Can I invest in SIP and Lumpsum in Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Nippon India Balanced Advantage Fund-Direct (IDCW). Minimum lumpsum investment Nippon India Balanced Advantage Fund-Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Nippon India Balanced Advantage Fund-Direct (IDCW)?

The 5 biggest stock holdings of Nippon India Balanced Advantage Fund-Direct (IDCW) are: ICICI Bank (6.02%), HDFC Bank (5.81%), Infosys (4.42%), Bharti Airtel (3.36%), NTPC (2.01%)

What are the top sectors Nippon India Balanced Advantage Fund-Direct (IDCW) invests in?

A majority of Nippon India Balanced Advantage Fund-Direct (IDCW) 's AUM worth ₹8,807.79 (Cr) is invested in these 3 top sectors: Debt : 27.69% Banks : 15.43% IT-Software : 7.22%

Mutual Funds
Nippon India Balanced Advantage Fund-Direct (IDCW)

Nippon India Balanced Advantage Fund-Direct (IDCW)

Q: What is the NAV of Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of Nippon India Balanced Advantage Fund-Direct (IDCW) is Nippon India Balanced Advantage Fund-Direct (IDCW) is ₹44.91 as on 2025-02-03.

Dynamic Asset Allocation or Balanced Advantage

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NAV
44.91(-0.11%)
Fund Size (CR)
₹8,807.79
Expense Ratio
0.57
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
11.85%

Absolute Return: -1.98%

Annualized Return: 0%

Basic Details

Scheme Manager

Amar Kalkundrikar

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10146.59	1.47%	-	1.30%	61/145
1 Month	3 January 2025	9756.11	-2.44%	-	-3.25%	54/145
3 Month	31 October 2024	9852.41	-1.48%	-	-2.52%	47/145
6 Month	2 August 2024	9779.14	-2.21%	-	-2.92%	74/145
1 Year	2 February 2024	10976.87	9.77%	9.77%	8.18%	59/133
3 Year	3 February 2022	14074.71	40.75%	12.07%	10.96%	25/107
5 Year	3 February 2020	18663.96	86.64%	13.29%	12.21%	26/87
Since Inception	3 January 2013	38747.75	287.48%	11.85%	10.81%	50/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	235057.33	95.88%	95.88%
3 Year	2 March 2022	3,60,000	803132.60	123.09%	30.67%
5 Year	3 February 2020	6,10,000	1493744.21	144.88%	19.62%
10 Year	2 March 2015	12,00,000	3307205.22	175.60%	10.67%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.95%

Standard Deviation

0.51%

Beta

0.84%

Sharpe Ratio

0.07%

Treynor's Ratio

3.58%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	6.02%	4140426	530.66	Equity	Banks
HDFC Bank	5.81%	2884813	511.43	Equity	Banks
Infosys	4.42%	2072950	389.71	Equity	IT - Software
Bharti Airtel	3.36%	1862468	295.71	Equity	Telecomm-Service
NTPC	2.01%	5319300	177.32	Equity	Power Generation & Distribution
Reliance Industr	1.95%	1413490	171.80	Equity	Refineries
Larsen & Toubro	1.77%	432495	156.03	Equity	Infrastructure Developers & Operators
ITC	1.73%	3143156	152.02	Equity	Tobacco Products
Axis Bank	1.73%	1429434	152.19	Equity	Banks
Jubilant Food.	1.72%	2110048	151.52	Equity	Quick Service Restaurant

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Balanced Advantage Fund-Direct (IDCW)	8807.79	-2.44%	-1.48%	-2.21%	9.77%	12.07%
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-2.08%	-0.81%	1.05%	15.58%	13.35%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-2.09%	-0.86%	1.01%	15.58%	13.33%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-3.23%	-0.75%	1.30%	14.82%	-
Invesco India Balanced Advantage Fund-Direct (G)	945.37	-3.78%	-1.06%	-0.08%	12.79%	12.91%
Invesco India Balanced Advantage Fund-Direct (IDCW)	945.37	-3.82%	-1.08%	-0.11%	12.71%	12.87%

News

Nippon India MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
Nippon India Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Nippon India Small Cap Fund:
Regular Plan ' IDCW: 7.50
Direct Plan ' IDCW: 8.00
Nippon India Banking & Financial Services Fund:
Regular Plan ' IDCW: 5.50
Direct Plan ' IDCW: 7.00
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Nippon India MF announces change in fund manager under its schemes

Nippon India Mutual Fund has announced change in fund managers under the following schemes, with effect from February 01, 2025.

Change in Fund Management Responsibilities:

Name of the Scheme	Existing Fund Manager	Revised Fund Manager
Nippon India Nifty 50 Value 20 Index Fund, Nippon India Nifty Alpha Low Volatility 30 Index Fund, Nippon India Nifty Bank Index Fund, Nippon India Nifty IT Index Fund, Nippon India Nifty 500 Equal Weight Index Fund, Nippon India Nifty 500 Momentum 50 Index Fund, Nippon India Nifty Auto Index Fund, Nippon India Nifty Realty Index Fund, Nippon India Silver ETF Fund of Fund (FOF), CPSE ETF, Nippon India ETF Nifty PSU Bank BeES, Nippon India ETF Nifty IT, Nippon India Nifty Pharma ETF, Nippon India Nifty Auto ETF, Nippon India ETF Nifty 50 Value 20, Nippon India ETF Nifty Infrastructure BeES, Nippon India ETF Nifty India Consumption, Nippon India ETF Nifty Dividend Opportunities 50, Nippon India ETF Nifty 50 Shariah BeES	Himanshu Mange	Jitendra Tolani

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Nippon India MF announces change in benchmark index under its scheme

Nippon India Mutual Fund has announced change in the Benchmark of the following schemes with effect from January 30, 2025.

Changes in Benchmark Index:

Scheme Name	Existing Benchmark	Revised Benchmark
Nippon India Fixed Horizon Fund - XLIII - Series 5	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Duration Debt A - III Index
Nippon India Fixed Horizon Fund - XLIV - Series 1	Nifty Medium to Long Duration Debt Index	NIFTY Medium to Long Duration Debt Index A - III

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹8807.79

Nippon India Balanced Advantage Fund-Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Nippon India Mutual Fund. Launched in 1 January 2013, this fund is managed by Amar Kalkundrikar. With assets under management (AUM) worth ₹8,807.79 (Cr), as of 3 February 2025, Nippon India Balanced Advantage Fund-Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.85% since its launch.
The current NAV of Nippon India Balanced Advantage Fund-Direct (IDCW) is ₹44.91, as on 3 February 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Nippon India Balanced Advantage Fund-Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
10% of the units allotted shall be redeemed within any exit load, on or before completion of 12 months from the date allotment of units. 1.00% - If redeemed / switched on or before completion of 12 months from the date of allotment of units. Nil - If redeemed / switched after completion of 12 months from the date of allotment of units. The fund has generated 12.07% and 13.29% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.62% in Equity, 26.88% in Debt and 1.53% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.69% in Debt, 15.43% in Banks, 7.22% in IT-Software, 4.13% in Telecom-Services, 3.49% in Diversified FMCG

FAQs

How to Invest in Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth?

Nippon India Balanced Advantage Fund-Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 11.85% since inception. Looking to invest in Nippon India Balanced Advantage Fund-Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Nippon India Balanced Advantage Fund-Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Nippon India Balanced Advantage Fund-Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Nippon India Balanced Advantage Fund-Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Nippon India Balanced Advantage Fund-Direct (IDCW) has generated annualised return of 9.77%. In the long-term, the fund has generated 12.07% and 13.29% in 3 and 5 years respectively. Since its inception, the fund has generated 11.85% returns.

What is the expense ratio of Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth?

The expense ratio of Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth is 0.57%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Nippon India Balanced Advantage Fund-Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Nippon India Balanced Advantage Fund-Direct (IDCW) is ₹8,807.79 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Nippon India Balanced Advantage Fund-Direct (IDCW) Direct Growth?

Redeeming or selling units of Nippon India Balanced Advantage Fund-Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Nippon India Balanced Advantage Fund-Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Nippon India Balanced Advantage Fund-Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).