NAV
11.17(-0.75%)Fund Size (CR)
₹1,012.79Expense Ratio
0.73Scheme Type
Active FundValue Research
Min. investment
₹100Minimum Additional Investment
₹0Minimum SIP Investment
₹100Minimum Withdrawal
₹0Exit Load
0.5%Return Since Launch
14.86%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Dhaval Gada
Bench Mark
Nifty Financial Services TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 2 April 2025 | 9786.29 | -2.14% | - | -4.25% | 88/860 |
| 1 Month | 7 March 2025 | 10250.85 | 2.51% | - | -1.15% | 126/856 |
| 3 Month | 9 January 2025 | 10260.47 | 2.60% | - | -10.10% | 11/820 |
| 6 Month | 9 October 2024 | 9847.39 | -1.53% | - | -14.73% | 14/750 |
| 1 Year | 9 April 2024 | 11550.53 | 15.51% | 15.51% | 0.15% | 8/660 |
| 3 Year | - | - | 0% | - | 13.94% | -/- |
| 5 Year | - | - | 0% | - | 24.85% | -/- |
| Since Inception | 8 December 2023 | 12034.50 | 20.34% | 14.86% | 8.81% | 331/860 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 May 2024 | 1,20,000 | 124482.91 | 3.74% | 3.74% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
3.79%
Standard Deviation
0.84%
Beta
0.85%
Sharpe Ratio
0.07%
Treynor's Ratio
4.52%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| ICICI Bank | 14.23% | 1198000 | 161.53 | Equity | Banks |
| Bajaj Finserv | 9.86% | 558000 | 112.01 | Equity | Finance |
| St Bk of India | 6.79% | 1000000 | 77.15 | Equity | Banks |
| Cholaman.Inv.&Fn | 6.29% | 469691 | 71.39 | Equity | Finance |
| Bajaj Finance | 6.03% | 76500 | 68.43 | Equity | Finance |
| SBI Life Insuran | 5.04% | 370000 | 57.27 | Equity | Insurance |
| Axis Bank | 4.37% | 450000 | 49.59 | Equity | Banks |
| Max Financial | 3.82% | 378000 | 43.38 | Equity | Finance |
| Power Fin.Corpn. | 3.61% | 990246 | 41.02 | Equity | Finance |
| ICICI Lombard | 2.99% | 189500 | 33.97 | Equity | Insurance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| DSP Banking & Financial Services Fund - Dir (IDCW) | 1012.79 | 2.51% | 2.60% | -1.53% | 15.51% | - | |
| HDFC Pharma and Healthcare Fund - Direct (G) | 1468.68 | -0.92% | -10.43% | -8.15% | 21.79% | - | |
| HDFC Pharma and Healthcare Fund - Direct (IDCW) | 1468.68 | -0.92% | -10.43% | -8.15% | 21.79% | - | |
| WhiteOak Capital Pharma and Healthcare Fund-Dir (G) | 271.36 | -0.86% | -11.42% | -7.97% | 21.47% | - | |
| DSP Banking & Financial Services Fund - Dir (G) | 1012.79 | 3.03% | 3.13% | -1.02% | 16.10% | - | |
| DSP Banking & Financial Services Fund - Dir (IDCW) | 1012.79 | 2.51% | 2.60% | -1.53% | 15.51% | - |
List of Schemes under DSP Mutual Fund
News
DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
DSP Mutual Fund has announced 28 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200000
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200000
DSP Equity Savings Fund ' Regular Plan ' Quarterly IDCW Option: 0.210000
DSP Equity Savings Fund ' Direct Plan ' Quarterly IDCW Option: 0.210000
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DSP Mutual Fund announces change in Exit Load Structure
DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 21 March 2025Change in Exit Load:
Name of the Scheme Existing Exit Load Structure Revised Exit Load Structure DSP Dynamic Asset Allocation Fund Exit Load (as a % of Applicable NAV): Holding period from the date of allotment:
1) If the units redeemed or switched-out are upto 10% of the units (the limit) purchased or switched within 12 months from the date of allotment: Nil; :
2) If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%; :
3) If units are redeemed or switched out on or after 12 months from the date of allotment: Nil :
Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.Exit Load (as a % of Applicable NAV): Holding period from the date of allotment:
<= 1 month 1%
> 1 month Nil
Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.Powered by Capital Market - Live News
DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 06 March 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:DSP Flexi Cap Fund - Regular Plan ' IDCW: 4.80
DSP Flexi Cap Fund - Direct Plan ' IDCW: 6.90
DSP Natural Resources and New Energy Fund - Regular Plan ' IDCW: 2.20
DSP Natural Resources and New Energy Fund - Direct Plan ' IDCW: 2.60
DSP Value Fund - Regular Plan - IDCW: 1.30
DSP Value Fund - Direct Plan - IDCW: 1.50
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Fund House Details & Investment Objective
Date of Incorporation
20 November 2023
Total AUM (Cr)
₹1135.52
DSP Banking & Financial Services Fund - Dir (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 20 November 2023, this fund is managed by Dhaval Gada. With assets under management (AUM) worth ₹1,135.52 (Cr), as of 9 April 2025, DSP Banking & Financial Services Fund - Dir (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 14.86% since its launch.
The current NAV of DSP Banking & Financial Services Fund - Dir (IDCW) is ₹11.17, as on 9 April 2025. The fund's benchmark index is Nifty Financial Services TRI. You can invest in DSP Banking & Financial Services Fund - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Holding period from the date of allotment: <= 1 month - 0.50% > 1 month - Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 80.80% in Equity, 14.26% in Debt and 4.95% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.34% in Finance, 33.01% in Banks, 16.55% in Debt, 10.52% in Insurance, 3.23% in Capital Markets
FAQs
How to Invest in DSP Banking & Financial Services Fund - Dir (IDCW) Direct Growth?
DSP Banking & Financial Services Fund - Dir (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 14.86% since inception. Looking to invest in DSP Banking & Financial Services Fund - Dir (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Banking & Financial Services Fund - Dir (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, DSP Banking & Financial Services Fund - Dir (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in DSP Banking & Financial Services Fund - Dir (IDCW) today and reap the benefits of this Sectoral / Thematic fund!
How much returns has DSP Banking & Financial Services Fund - Dir (IDCW) Direct Growth generated?
What is the expense ratio of DSP Banking & Financial Services Fund - Dir (IDCW) Direct Growth?
What is the AUM of DSP Banking & Financial Services Fund - Dir (IDCW) Fund Direct Growth?
How to redeem or withdraw money from DSP Banking & Financial Services Fund - Dir (IDCW) Direct Growth?
Redeeming or selling units of DSP Banking & Financial Services Fund - Dir (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from DSP Banking & Financial Services Fund - Dir (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case DSP Banking & Financial Services Fund - Dir (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).