Can I invest in SIP and Lumpsum in SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in SBI Healthcare Opportunities Fund - Direct (IDCW). Minimum lumpsum investment SBI Healthcare Opportunities Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of SBI Healthcare Opportunities Fund - Direct (IDCW)?

The 5 biggest stock holdings of SBI Healthcare Opportunities Fund - Direct (IDCW) are: Sun Pharma.Inds. (13.47%), Max Healthcare (6.50%), Divi's Lab. (6.20%), Cipla (5.10%), Lupin (4.83%)

What are the top sectors SBI Healthcare Opportunities Fund - Direct (IDCW) invests in?

A majority of SBI Healthcare Opportunities Fund - Direct (IDCW) 's AUM worth ₹3,312.89 (Cr) is invested in these 3 top sectors: Pharmaceuticals & Biotech : 62.42% Healthcare Services : 24.51% Others : 4.68%

Mutual Funds
SBI Healthcare Opportunities Fund - Direct (IDCW)

SBI Healthcare Opportunities Fund - Direct (IDCW)

Q: What is the NAV of SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of SBI Healthcare Opportunities Fund - Direct (IDCW) is SBI Healthcare Opportunities Fund - Direct (IDCW) is ₹314.87 as on 2025-03-07.

Sectoral / Thematic

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NAV
314.87(-0.45%)
Fund Size (CR)
₹3,521.93
Expense Ratio
0.89
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
17.99%

Absolute Return: -7.80%

Annualized Return: 0%

Basic Details

Scheme Manager

Tanmaya Desai

Bench Mark

BSE Healthcare TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28 February 2025	10378.35	3.78%	-	3.03%	252/862
1 Month	7 February 2025	9329.18	-6.71%	-	-6.13%	488/834
3 Month	6 December 2024	9237.95	-7.62%	-	-12.94%	49/790
6 Month	6 September 2024	9675.43	-3.25%	-	-12.68%	40/739
1 Year	7 March 2024	11888.05	18.88%	18.88%	3.66%	8/662
3 Year	7 March 2022	19850.15	98.50%	25.65%	18.58%	60/482
5 Year	6 March 2020	32599.38	225.99%	26.63%	20.60%	66/396
Since Inception	2 January 2013	75066.24	650.66%	17.99%	9.72%	187/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	146602.27	22.17%	22.17%
3 Year	1 April 2022	3,60,000	627793.19	74.39%	20.37%
5 Year	1 April 2020	6,00,000	1257903.43	109.65%	15.96%
10 Year	1 April 2015	12,00,000	3439342.68	186.61%	11.10%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.22%

Standard Deviation

0.76%

Beta

1.05%

Sharpe Ratio

0.08%

Treynor's Ratio

12.91%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Sun Pharma.Inds.	13.47%	2800000	446.11	Equity	Pharmaceuticals
Max Healthcare	6.50%	2200000	215.18	Equity	Healthcare
Divi's Lab.	6.20%	375000	205.51	Equity	Pharmaceuticals
Cipla	5.10%	1200000	168.90	Equity	Pharmaceuticals
Lupin	4.83%	840000	159.99	Equity	Pharmaceuticals
Mankind Pharma	3.87%	560000	128.27	Equity	Pharmaceuticals
Aether Industri.	3.61%	1400000	119.75	Equity	Chemicals
Jupiter Life Lin	3.47%	800000	114.86	Equity	Healthcare
Poly Medicure	3.32%	540000	109.92	Equity	Healthcare
Abbott India	3.30%	36000	109.42	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-7.85%	-8.25%	-4.03%	25.42%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-7.85%	-8.25%	-4.03%	25.42%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-8.50%	-9.13%	-4.25%	24.37%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%

News

SBI Mutual Fund introduces Rs 250 JanNivesh SIP initiative
SBI Mutual Fund, in partnership with State Bank of India, has launched the JanNivesh SIP, a program designed to broaden access to mutual fund investments. The initiative features a Systematic Investment Plan (SIP) option starting at Rs 250.
JanNivesh SIP provides flexible investment options, including daily, weekly, and monthly SIPs. This structure aims to accommodate various income levels and investment preferences.
The program targets a diverse investor base, including first-time participants, small savers, individuals in rural, semi-urban, and urban areas, digitally-inclined urban investors, self-employed individuals, and technology-literate investors.
JanNivesh SIP will be accessible through the SBI YONO platform and via partnerships with fintech platforms such as Paytm, Groww, and Zerodha.
The initiative aims to encourage consistent investment practices and long-term wealth accumulation through a cost-effective investment model.
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SBI MF announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund managers under the following schemes, with effect from February 01, 2025.

Change in Fund Management Responsibilities:

Name of the Scheme	Existing Fund Manager	Revised Fund Manager
SBI International Access-US Equity FoF	Mr. Pradeep Kesavan	Mr. Rohit Shimpi
SBI Magnum Gloal Fund	Mr. R. Srinivasan & Mr. Tanmaya Desai (Co-Fund Manager)	Mr. Tanmaya Desai

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SBI MF announces change in Fund Manager of the following schemes

SBI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 27 December 2024

Change in Fund Managers of the Schemes:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
SBI Liquid Fund	Mr. R. Arun and Mr. Rajeev Radhakrishnan (Co-Fund Manager)	Mr. Rajeev Radhakrishnan
SBI Overnight Fund	Mr. R. Arun	Mr. Ranjana Gupta and Mr. Tejas Soman (Co-Fund Manager)
SBI Savings Fund	Mr. R. Arun and Mr. Rajeev Radhakrishnan (Co-Fund Manager)	Mr. Rajeev Radhakrishnan
SBI Magnum Ultra Short Duration Fund	Mr. R. Arun and Mr. Ardhendhu Bhattacharya (Co-Fund Manager)	Mr. Rajeev Radhakrishnan and Mr. Ardhendhu Bhattacharya (Co-Fund Manager)
SBI Magnum Low Duration Fund	Mr. Rajeev Radhakrishnan and Mr. R. Arun (Co-Fund Manager)	Mr. Rajeev Radhakrishnan
SBI Arbitrage Opportunities Fund	Mr. Neeraj Kumar (Equity Portion) Mr. R. Arun (Debt Portion)	Mr. Neeraj Kumar (Equity Portion) Mr. Ardhendhu Bhattacharya (Debt Portion)

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹3312.89

SBI Healthcare Opportunities Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by Tanmaya Desai. With assets under management (AUM) worth ₹3,312.89 (Cr), as of 7 March 2025, SBI Healthcare Opportunities Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 17.99% since its launch.
The current NAV of SBI Healthcare Opportunities Fund - Direct (IDCW) is ₹314.87, as on 7 March 2025. The fund's benchmark index is BSE Healthcare TRI. You can invest in SBI Healthcare Opportunities Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.50% - If redeemed/switched out wihin 15 days from the date of allotment. Nil - If redeemed/switched out after 15 days from the date of allotment. The fund has generated 25.65% and 26.63% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 92.28% in Equity, 2.92% in Debt and 4.80% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 62.42% in Pharmaceuticals & Biotech, 24.51% in Healthcare Services, 4.68% in Others, 3.31% in Healthcare Equipment & Su, 3.30% in Chemicals & Petrochemical

FAQs

How to Invest in SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth?

SBI Healthcare Opportunities Fund - Direct (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 17.99% since inception. Looking to invest in SBI Healthcare Opportunities Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Healthcare Opportunities Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, SBI Healthcare Opportunities Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Healthcare Opportunities Fund - Direct (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, SBI Healthcare Opportunities Fund - Direct (IDCW) has generated annualised return of 18.88%. In the long-term, the fund has generated 25.65% and 26.63% in 3 and 5 years respectively. Since its inception, the fund has generated 17.99% returns.

What is the expense ratio of SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth?

The expense ratio of SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth is 0.89%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Healthcare Opportunities Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Healthcare Opportunities Fund - Direct (IDCW) is ₹3,312.89 (Cr) as of 2025-03-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Healthcare Opportunities Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of SBI Healthcare Opportunities Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from SBI Healthcare Opportunities Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case SBI Healthcare Opportunities Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).