Can I invest in SIP and Lumpsum in JM Value Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in JM Value Fund - Direct (IDCW). Minimum lumpsum investment JM Value Fund - Direct (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of JM Value Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of JM Value Fund - Direct (IDCW) is JM Value Fund - Direct (IDCW) is ₹76.85 as on 2025-01-01.

Which are the biggest stock holdings of JM Value Fund - Direct (IDCW)?

The 5 biggest stock holdings of JM Value Fund - Direct (IDCW) are: HDFC Bank (7.21%), Infosys (4.57%), ICICI Bank (4.12%), Dr Reddy's Labs (3.14%), St Bk of India (2.74%)

What are the top sectors JM Value Fund - Direct (IDCW) invests in?

A majority of JM Value Fund - Direct (IDCW) 's AUM worth ₹1,072.74 (Cr) is invested in these 3 top sectors: Banks : 15.26% Pharmaceuticals & Biotech : 11.91% Finance : 8.39%

Mutual Funds
JM Value Fund - Direct (IDCW)

JM Value Fund - Direct (IDCW)

Value Fund

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NAV
76.85(0.37%)
Fund Size (CR)
₹1,072.74
Expense Ratio
0.98
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
18.23%

Absolute Return: -6.99%

Annualized Return: 0%

Basic Details

Scheme Manager

Satish Ramanathan

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10014.29	0.14%	-	-0.07%	16/88
1 Month	29 November 2024	9910.03	-0.90%	-	-1.42%	18/88
3 Month	30 September 2024	9242.74	-7.57%	-	-6.52%	59/88
6 Month	28 June 2024	9833.04	-1.67%	-	0.86%	69/88
1 Year	29 December 2023	12617.36	26.17%	26.17%	20.70%	12/88
3 Year	30 December 2021	20128.96	101.29%	26.26%	20.06%	3/84
5 Year	30 December 2019	31013.40	210.13%	25.40%	21.85%	6/64
Since Inception	2 January 2013	74572.08	645.72%	18.23%	17.58%	38/88

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	136757.48	5.20%	5.20%
3 Year	3 January 2022	3,70,000	584987.37	58.10%	16.50%
5 Year	1 January 2020	6,10,000	1286305.59	110.87%	16.09%
10 Year	1 January 2015	12,10,000	3731808.40	208.41%	11.92%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.26%

Standard Deviation

0.94%

Beta

1.28%

Sharpe Ratio

0.11%

Treynor's Ratio

14.03%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.21%	430605	77.34	Equity	Banks
Infosys	4.57%	264105	49.07	Equity	IT - Software
ICICI Bank	4.12%	340000	44.20	Equity	Banks
Dr Reddy's Labs	3.14%	280000	33.66	Equity	Pharmaceuticals
St Bk of India	2.74%	350000	29.36	Equity	Banks
NTPC	2.64%	780000	28.36	Equity	Power Generation & Distribution
REC Ltd	2.49%	500800	26.67	Equity	Finance
Tech Mahindra	2.23%	140000	23.97	Equity	IT - Software
Amber Enterp.	2.16%	38121	23.12	Equity	Consumer Durables
Suven Pharma	2.07%	170190	22.22	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Value Fund - Direct (IDCW)	1072.74	-0.90%	-7.57%	-1.67%	26.17%	26.26%
AXIS Value Fund - Direct (G)	785.25	0.16%	-3.90%	6.42%	29.56%	23.24%
AXIS Value Fund - Direct (IDCW)	785.25	0.16%	-3.85%	6.47%	29.56%	23.24%
LIC MF Value Fund - Direct (G)	142.70	0.63%	-2.19%	8.20%	29.21%	19.70%
LIC MF Value Fund - Direct (IDCW)	142.70	0.62%	-2.20%	8.18%	29.15%	19.67%
HSBC Value Fund - Direct (G)	13674.92	-1.28%	-5.00%	0.25%	26.60%	24.03%

News

JM MF announces change in Fund Manager of the following schemes

JM Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 05 November 2024

Change in Fund Managers of the Schemes:

Scheme Name	Fund Manager	Co-Fund Managers
JM Overnight Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Liquid Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Short Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Dynamic Bond Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Low Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Medium to Long Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar

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JM Financial Mutual Fund announces change in Key Personnel
JM Financial Mutual Fund has announced that Mr. Rahul Sanghvi has been appointed as a Fund Manager on the Board of JM Financial Management Company Ltd. effective October 23, 2024.
Details of Mr. Rahul Sanghvi
Age: 50 years
Designation: Additional Director
Qualification: BA HONS - Political Science
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1072.74

JM Value Fund - Direct (IDCW) is an Value Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Satish Ramanathan. With assets under management (AUM) worth ₹1,072.74 (Cr), as of 1 January 2025, JM Value Fund - Direct (IDCW) is categorized as a Value Fund within its segment. The fund has generated a return of 18.23% since its launch.
The current NAV of JM Value Fund - Direct (IDCW) is ₹76.85, as on 1 January 2025. The fund's benchmark index is BSE 500 TRI. You can invest in JM Value Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 30 days from the date of allotment. Nil - If redeemed/switched out after 30 days from the date of allotment. The fund has generated 26.26% and 25.40% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.31% in Equity, 1.27% in Debt and -0.58% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.26% in Banks, 11.91% in Pharmaceuticals & Biotech, 8.39% in Finance, 8.17% in IT-Software, 5.33% in Power

FAQs

How to Invest in JM Value Fund - Direct (IDCW) Direct Growth?

JM Value Fund - Direct (IDCW) is a popular fund in the Value Fund segment. The fund has generated a return of 18.23% since inception. Looking to invest in JM Value Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Value Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Value Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Value Fund - Direct (IDCW) today and reap the benefits of this Value Fund fund!

How much returns has JM Value Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, JM Value Fund - Direct (IDCW) has generated annualised return of 26.17%. In the long-term, the fund has generated 26.26% and 25.40% in 3 and 5 years respectively. Since its inception, the fund has generated 18.23% returns.

What is the expense ratio of JM Value Fund - Direct (IDCW) Direct Growth?

The expense ratio of JM Value Fund - Direct (IDCW) Direct Growth is 0.98%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Value Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of JM Value Fund - Direct (IDCW) is ₹1,072.74 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Value Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of JM Value Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Value Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Value Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).