Can I invest in SIP and Lumpsum in UTI-Value Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Value Fund - Direct (IDCW). Minimum lumpsum investment UTI-Value Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Value Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Value Fund - Direct (IDCW) is UTI-Value Fund - Direct (IDCW) is ₹58.12 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Value Fund - Direct (IDCW)?

The 5 biggest stock holdings of UTI-Value Fund - Direct (IDCW) are: HDFC Bank (9.55%), ICICI Bank (5.63%), Infosys (5.44%), Bharti Airtel (3.68%), Axis Bank (3.24%)

What are the top sectors UTI-Value Fund - Direct (IDCW) invests in?

A majority of UTI-Value Fund - Direct (IDCW) 's AUM worth ₹10,159.11 (Cr) is invested in these 3 top sectors: Banks : 25.72% IT-Software : 11.16% Pharmaceuticals & Biotech : 7.39%

Mutual Funds
UTI-Value Fund - Direct (IDCW)

UTI-Value Fund - Direct (IDCW)

Value Fund

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NAV
58.12(0.12%)
Fund Size (CR)
₹10,159.11
Expense Ratio
1.13
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
15.15%

Absolute Return: -7.28%

Annualized Return: 0%

Basic Details

Scheme Manager

Vetri Subramaniam

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9991.93	-0.08%	-	-0.07%	29/88
1 Month	29 November 2024	9782.64	-2.17%	-	-1.42%	59/88
3 Month	30 September 2024	9279.07	-7.21%	-	-6.52%	50/88
6 Month	28 June 2024	10298.06	2.98%	-	0.86%	13/88
1 Year	29 December 2023	12422.93	24.23%	24.23%	20.70%	22/88
3 Year	30 December 2021	16798.45	67.98%	18.87%	20.06%	53/84
5 Year	30 December 2019	26134.39	161.34%	21.18%	21.85%	34/64
Since Inception	1 January 2013	54349.97	443.50%	15.15%	17.58%	71/88

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	200394.84	54.15%	54.15%
3 Year	3 January 2022	3,70,000	750321.23	102.79%	26.58%
5 Year	1 January 2020	6,10,000	1563395.70	156.29%	20.71%
10 Year	1 January 2015	12,10,000	3998677.14	230.47%	12.70%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.83%

Standard Deviation

0.94%

Beta

0.96%

Sharpe Ratio

0.12%

Treynor's Ratio

3.42%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.55%	5400000	969.87	Equity	Banks
ICICI Bank	5.63%	4400000	572.04	Equity	Banks
Infosys	5.44%	2975000	552.71	Equity	IT - Software
Bharti Airtel	3.68%	2300000	374.24	Equity	Telecomm-Service
Axis Bank	3.24%	2900000	329.53	Equity	Banks
Kotak Mah. Bank	3.04%	1750000	308.92	Equity	Banks
St Bk of India	3.04%	3683422	309.02	Equity	Banks
Tech Mahindra	3.03%	1800000	308.21	Equity	IT - Software
Reliance Industr	2.80%	2200000	284.28	Equity	Refineries
M & M	2.41%	825000	244.70	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Value Fund - Direct (IDCW)	10159.11	-2.17%	-7.21%	2.98%	24.23%	18.87%
AXIS Value Fund - Direct (G)	785.25	0.16%	-3.90%	6.42%	29.56%	23.24%
AXIS Value Fund - Direct (IDCW)	785.25	0.16%	-3.85%	6.47%	29.56%	23.24%
LIC MF Value Fund - Direct (G)	142.70	0.63%	-2.19%	8.20%	29.21%	19.70%
LIC MF Value Fund - Direct (IDCW)	142.70	0.62%	-2.20%	8.18%	29.15%	19.67%
HSBC Value Fund - Direct (G)	13674.92	-1.28%	-5.00%	0.25%	26.60%	24.03%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹10159.11

UTI-Value Fund - Direct (IDCW) is an Value Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Vetri Subramaniam. With assets under management (AUM) worth ₹10,159.11 (Cr), as of 1 January 2025, UTI-Value Fund - Direct (IDCW) is categorized as a Value Fund within its segment. The fund has generated a return of 15.15% since its launch.
The current NAV of UTI-Value Fund - Direct (IDCW) is ₹58.12, as on 1 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-Value Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil The fund has generated 18.87% and 21.18% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.75% in Equity, 0.19% in Debt and 1.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.72% in Banks, 11.16% in IT-Software, 7.39% in Pharmaceuticals & Biotech, 4.76% in Automobiles, 4.02% in Telecom-Services

FAQs

How to Invest in UTI-Value Fund - Direct (IDCW) Direct Growth?

UTI-Value Fund - Direct (IDCW) is a popular fund in the Value Fund segment. The fund has generated a return of 15.15% since inception. Looking to invest in UTI-Value Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Value Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Value Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Value Fund - Direct (IDCW) today and reap the benefits of this Value Fund fund!

How much returns has UTI-Value Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Value Fund - Direct (IDCW) has generated annualised return of 24.23%. In the long-term, the fund has generated 18.87% and 21.18% in 3 and 5 years respectively. Since its inception, the fund has generated 15.15% returns.

What is the expense ratio of UTI-Value Fund - Direct (IDCW) Direct Growth?

The expense ratio of UTI-Value Fund - Direct (IDCW) Direct Growth is 1.13%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Value Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Value Fund - Direct (IDCW) is ₹10,159.11 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Value Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of UTI-Value Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Value Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Value Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).