanced Advantage Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).