Can I invest in SIP and Lumpsum in DSP Business Cycle Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Business Cycle Fund - Direct (IDCW). Minimum lumpsum investment DSP Business Cycle Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Business Cycle Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of DSP Business Cycle Fund - Direct (IDCW) is DSP Business Cycle Fund - Direct (IDCW) is ₹8.85 as on 2025-03-11.

Which are the biggest stock holdings of DSP Business Cycle Fund - Direct (IDCW)?

The 5 biggest stock holdings of DSP Business Cycle Fund - Direct (IDCW) are: Axis Bank (5.32%), Bharti Airtel (4.53%), M & M (4.46%), Kotak Mah. Bank (4.06%), St Bk of India (3.83%)

What are the top sectors DSP Business Cycle Fund - Direct (IDCW) invests in?

A majority of DSP Business Cycle Fund - Direct (IDCW) 's AUM worth ₹873.62 (Cr) is invested in these 3 top sectors: Debt : 21.44% Banks : 8.97% Automobiles : 8.06%

Mutual Funds
DSP Business Cycle Fund - Direct (IDCW)

DSP Business Cycle Fund - Direct (IDCW)

Sectoral / Thematic

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NAV
8.85(-0.02%)
Fund Size (CR)
₹917.73
Expense Ratio
0.65
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
-11.49%

Absolute Return: -11.51%

Annualized Return: 0%

Basic Details

Scheme Manager

Charanjit Singh

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10258.46	2.58%	-	2.00%	262/862
1 Month	10 February 2025	9472.39	-5.28%	-	-5.73%	338/838
3 Month	-	-	-	-	-13.85%	-/-
6 Month	-	-	-	-	-14.01%	-/-
1 Year	-	-	-	-	2.66%	-/-
3 Year	-	-	0%	-	16.84%	-/-
5 Year	-	-	0%	-	21.27%	-/-
Since Inception	17 December 2024	8851.00	-11.49%	-11.49%	9.20%	761/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	30,000	28516.12	-4.95%	-4.95%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.36%

Standard Deviation

1.03%

Beta

-19.82%

Sharpe Ratio

-0.39%

Treynor's Ratio

-17.23%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Axis Bank	5.32%	457679	46.48	Equity	Banks
Bharti Airtel	4.53%	251902	39.55	Equity	Telecomm-Service
M & M	4.46%	150617	38.94	Equity	Automobile
Kotak Mah. Bank	4.06%	186288	35.45	Equity	Banks
St Bk of India	3.83%	486261	33.49	Equity	Banks
Power Grid Corpn	3.78%	1316384	33.02	Equity	Power Generation & Distribution
Interglobe Aviat	3.37%	65847	29.48	Equity	Air Transport Service
Apollo Hospitals	3.20%	46126	27.92	Equity	Healthcare
NTPC	3.12%	874932	27.25	Equity	Power Generation & Distribution
ICICI Bank	3.07%	222841	26.83	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Business Cycle Fund - Direct (IDCW)	917.73	-5.28%	-	-	-	-
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-6.99%	-9.69%	-5.49%	23.39%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%

News

DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 06 March 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Flexi Cap Fund - Regular Plan ' IDCW: 4.80
DSP Flexi Cap Fund - Direct Plan ' IDCW: 6.90
DSP Natural Resources and New Energy Fund - Regular Plan ' IDCW: 2.20
DSP Natural Resources and New Energy Fund - Direct Plan ' IDCW: 2.60
DSP Value Fund - Regular Plan - IDCW: 1.30
DSP Value Fund - Direct Plan - IDCW: 1.50
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its scheme
DSP Mutual Fund has announced 28 February 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund- Regular Plan ' IDCW & Direct Plan ' IDCW: 0.200 each.
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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under four schemes
DSP Mutual Fund has announced 27 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Equity Opportunities Fund ' Regular Plan ' IDCW Option: 3.100
DSP Equity Opportunities Fund ' Direct Plan ' IDCW Option: 8.800
DSP Multi Asset Allocation Fund ' Regular Plan ' IDCW Option: 0.600
DSP Multi Asset Allocation Fund ' Direct Plan ' IDCW Option: 0.600
DSP Healthcare Fund ' Regular Plan ' IDCW Option: 2.100
DSP Healthcare Fund ' Direct Plan ' IDCW Option: 2.300
DSP Quant Fund ' Regular Plan ' IDCW Option: 1.400
DSP Quant Fund ' Direct Plan ' IDCW Option: 1.500
DSP Arbitrage Fund ' Regular Plan ' IDCW Option: 0.600
DSP Arbitrage Fund ' Direct Plan ' IDCW Option: 0.600
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Fund House Details & Investment Objective

Date of Incorporation

27 November 2024

Total AUM (Cr)

₹873.62

DSP Business Cycle Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 27 November 2024, this fund is managed by Charanjit Singh. With assets under management (AUM) worth ₹873.62 (Cr), as of 11 March 2025, DSP Business Cycle Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -11.49% since its launch.
The current NAV of DSP Business Cycle Fund - Direct (IDCW) is ₹8.85, as on 11 March 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in DSP Business Cycle Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.5% - If the units redeemed or switched out on or before 1 month from the date of allotment Nil - If units are redeemed or switched out after 1 month from the date of allotment The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 83.96% in Equity, 16.07% in Debt and -0.03% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.44% in Debt, 8.97% in Banks, 8.06% in Automobiles, 7.57% in Pharmaceuticals & Biotech, 7.00% in Consumer Durables

FAQs

How to Invest in DSP Business Cycle Fund - Direct (IDCW) Direct Growth?

DSP Business Cycle Fund - Direct (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of -11.49% since inception. Looking to invest in DSP Business Cycle Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Business Cycle Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Business Cycle Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Business Cycle Fund - Direct (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has DSP Business Cycle Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, DSP Business Cycle Fund - Direct (IDCW) has generated annualised return of undefined%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated -11.49% returns.

What is the expense ratio of DSP Business Cycle Fund - Direct (IDCW) Direct Growth?

The expense ratio of DSP Business Cycle Fund - Direct (IDCW) Direct Growth is 0.65%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Business Cycle Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Business Cycle Fund - Direct (IDCW) is ₹873.62 (Cr) as of 2025-03-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Business Cycle Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of DSP Business Cycle Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Business Cycle Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Business Cycle Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).