Can I invest in SIP and Lumpsum in DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Dynamic Asset Allocation Fund -Dir (G). Minimum lumpsum investment DSP Dynamic Asset Allocation Fund -Dir (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP Dynamic Asset Allocation Fund -Dir (G) is DSP Dynamic Asset Allocation Fund -Dir (G) is ₹29.63 as on 2025-01-30.

Which are the biggest stock holdings of DSP Dynamic Asset Allocation Fund -Dir (G)?

The 5 biggest stock holdings of DSP Dynamic Asset Allocation Fund -Dir (G) are: HDFC Bank (6.20%), Adani Enterp. (3.47%), St Bk of India (3.44%), Tata Power Co. (2.44%), Reliance Industr (2.04%)

What are the top sectors DSP Dynamic Asset Allocation Fund -Dir (G) invests in?

A majority of DSP Dynamic Asset Allocation Fund -Dir (G) 's AUM worth ₹3,178.88 (Cr) is invested in these 3 top sectors: Debt : 33.27% Banks : 17.56% Finance : 4.90%

Mutual Funds
DSP Dynamic Asset Allocation Fund -Dir (G)

DSP Dynamic Asset Allocation Fund -Dir (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
29.63(-0.03%)
Fund Size (CR)
₹3,178.88
Expense Ratio
0.73
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.40%

Absolute Return: -1.21%

Annualized Return: 0%

Basic Details

Scheme Manager

Rohit Singhania

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22 January 2025	9991.91	-0.08%	-	-0.31%	52/145
1 Month	27 December 2024	9913.06	-0.87%	-	-3.08%	6/145
3 Month	29 October 2024	9883.31	-1.17%	-	-3.24%	8/145
6 Month	29 July 2024	10068.95	0.69%	-	-3.59%	6/141
1 Year	29 January 2024	11254.79	12.55%	12.55%	8.38%	7/133
3 Year	28 January 2022	13699.34	36.99%	11.06%	11.22%	58/107
5 Year	29 January 2020	16964.63	69.65%	11.15%	11.81%	54/87
Since Inception	6 February 2014	29644.00	196.44%	10.40%	10.73%	77/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	124382.52	3.65%	3.65%
3 Year	1 February 2022	3,60,000	438492.89	21.80%	6.80%
5 Year	3 February 2020	6,00,000	812095.65	35.35%	6.24%
10 Year	2 February 2015	12,00,000	2098946.43	74.91%	5.75%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.90%

Standard Deviation

0.45%

Beta

0.62%

Sharpe Ratio

0.10%

Treynor's Ratio

2.27%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.20%	1112235	197.18	Equity	Banks
Adani Enterp.	3.47%	436500	110.38	Equity	Trading
St Bk of India	3.44%	1374433	109.26	Equity	Banks
Tata Power Co.	2.44%	1980450	77.71	Equity	Power Generation & Distribution
Reliance Industr	2.04%	533000	64.78	Equity	Refineries
Bandhan Bank	1.95%	3892000	61.91	Equity	Banks
Infosys	1.79%	302749	56.92	Equity	IT - Software
Larsen & Toubro	1.68%	148042	53.41	Equity	Infrastructure Developers & Operators
HCL Technologies	1.54%	254908	48.88	Equity	IT - Software
Hind.Aeronautics	1.47%	111900	46.76	Equity	Aerospace & Defence

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Dynamic Asset Allocation Fund -Dir (G)	3178.88	-0.87%	-1.17%	0.69%	12.55%	11.06%
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-2.09%	-1.74%	-0.32%	15.42%	13.53%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-2.10%	-1.72%	-0.33%	15.38%	13.51%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-2.94%	-1.53%	0.61%	14.47%	-
DSP Dynamic Asset Allocation Fund -Dir (G)	3178.88	-0.87%	-1.17%	0.69%	12.55%	11.06%
DSP Dynamic Asset Allocation Fund -Dir (IDCW-M)	3178.88	-0.87%	-1.17%	0.69%	12.55%	11.07%

News

DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 30 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Nifty Smallcap250 Quality 50 Index Fund - Regular Plan ' IDCW: 0.6000
DSP Nifty 50 Equal Weight Index Fund - Regular Plan ' IDCW: 1.0000
DSP Nifty 50 Equal Weight Index Fund - Direct Plan ' IDCW: 1.1000
DSP Nifty 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.0000 each.
DSP Nifty Next 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.1000 each.
Nifty Midcap 150 Quality 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 0.7000 each.
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its scheme
DSP Mutual Fund has announced 28 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund- Regular Plan ' IDCW & Direct Plan ' IDCW: 0.200 each.
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DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 01 January 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
DSP Focus Fund:	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 12 months ' 1% > = 12 months ' Nil	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 1 month ' 1% > = 1 month ' Nil

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Fund House Details & Investment Objective

Date of Incorporation

17 January 2014

Total AUM (Cr)

₹3178.88

DSP Dynamic Asset Allocation Fund -Dir (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 17 January 2014, this fund is managed by Rohit Singhania. With assets under management (AUM) worth ₹3,178.88 (Cr), as of 30 January 2025, DSP Dynamic Asset Allocation Fund -Dir (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.40% since its launch.
The current NAV of DSP Dynamic Asset Allocation Fund -Dir (G) is ₹29.63, as on 30 January 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in DSP Dynamic Asset Allocation Fund -Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed of switched out are upto 10% of the units (the limit) purchased or switched-in within 12 months from the date allotment:NIL 1.00% - If redeemed/switched out within 12 months from the date of allotment. Nil - If redeemed/switched out after 12 months from the date of allotment. The fund has generated 11.06% and 11.15% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.86% in Equity, 33.39% in Debt and -0.23% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.27% in Debt, 17.56% in Banks, 4.90% in Finance, 4.00% in Metals & Minerals Trading, 3.89% in Power

FAQs

How to Invest in DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

DSP Dynamic Asset Allocation Fund -Dir (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 10.40% since inception. Looking to invest in DSP Dynamic Asset Allocation Fund -Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Dynamic Asset Allocation Fund -Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Dynamic Asset Allocation Fund -Dir (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Dynamic Asset Allocation Fund -Dir (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Dynamic Asset Allocation Fund -Dir (G) has generated annualised return of 12.55%. In the long-term, the fund has generated 11.06% and 11.15% in 3 and 5 years respectively. Since its inception, the fund has generated 10.40% returns.

What is the expense ratio of DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

The expense ratio of DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth is 0.73%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Dynamic Asset Allocation Fund -Dir (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Dynamic Asset Allocation Fund -Dir (G) is ₹3,178.88 (Cr) as of 2025-01-30 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

Redeeming or selling units of DSP Dynamic Asset Allocation Fund -Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Dynamic Asset Allocation Fund -Dir (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Dynamic Asset Allocation Fund -Dir (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).