Can I invest in SIP and Lumpsum in Tata Banking & Financial Services Fund - Dir (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata Banking & Financial Services Fund - Dir (G). Minimum lumpsum investment Tata Banking & Financial Services Fund - Dir (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Tata Banking & Financial Services Fund - Dir (G) Direct Growth?

The latest NAV ( Net Asset Value ) of Tata Banking & Financial Services Fund - Dir (G) is Tata Banking & Financial Services Fund - Dir (G) is ₹42.49 as on 2025-03-12.

Which are the biggest stock holdings of Tata Banking & Financial Services Fund - Dir (G)?

The 5 biggest stock holdings of Tata Banking & Financial Services Fund - Dir (G) are: HDFC Bank (24.26%), Kotak Mah. Bank (9.58%), Axis Bank (8.89%), ICICI Bank (8.77%), SBI Cards (3.23%)

What are the top sectors Tata Banking & Financial Services Fund - Dir (G) invests in?

A majority of Tata Banking & Financial Services Fund - Dir (G) 's AUM worth ₹2,284.89 (Cr) is invested in these 3 top sectors: Banks : 64.32% Finance : 21.90% Insurance : 6.96%

Mutual Funds
AMC
Tata Banking & Financial Services Fund - Dir (G)

Tata Banking & Financial Services Fund - Dir (G)

Sectoral / Thematic

Invest Now

NAV
42.49(0.48%)
Fund Size (CR)
₹2,284.89
Expense Ratio
0.57
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.25%
Return Since Launch
16.95%

Absolute Return: -8.04%

Annualized Return: 0%

Basic Details

Scheme Manager

Sonam Udasi

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 March 2025	10009.68	0.10%	-	1.69%	775/862
1 Month	11 February 2025	9824.63	-1.75%	-	-3.70%	155/838
3 Month	11 December 2024	9095.94	-9.04%	-	-14.07%	77/792
6 Month	11 September 2024	9368.10	-6.32%	-	-13.82%	71/739
1 Year	11 March 2024	10864.67	8.65%	8.65%	3.31%	119/662
3 Year	11 March 2022	16485.79	64.86%	18.11%	16.61%	172/482
5 Year	11 March 2020	20953.42	109.53%	15.94%	21.47%	313/396
Since Inception	28 December 2015	42290.50	322.90%	16.95%	9.21%	216/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	117220.85	-2.32%	-2.32%
3 Year	1 April 2022	3,60,000	436250.45	21.18%	6.61%
5 Year	1 April 2020	6,00,000	887893.35	47.98%	8.15%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.10%

Standard Deviation

0.94%

Beta

0.73%

Sharpe Ratio

0.02%

Treynor's Ratio

4.91%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	24.26%	3200000	554.37	Equity	Banks
Kotak Mah. Bank	9.58%	1150000	218.84	Equity	Banks
Axis Bank	8.89%	2000000	203.11	Equity	Banks
ICICI Bank	8.77%	1665000	200.48	Equity	Banks
SBI Cards	3.23%	880000	73.81	Equity	Finance
St Bk of India	2.98%	990000	68.19	Equity	Banks
Bajaj Finance	2.61%	70000	59.71	Equity	Finance
PNB Housing	2.51%	750000	57.25	Equity	Finance
ICICI Lombard	2.41%	325000	54.96	Equity	Insurance
HDFC Life Insur.	2.26%	850000	51.72	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Banking & Financial Services Fund - Dir (G)	2284.89	-1.75%	-9.04%	-6.32%	8.65%	18.11%
HDFC Pharma and Healthcare Fund - Direct (G)	1468.68	-3.21%	-8.46%	-5.43%	24.96%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1468.68	-3.21%	-8.46%	-5.43%	24.96%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	271.36	-3.90%	-9.71%	-5.47%	24.77%	-
SBI Healthcare Opportunities Fund - Direct (G)	3312.89	-2.77%	-8.44%	-4.87%	18.23%	22.99%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3312.89	-2.77%	-8.44%	-4.87%	18.23%	22.99%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata FMP - Series 61 Scheme D (91 Days)	Debt	Moderately Low	0%	0	₹211.70
Tata BSE Select Business Groups Index Fund	Other	Very High	0%	0	₹131.18
Tata India Innovation Fund	Equity	Very High	0%	0	₹1,547.74
Tata Nifty Capital Markets Index Fund	Other	Very High	0%	0	₹120.13
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	0%	0	₹163.91
Tata Nifty India Tourism Index Fund	Other	Very High	0%	0	₹276.14
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	0%	0	₹68.16
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	0%	0	₹106.24
Tata Nifty Financial Services Index Fund	Other	Very High	0%	0	₹80.49
Tata Nifty Realty Index Fund	Other	Very High	0%	0	₹44.99
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	0%	0	₹118.94
Tata Nifty Auto Index Fund	Other	Very High	0%	0	₹70.21
Tata Silver ETF Fund of Fund	Other	Very High	29.19%	0	₹85.51
Tata Gold ETF Fund of Fund	Other	High	27.33%	0	₹187.47
Tata Multicap Fund	Equity	Very High	-3%	0	₹2,661.41
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	7.64%	0	₹101.26
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	8.51%	0	₹179.55
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	-4.33%	0	₹654.04
Tata CRISIL-IBX Gilt Index-Apr 2026 Index Fund	Other	Moderately Low	7.4%	0	₹963.33
Tata Housing Opportunities Fund	Equity	Very High	-2.86%	0	₹475.79
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	4.41%	0	₹97.66
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	7.99%	0	₹870.58
Tata Corporate Bond Fund	Debt	Moderately Low	8.17%	4	₹3,192.77
Tata Business Cycle Fund	Equity	Very High	-0.49%	0	₹2,556.73
Tata Floating Rate Fund	Debt	Moderately Low	7.82%	4	₹144.04
Tata Dividend Yield	Equity	Very High	-1.86%	0	₹839.00
Tata Multi Asset Opportunities Fund	Hybrid	Very High	4.83%	3	₹3,337.44
Tata Quant Fund	Equity	Very High	4.28%	0	₹61.70
Tata Focused Equity Fund	Equity	Very High	0.44%	3	₹1,635.33
Tata Overnight Fund	Debt	Low	6.68%	4	₹3,351.85
Tata Ultra Short Term Fund	Debt	Moderately Low	7.71%	4	₹5,277.15
Tata Balanced Advantage Fund	Hybrid	Moderately High	2.96%	4	₹9,754.44
Tata Arbitrage Fund	Hybrid	Low	7.9%	5	₹12,681.66
Tata Small Cap Fund	Equity	Very High	10.94%	5	₹8,274.12
Tata Flexi Cap Fund	Equity	Very High	6.96%	3	₹2,733.96
Tata India Pharma & Healthcare Fund	Equity	Very High	10.64%	4	₹1,103.99
Tata India Consumer Fund	Equity	Very High	8.88%	3	₹2,113.62
Tata Resources & Energy Fund	Equity	Very High	2.77%	0	₹928.70
Tata Digital India Fund	Equity	Very High	5.52%	0	₹11,068.17
Tata Banking & Financial Services Fund	Equity	Very High	8.65%	3	₹2,284.89
Tata ELSS Tax Saver Fund	Equity	Very High	5.82%	3	₹4,053.35
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	4.76%	3	₹1,803.24
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	6.23%	3	₹1,908.44
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	5.92%	2	₹168.71
Tata Equity Savings Fund	Hybrid	Moderately High	8.1%	3	₹249.88
Tata Gilt Securities Fund	Debt	Moderately Low	7.86%	4	₹1,086.42
Tata BSE Sensex Index Fund	Other	Very High	1.65%	1	₹344.27
Tata Nifty 50 Index Fund	Other	Very High	1.62%	3	₹1,048.07
Tata Young Citizens Fund (After 7 Years)	Solution Oriented	Very High	0.98%	2	₹322.14
Tata Short Term Bond Fund	Debt	Moderately Low	8.03%	3	₹2,706.86
Tata Large Cap Fund	Equity	Very High	2.29%	3	₹2,267.20
Tata Liquid Fund - Rgular	Debt	Moderately Low	7.34%	3	₹28,290.04
Tata Mid Cap Growth Fund	Equity	Very High	3.49%	3	₹3,954.92
Tata Money Market Fund	Debt	Moderately Low	7.78%	5	₹28,966.02
Tata Infrastructure Fund	Equity	Very High	-7.56%	3	₹1,863.78
Tata Treasury Advantage Fund	Debt	Moderately Low	7.66%	3	₹2,351.91
Tata Ethical Fund	Equity	Very High	-0.48%	0	₹2,980.72
Tata Equity P/E Fund	Equity	Very High	1.29%	3	₹7,468.42
Tata Large & Mid Cap Fund	Equity	Very High	2.93%	3	₹7,419.57
Tata Hybrid Equity Fund	Hybrid	Very High	2.86%	3	₹3,733.13
Tata FMP - Series 61 Scheme C (91 Days)	Debt	Moderately Low	0%	0	₹0.00
Tata Corporate Bond Fund (SP 1)	Debt	Moderate	0%	0	₹12.13
Tata Treasury Advantage Fund-(SP 1)	Debt	Moderately Low	0%	0	₹15.12
Tata Medium Term Fund-(SP 1)	Debt	Moderate	0%	0	₹2.15

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 05 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.34 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
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TATA MF announces change in fund managers under its schemes

TATA Mutual Fund has announced change in fund managers under the following schemes, with effect from 01 March 2025.

Change in Fund Management Responsibilities:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
Tata Business Cycle Fund	Murthy Nagarajan Rahul Singh Sailesh Jain Kapil Malhotra	Murthy Nagarajan Rahul Singh Sailesh Jain Hasmukh Vishariya
Tata Digital India Fund	Meeta Shetty Kapil Malhotra	Meeta Shetty Hasmukh Vishariya
Tata Dividend Yield Fund	Murthy Nagarajan Sailesh Jain Kapil Malhotra	Murthy Nagarajan Sailesh Jain Hasmukh Vishariya
Tata Focused Equity Fund	Meeta Shetty Kapil Malhotra	Meeta Shetty Hasmukh Vishariya
Tata Housing Opportunities Fund	Tejas Gutka Murthy Nagarajan Kapil Malhotra	Tejas Gutka Murthy Nagarajan Hasmukh Vishariya
Tata Large Cap Fund	Abhinav H. Sharma Kapil Malhotra	Abhinav H. Sharma Hasmukh Vishariya
Tata Multicap Fund	Meeta Shetty Murthy Nagarajan Kapil Malhotra	Meeta Shetty Murthy Nagarajan Hasmukh Vishariya
Tata India Innovation Fund	Meeta Shetty Kapil Malhotra	Meeta Shetty Hasmukh Vishariya

Powered by Capital Market - Live News

Tata Mutual Fund announces merger of Tata Quant Fund Merger into Tata Flexi Cap Fund
Tata Mutual Fund has approved the merger of Tata Quant Fund Merger into Tata Flexi Cap Fund, with effect from 21 March 2025.
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

4 December 2015

Total AUM (Cr)

₹2284.89

Tata Banking & Financial Services Fund - Dir (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 4 December 2015, this fund is managed by Sonam Udasi. With assets under management (AUM) worth ₹2,284.89 (Cr), as of 12 March 2025, Tata Banking & Financial Services Fund - Dir (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 16.95% since its launch.
The current NAV of Tata Banking & Financial Services Fund - Dir (G) is ₹42.49, as on 12 March 2025. The fund's benchmark index is Nifty Financial Services TRI. You can invest in Tata Banking & Financial Services Fund - Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.25% of NAV if redeemed/switched out before 30 Days from the date of allotment. The fund has generated 18.11% and 15.94% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.67% in Equity, 0.94% in Debt and 0.39% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 64.32% in Banks, 21.90% in Finance, 6.96% in Insurance, 2.87% in Capital Markets, 2.29% in Financial Technology (Fin

FAQs

How to Invest in Tata Banking & Financial Services Fund - Dir (G) Direct Growth?

Tata Banking & Financial Services Fund - Dir (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 16.95% since inception. Looking to invest in Tata Banking & Financial Services Fund - Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Banking & Financial Services Fund - Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata Banking & Financial Services Fund - Dir (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Banking & Financial Services Fund - Dir (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Tata Banking & Financial Services Fund - Dir (G) Direct Growth generated?

In the short term, i.e., 1 year, Tata Banking & Financial Services Fund - Dir (G) has generated annualised return of 8.65%. In the long-term, the fund has generated 18.11% and 15.94% in 3 and 5 years respectively. Since its inception, the fund has generated 16.95% returns.

What is the expense ratio of Tata Banking & Financial Services Fund - Dir (G) Direct Growth?

The expense ratio of Tata Banking & Financial Services Fund - Dir (G) Direct Growth is 0.57%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata Banking & Financial Services Fund - Dir (G) Fund Direct Growth?

The Assets Under Management (AUM) of Tata Banking & Financial Services Fund - Dir (G) is ₹2,284.89 (Cr) as of 2025-03-12 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata Banking & Financial Services Fund - Dir (G) Direct Growth?

Redeeming or selling units of Tata Banking & Financial Services Fund - Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Banking & Financial Services Fund - Dir (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata Banking & Financial Services Fund - Dir (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).