Can I invest in SIP and Lumpsum in HDFC Business Cycle Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Business Cycle Fund - Direct (IDCW). Minimum lumpsum investment HDFC Business Cycle Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Business Cycle Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Business Cycle Fund - Direct (IDCW) is HDFC Business Cycle Fund - Direct (IDCW) is ₹13.26 as on 2025-03-11.

Which are the biggest stock holdings of HDFC Business Cycle Fund - Direct (IDCW)?

The 5 biggest stock holdings of HDFC Business Cycle Fund - Direct (IDCW) are: Larsen & Toubro (8.72%), ICICI Bank (7.90%), Bharti Airtel (7.41%), Tata Motors (7.10%), Zomato Ltd (5.95%)

What are the top sectors HDFC Business Cycle Fund - Direct (IDCW) invests in?

A majority of HDFC Business Cycle Fund - Direct (IDCW) 's AUM worth ₹2,639.7 (Cr) is invested in these 3 top sectors: Banks : 19.98% Construction : 10.69% Debt : 10.23%

Mutual Funds
HDFC Business Cycle Fund - Direct (IDCW)

HDFC Business Cycle Fund - Direct (IDCW)

Sectoral / Thematic

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NAV
13.26(-0.31%)
Fund Size (CR)
₹2,837.27
Expense Ratio
0.8
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
13.30%

Absolute Return: -13.33%

Annualized Return: 0%

Basic Details

Scheme Manager

Rahul Baijal

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10048.35	0.48%	-	2.00%	764/862
1 Month	10 February 2025	9485.17	-5.15%	-	-5.73%	327/838
3 Month	10 December 2024	8700.37	-13.00%	-	-13.85%	312/792
6 Month	10 September 2024	8615.84	-13.84%	-	-14.01%	317/739
1 Year	7 March 2024	9988.74	-0.11%	-0.11%	2.66%	447/662
3 Year	-	-	0%	-	16.84%	-/-
5 Year	-	-	0%	-	21.27%	-/-
Since Inception	30 November 2022	13288.71	32.89%	13.30%	9.20%	443/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	110616.94	-7.82%	-7.82%
3 Year	1 December 2022	2,80,000	304668.92	8.81%	2.85%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.72%

Standard Deviation

0.91%

Beta

0.52%

Sharpe Ratio

-0.01%

Treynor's Ratio

1.88%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Larsen & Toubro	8.72%	727612	230.21	Equity	Infrastructure Developers & Operators
ICICI Bank	7.90%	1732000	208.55	Equity	Banks
Bharti Airtel	7.41%	1245000	195.49	Equity	Telecomm-Service
Tata Motors	7.10%	3020000	187.44	Equity	Automobile
Zomato Ltd	5.95%	7075839	157.15	Equity	E-Commerce/App based Aggregator
Axis Bank	5.64%	1465000	148.78	Equity	Banks
Infosys	4.16%	650000	109.70	Equity	IT - Software
HDFC Bank	3.97%	605000	104.81	Equity	Banks
Kotak Mah. Bank	2.92%	405000	77.07	Equity	Banks
Titan Company	2.64%	226399	69.67	Equity	Diamond, Gems and Jewellery

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Business Cycle Fund - Direct (IDCW)	2837.27	-5.15%	-13.00%	-13.84%	-0.11%	-
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-6.99%	-9.69%	-5.49%	23.39%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%

News

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
HDFC Mutual Fund has announced 06 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Banking & Financial Services Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.00 each.
HDFC ELSS Tax Saver ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 7.00 each.
HDFC Housing Opportunities Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.25 each.
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 15 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

HDFC Capital Builder Value Fund HDFC Value Fund

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Existing Scheme Name	Revised Scheme Name
HDFC Capital Builder Value Fund	HDFC Value Fund

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 28 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Dividend Yield Fund:
Regular Plan ' IDCW: 1.50
Direct Plan ' IDCW: 1.50
HDFC Large and Mid Cap Fund:
Regular Plan ' IDCW: 2.50
Direct Plan ' IDCW: 2.50
HDFC Large Cap Fund:
Regular Plan ' IDCW: 5.50
Direct Plan ' IDCW: 5.50
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Fund House Details & Investment Objective

Date of Incorporation

11 November 2022

Total AUM (Cr)

₹2639.70

HDFC Business Cycle Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 11 November 2022, this fund is managed by Rahul Baijal. With assets under management (AUM) worth ₹2,639.7 (Cr), as of 11 March 2025, HDFC Business Cycle Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 13.30% since its launch.
The current NAV of HDFC Business Cycle Fund - Direct (IDCW) is ₹13.26, as on 11 March 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in HDFC Business Cycle Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
In respect of each purchase/Switch-in of units, an Exit load of 1% is payable if units are redeemed/switched-out within 1 year from the date of allotment. No Exit Load is payable if units are redeemed / switched-out after 1 year from the date of allotment. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.73% in Equity, 5.49% in Debt and 0.78% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.98% in Banks, 10.69% in Construction, 10.23% in Debt, 7.53% in Telecom-Services, 7.11% in Automobiles

FAQs

How to Invest in HDFC Business Cycle Fund - Direct (IDCW) Direct Growth?

HDFC Business Cycle Fund - Direct (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 13.30% since inception. Looking to invest in HDFC Business Cycle Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Business Cycle Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Business Cycle Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Business Cycle Fund - Direct (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has HDFC Business Cycle Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Business Cycle Fund - Direct (IDCW) has generated annualised return of -0.11%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 13.30% returns.

What is the expense ratio of HDFC Business Cycle Fund - Direct (IDCW) Direct Growth?

The expense ratio of HDFC Business Cycle Fund - Direct (IDCW) Direct Growth is 0.80%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Business Cycle Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Business Cycle Fund - Direct (IDCW) is ₹2,639.7 (Cr) as of 2025-03-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Business Cycle Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of HDFC Business Cycle Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Business Cycle Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Business Cycle Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).