Learn all about Mutual Funds
Consolidated Mutual Fund Statement: Meaning, Features, & Benefits
2 January 2025 | 7 mins read
If you invest in different types of mutual funds across multiple Asset Management Companies (AMCs), keeping track of every transaction and holding can be quite cumbersome. This is where the Consolidated Mutual Fund Statement comes into play. Designed to simplify portfolio management, a consolidated account statement (CAS) brings together all your mutual fund investments under a single document, providing a detailed overview of your holdings, transactions, and valuations.
What is Mark to Market (MTM)?
24 December 2024 | 7 mins read
MTM, full form Mark to Market, is a valuation approach that ensures an investor’s holdings are adjusted to mirror the asset's fair market value, based on prevailing market conditions. MTM is crucial in areas like stock trading, mutual funds, and accounting, as it helps track gains or losses daily, providing a more accurate representation of an entity’s financial position. Let’s find out more about it.
What is the Power of Compounding?
24 December 2024 | 8 mins read
The power of compounding has been used by investors to build a corpus of wealth over time. If you start your investment with an instrument employing the power of compounding, like a public provident fund account (PPF), you can grow your capital to a substantial amount over a period. In compounding with a PPF account, the longer you invest, the greater the value of your investment will be at the end of a specific period. Let’s dive into the power of compound and the implications it has for different investors.
What is STP? Differences Between STP and SIP
24 December 2024 | 7 mins read
One of the reasons for the popularity of mutual funds investment is that there are multiple strategies you can utilise to optimise your returns and manage risks. Two popular methods are the Systematic Transfer Plan (STP) and the Systematic Investment Plan (SIP). Understanding these strategies and how they differ is crucial for making informed financial decisions. Let us find out what STP is, how it works, and its differences from SIP, so that you can choose the right investment strategy.
What Is Mutual Fund Overlap and Its Impact on Your Portfolio
24 December 2024 | 6 mins read
Mutual fund investment is a popular strategy for building wealth, but many investors face an issue known as mutual funds overlap. This concept refers to the duplication of the same securities within different funds in your portfolio. Overlap can lead to unintentional concentration in certain stocks, sectors, or asset classes, which may reduce the effectiveness of your diversification strategy. This article will explore what mutual fund overlap means, its impact, and ways to manage it for a well-balanced portfolio.
Different Types of Systematic Investment Plans and It’s Benefits
24 December 2024 | 6 mins read
A Systematic Investment Plan (SIP) is among the go-to investment plans for investors seeking gradual yet lucrative returns through mutual fund instruments. SIP investment has the key advantage of helping you, especially if you are a small and risk-averse investor, to grow your wealth into a corpus by investing small sums of money. What some investors may not know is that this kind of versatile investment includes different kinds of plans that can match investment goals, aiding you in fulfilling your financial objectives faster. This article sheds light on different SIPs, their working, and resulting unique perks for investors.
Learn How to Invest in SIP With Our Extensive Guide
24 December 2024 | 8 mins read
Besides considering financial investment instruments matching investors’ future goals, investors have an array of choices in investment methods. A SIP or a Systematic Investment Plan takes pride of place in the Indian investor’s mind as an effective and low-risk investment scheme. Here, investors can invest over a period with systematic payouts delivered on a frequent and fixed basis (say every month, or quarter). These payments continue till the plan is invested in and offer a lucrative income source. Furthermore, investors use a SIP calculator to decide the amounts they wish to invest as per their needs. The key advantage of a SIP investment is that wealth is built via regular investment as well as the effect of compounding. Learn all about a SIP here and find a systematic hassle-free way to build a corpus!
What are Direct Mutual Funds?
24 December 2024 | 7 mins read
In the domain of mutual fund investment, direct mutual funds may be potentially smart ways to invest as investors seek cost savings. However, there are some considerations about direct mutual funds that investors should be aware of and this article dives deep into the topic to aid investors in making informed and intelligent investment decisions.
Dividend Yield Funds: Meaning and Benefits
24 December 2024 | 8 mins read
Investors look to dividend yield stock to invest in as this potentially generates capital appreciation and is a source of regular dividend payouts. Dividend payouts act as an income source. Dividend yield mutual funds can also generate dividend payouts besides giving investors income from the mutual fund investment itself. If you are an investor who wishes to make the most of dividend yield mutual funds that invest in the stock of companies with solid track records of delivering consistent dividends, this article explains the meaning of dividend yield funds and their advantages.
What is Folio Number in Mutual Funds & How to Find it?
24 December 2024 | 7 mins read
There are no two ways about it that the mutual fund industry in India is growing by leaps and bounds as different kinds of funds cater to all types of investment needs. With an increase in investor awareness about mutual funds, the growth shown by this industry is likely to surpass that achieved so far. Therefore, it goes to say investors must learn all the salient points about their mutual fund investment such as how they can check mutual funds status, keep track of fund balances and other factors that monitor performance, etc. For doing all this seamlessly, mutual fund investors need a folio number as a unique identification number. This is not a magic number but it plays a crucial role in your mutual fund investment decisions by checking your mutual fund status regularly. We are going to reveal what the folio number is all about here, and how to keep track of your fund with this very important identifier.
Mutual Fund Redemption: What Is It And How To Redeem Fund Units
24 December 2024 | 6 mins read
Mutual funds are a popular investment option among investors because of their potential for high returns and ease of diversification. However, you may eventually need to redeem your mutual fund units to meet your various financial goals. Let's look into what mutual fund redemption is, how it varies from selling stocks, different types of redemption available, and various options for redeeming your money.
What is the Difference Between ETF and Mutual Fund?
24 December 2024 | 7 mins read
Exchange-Traded Funds (ETFs) and mutual funds are two of the most popular investment tools in India. Both provide the possibility to diversify your portfolio and meet different financial goals in a convenient yet disciplined manner. Despite their obvious similarities, their operations, cost structures, and investment strategies differ considerably. Understanding what the differences between ETFs and mutual funds are can help you in making sound investment decisions. This article explores the key differences between ETFs and mutual funds, allowing you to evaluate which is most suited to your financial goals and risk tolerance.
What is Expense Ratio in Mutual Fund?
24 December 2024 | 7 mins read
Before investing in mutual funds, it is vital to understand the associated financial metrics to make informed decisions. One such important metric is the expense ratio. This figure represents the costs associated with managing and operating a mutual fund, and it directly impacts your investment returns. In this article, we'll explore what the expense ratio in mutual funds is, how it works, and how it affects your investment.
Difference Between Mutual Fund and Index Fund
24 December 2024 | 6 mins read
Investing in the financial market can seem overwhelming, especially with so many options available. Among the most popular choices for investors are mutual funds and index funds. But how do you decide between mutual funds vs index funds? Understanding the key differences between these two investment vehicles is crucial to making informed decisions. In this comprehensive guide, we’ll explore what mutual funds and index funds are and provide a detailed comparison between the two. By the end, you’ll have a clear understanding of which option might be better suited to your investment goals.
Mutual Funds Cut Off Time & Its Importance
24 December 2024 | 5 mins read
Mutual funds are a popular choice among Indian investors due to their potential for diversification and expert management. Understanding the technicalities of mutual fund transactions, particularly cut-off times, is crucial for making the most out of your investments. Let us look at the mutual fund cut-off time, its significance, and how it can affect your investments.