Can I invest in SIP and Lumpsum in Tata Young Citizens Fund - Direct Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata Young Citizens Fund - Direct. Minimum lumpsum investment Tata Young Citizens Fund - Direct is ₹500 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Tata Young Citizens Fund - Direct Direct Growth?

The latest NAV (Net Asset Value) of Tata Young Citizens Fund - Direct is Tata Young Citizens Fund - Direct is ₹64.34 as on 2025-02-03.

Which are the biggest stock holdings of Tata Young Citizens Fund - Direct?

The 5 biggest stock holdings of Tata Young Citizens Fund - Direct are: HDFC Bank (7.84%), ICICI Bank (4.43%), Reliance Industr (4.37%), Infosys (4.16%), TCS (3.17%)

What are the top sectors Tata Young Citizens Fund - Direct invests in?

A majority of Tata Young Citizens Fund - Direct 's AUM worth ₹361.58 (Cr) is invested in these 3 top sectors: Banks : 23.27% IT-Software : 7.91% Consumer Durables : 7.44%

Mutual Funds
Tata Young Citizens Fund - Direct

Tata Young Citizens Fund - Direct

Childrens Fund

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NAV
64.34(-0.66%)
Fund Size (CR)
₹361.58
Expense Ratio
1.89
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.85%

Absolute Return: -4.49%

Annualized Return: 0%

Basic Details

Scheme Manager

Amey Sathe

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10229.21	2.29%	-	2.31%	22/41
1 Month	3 January 2025	9449.19	-5.51%	-	-4.51%	28/40
3 Month	31 October 2024	9478.73	-5.21%	-	-3.52%	31/37
6 Month	2 August 2024	9186.46	-8.14%	-	-3.81%	32/37
1 Year	2 February 2024	10666.38	6.66%	6.66%	11.38%	34/37
3 Year	3 February 2022	14163.78	41.64%	12.30%	10.38%	7/34
5 Year	3 February 2020	23171.39	131.71%	18.30%	13.83%	2/28
Since Inception	2 January 2013	43148.27	331.48%	12.85%	11.84%	13/41

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	116914.27	-2.57%	-2.57%
3 Year	2 March 2022	3,60,000	440295.80	22.30%	6.94%
5 Year	3 February 2020	6,10,000	931971.08	52.78%	8.85%
10 Year	2 March 2015	12,00,000	2471824.95	105.99%	7.49%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.73%

Standard Deviation

0.92%

Beta

0.60%

Sharpe Ratio

0.05%

Treynor's Ratio

-0.38%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.84%	160000	28.37	Equity	Banks
ICICI Bank	4.43%	125000	16.02	Equity	Banks
Reliance Industr	4.37%	130000	15.80	Equity	Refineries
Infosys	4.16%	80000	15.04	Equity	IT - Software
TCS	3.17%	28000	11.47	Equity	IT - Software
ITC	3.01%	225000	10.88	Equity	Tobacco Products
Kotak Mah. Bank	2.96%	60000	10.72	Equity	Banks
Dr Reddy's Labs	2.69%	70000	9.72	Equity	Pharmaceuticals
Hind. Unilever	2.57%	40000	9.31	Equity	FMCG
Axis Bank	2.43%	82500	8.78	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Young Citizens Fund - Direct	361.58	-5.51%	-5.21%	-8.14%	6.66%	12.30%
SBI Magnum Children's Benefit Fund - IP - Dir (G)	3244.79	-7.03%	-1.11%	-1.89%	27.79%	20.52%
SBI Magnum Children's Benefit Fund - Savings Plan - Dir (G)	123.04	-1.93%	-0.79%	3.36%	13.66%	11.59%
AXIS Children's Fund - No Lock in - Dir (G)	891.92	-3.75%	-2.85%	-1.63%	13.56%	7.22%
AXIS Children's Fund - No Lock in - Dir (IDCW)	891.92	-3.76%	-2.89%	-1.71%	13.38%	7.05%
AXIS Children's Fund - Lock in - Dir (G)	891.92	-3.76%	-2.89%	-1.73%	13.34%	7.00%

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 05 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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Tata MF announces change in Fund Manager of the following scheme

Tata Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27th January, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager(s)
Tata Multicap Fund	1. Rahul Singh 2. Murthy Nagarajan 3. Tejas Gutka 4. Kapil Malhotra	1. Meeta Shetty 2. Murthy Nagarajan 3. Kapil Malhotra

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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.37 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹361.58

Tata Young Citizens Fund - Direct is an Childrens Fund-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 1 January 2013, this fund is managed by Amey Sathe. With assets under management (AUM) worth ₹361.58 (Cr), as of 3 February 2025, Tata Young Citizens Fund - Direct is categorized as a Childrens Fund within its segment. The fund has generated a return of 12.85% since its launch.
The current NAV of Tata Young Citizens Fund - Direct is ₹64.34, as on 3 February 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Tata Young Citizens Fund - Direct via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
5 years or till the child attains age of majority (whichever is earlier). If redeemed before child attains 18 years of age, exit load is 1% The fund has generated 12.30% and 18.30% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.51% in Equity, 1.53% in Debt and 1.96% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.27% in Banks, 7.91% in IT-Software, 7.44% in Consumer Durables, 5.14% in Petroleum Products, 4.88% in Finance

FAQs

How to Invest in Tata Young Citizens Fund - Direct Direct Growth?

Tata Young Citizens Fund - Direct is a popular fund in the Childrens Fund segment. The fund has generated a return of 12.85% since inception. Looking to invest in Tata Young Citizens Fund - Direct How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Young Citizens Fund - Direct is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata Young Citizens Fund - Direct
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Young Citizens Fund - Direct today and reap the benefits of this Childrens Fund fund!

How much returns has Tata Young Citizens Fund - Direct Direct Growth generated?

In the short term, i.e., 1 year, Tata Young Citizens Fund - Direct has generated annualised return of 6.66%. In the long-term, the fund has generated 12.30% and 18.30% in 3 and 5 years respectively. Since its inception, the fund has generated 12.85% returns.

What is the expense ratio of Tata Young Citizens Fund - Direct Direct Growth?

The expense ratio of Tata Young Citizens Fund - Direct Direct Growth is 1.89%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata Young Citizens Fund - Direct Fund Direct Growth?

The Assets Under Management (AUM) of Tata Young Citizens Fund - Direct is ₹361.58 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata Young Citizens Fund - Direct Direct Growth?

Redeeming or selling units of Tata Young Citizens Fund - Direct is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Young Citizens Fund - Direct:

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata Young Citizens Fund - Direct).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).