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Kotak Equity Savings Fund - Direct (G)

Equity Savings
  • NAV

    26.93(-0.88%)
  • Fund Size (CR)

    ₹7,897.27
  • Expense Ratio

    0.65
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹100
  • Minimum Additional Investment

    ₹100
  • Minimum SIP Investment

    ₹100
  • Minimum Withdrawal

    ₹1,000
  • Exit Load For redemption/switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 Days from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 90 Days from the date of allotment. Nil - If units are redeemed or switched out on or after 90 Days from the date of allotment.

    0%
  • Return Since Launch

    10.00%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -2.21%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Devender Singhal

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 28 March 20259964.54-0.35%--0.42%51/131
1 Month4 March 202510267.862.68%-2.03%17/129
3 Month3 January 20259792.58-2.07%--1.19%102/129
6 Month4 October 20249826.05-1.74%--0.32%101/129
1 Year4 April 202410631.646.32%6.32%6.85%82/129
3 Year4 April 202213683.7536.84%11.01%8.80%7/129
5 Year3 April 202020078.41100.78%14.94%13.34%31/129
Since Inception13 October 201427169.90171.70%10.00%8.36%13/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year2 May 20241,20,000119137.43-0.72% -0.72%
3 Year2 May 20223,60,000416801.9215.78% 5.00%
5 Year4 May 20206,00,000787140.4431.19% 5.58%
10 Year4 May 201512,00,0002046899.6070.57% 5.49%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

1.51%

Standard Deviation

0.36%

Beta

0.93%

Sharpe Ratio

0.03%

Treynor's Ratio

3.43%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
Indus Towers4.61%11267098364.32EquityTelecomm Equipment & Infra Services
Bharti Airtel3.88%1951880306.48EquityTelecomm-Service
HDFC Bank3.17%1447050250.69EquityBanks
Maruti Suzuki3.12%205988246.07EquityAutomobile
Vedanta2.30%4604600181.77EquityMining & Mineral products
Adani Ports2.16%1594400170.51EquityMarine Port & Services
Reliance Industr2.03%1335452160.27EquityRefineries
NTPC1.99%5040400156.98EquityPower Generation & Distribution
St Bk of India1.83%2094251144.25EquityBanks
Hero Motocorp1.75%375000138.04EquityAutomobile

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
Kotak Equity Savings Fund - Direct (G)
7897.272.68%-2.07%-1.74%6.32%11.01%
DSP Equity Savings Fund - Direct (G)
2475.662.19%0.59%1.19%10.93%10.12%
DSP Equity Savings Fund - Direct (IDCW)
2475.662.19%0.59%1.19%10.93%10.12%
DSP Equity Savings Fund - Direct (IDCW-M)
2475.662.19%0.59%1.18%10.92%10.11%
DSP Equity Savings Fund - Direct (IDCW-Q)
2475.662.17%0.57%1.17%10.90%10.10%
Edelweiss Equity Savings Fund-Dir (B)
568.542.04%-0.89%1.07%9.68%10.58%

List of Schemes under Kotak Mahindra Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
Kotak Multicap FundEquityVery High2.39%4₹14,374.18
Kotak Bluechip FundEquityVery High5.35%4₹8,717.81
Kotak Equity Opportunities FundEquityVery High3.89%4₹22,852.63
Kotak Emerging Equity FundEquityVery High8.65%4₹43,941.48
Kotak Small Cap FundEquityVery High3.29%2₹14,407.09
Kotak India EQ Contra FundEquityVery High4.53%4₹3,603.01
Kotak Focused Equity FundEquityVery High4.11%3₹3,135.90
Kotak Infrastructure & Economic Reform-SPEquityVery High-2.2%4₹1,891.24
Kotak Pioneer FundEquityVery High3.83%0₹2,438.60
Kotak ESG Exclusionary Strategy FundEquityVery High2.31%0₹803.81
Kotak Manufacture in India FundEquityVery High2.18%0₹2,039.96
Kotak Business Cycle FundEquityVery High8.86%0₹2,325.58
Kotak Banking & Financial Services FundEquityVery High12.11%0₹1,007.47
Kotak Quant FundEquityVery High-1.71%0₹707.12
Kotak Consumption FundEquityVery High14.25%0₹1,156.99
Kotak Healthcare FundEquityVery High11.51%0₹379.87
Kotak Technology FundEquityVery High5.83%0₹546.27
Kotak Special Opportunites FundEquityVery High0%0₹1,860.16
Kotak MNC FundEquityVery High0%0₹2,026.85
Kotak Transportation & Logistics FundEquityVery High0%0₹349.98
Kotak Energy Opportunities FundEquityVery High0%0₹0.00
Kotak ELSS Tax Saver FundEquityVery High1.43%3₹5,411.91
Kotak Overnight FundDebtLow6.64%4₹3,498.64
Kotak LiquidDebtModerate7.42%3₹31,250.86
Kotak Savings FundDebtModerate7.8%3₹11,872.80
Kotak Low Duration Fund - Standard PlanDebtModerate8.39%1₹11,266.23
Kotak Money Market SchemeDebtModerate7.99%4₹25,007.90
Kotak Bond - Short Term FundDebtModerate9.29%3₹16,681.43
Kotak Medium Term FundDebtModerate9.78%4₹1,765.97
Kotak Bond FundDebtModerately Low10.02%3₹2,031.27
Kotak Long Duration FundDebtModerate11.24%0₹151.42
Kotak Dynamic Bond FundDebtModerate10.36%3₹2,825.57
Kotak Corporate Bond FundDebtModerately Low9.39%4₹14,638.79
Kotak Credit Risk FundDebtHigh7.92%1₹709.36
Kotak Banking and PSU Debt FundDebtModerate9.05%3₹6,011.31
Kotak Gilt-Invest PlanDebtModerately Low10.94%3₹3,934.15
Kotak Gilt-Invest PlanDebtModerately Low10.96%3₹3,934.15
Kotak Floating Rate FundDebtModerately Low9.19%2₹3,218.09
Kotak Debt HybridHybridModerately High9.37%4₹2,975.94
Kotak Equity HybridHybridVery High7.26%4₹6,324.10
Kotak Balanced Advantage FundHybridVery High7.36%3₹15,812.67
Kotak Multi Asset Allocation Fund - RegHybridVery High5%0₹7,261.61
Kotak Equity Arbitrage FundHybridLow8.1%4₹58,922.98
Kotak Equity Savings FundHybridModerately High6.32%5₹7,897.27
Kotak Nifty Next 50 Index FundOtherVery High-0.65%3₹436.51
Kotak Nifty 50 Index FundOtherVery High2.51%2₹733.40
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index FundOtherModerate8.62%0₹7,713.74
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index FundOtherModerate10.38%0₹2,942.58
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index FundOtherModerate8.92%0₹567.09
Kotak Nifty SDL Plus AAA PSU Bond Jul 2033 60:40 Index FundOtherModerate0%0₹0.00
Kotak Nifty SDL Jul 2026 Index FundOtherModerately Low8.1%0₹105.85
Kotak Nifty SDL Jul 2033 Index FundOtherModerate10.66%0₹230.22
Kotak Nifty Smallcap 50 Index FundOtherVery High1.14%0₹99.96
Kotak Nifty 200 Momentum 30 Index FundOtherVery High-13.52%0₹341.05
Kotak Nifty Financial Services Ex-Bank Index FundOtherVery High10.48%0₹37.68
Kotak BSE Housing Index FundOtherVery High-1.06%0₹14.76
Kotak Nifty G-Sec July 2033 Index FundOtherModerate10.76%0₹19.60
Kotak Nifty AAA Bond Jun 2025 HTM Index FundOtherModerately Low7.71%0₹322.04
Kotak Nifty 100 Low Volatility 30 Index FundOtherVery High0%0₹100.55
Kotak BSE PSU Index FundOtherVery High0%0₹64.03
Kotak NIFTY Midcap 50 Index FundOtherVery High0%0₹43.89
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 FundOtherModerate0%0₹412.09
Kotak Nifty India Tourism Index FundOtherVery High0%0₹23.66
Kotak NIFTY Midcap 150 Momentum 50 Index FundOtherVery High0%0₹75.23
Kotak Nifty 100 Equal Weight Index FundOtherVery High0%0₹7.18
Kotak Nifty 50 Equal Weight Index FundOtherVery High0%0₹8.63
Kotak Nifty SmallCap 250 Index FundOtherVery High0%0₹15.81
Kotak BSE Sensex Index FundOtherVery High0%0₹7.17
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 FundOtherModerate0%0₹62.38
Kotak Nifty Commodities Index FundOtherVery High0%0₹0.00
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index FundOtherModerately Low0%0₹634.93
Kotak Nifty Midcap 150 Index FundOtherVery High0%0₹0.00
Kotak Nifty Top 10 Equal Weight Index FundOtherVery High0%0₹0.00
Kotak Global Emerging Market FundOtherVery High-0.18%0₹89.38
Kotak International REIT FOFOtherVery High3.34%0₹47.38
Kotak NASDAQ 100 Fund of FundOtherVery High-0.67%0₹3,342.08
Kotak Global Innovation Fund of FundOtherVery High-0.9%0₹545.99
Kotak Gold FundOtherHigh26.38%2₹2,654.51
Kotak Multi Asset Allocator FoF - DynamicOtherHigh6.74%4₹1,566.78
Kotak Income Plus Arbitrage FOFOtherModerately High10.06%0₹775.78
Kotak Silver ETF Fund of FundOtherVery High15.42%0₹71.66
Kotak Yearly Interval Plan - Sr.1 - RegDebtModerately Low0%0₹0.00
Kotak FMP - Series 292 - 1735 DaysDebtModerately Low8.14%0₹452.72
Kotak FMP - Series 300 - 1223 DaysDebtModerate7.94%0₹245.94
Kotak FMP - Series 304 - 3119 DaysDebtModerate11.45%0₹113.28
Kotak FMP - Series 305 - 1200 DaysDebtModerately Low7.82%0₹34.36
Kotak FMP - Series 308 - 1125 DaysDebtVery High8.97%0₹95.91
Kotak FMP - Series 310 - 1131 DaysDebtModerate7.95%0₹127.94
Kotak FMP - Series 312 - 90 DaysDebtModerately Low0%0₹0.00
Kotak FMP - Series 313 - 180 DaysDebtModerate0%0₹0.00
Kotak FMP - Series 330 - 98 DaysDebtLow0%0₹0.00
Kotak Flexi Cap FundEquityVery High4.29%3₹45,433.37

News

  • Kotak MF unveils Rs 250 'Choti SIP' for new investors

    Kotak Mahindra Mutual Fund has launched its Choti SIP facility, a new initiative designed to make mutual fund investments more accessible to first-time investors. This move follows recent regulatory changes by the Securities and Exchange Board of India (SEBI) and the Association of Mutual Funds in India (AMFI) to encourage smaller investment plans.

    The Choti SIP will be available across all eligible schemes of Kotak Mahindra Mutual Fund, allowing new investors to begin their investment journey with a minimum monthly contribution of just Rs 250.

    To be eligible, investors must be entirely new to mutual fund investing (across all fund houses) and must opt for the growth option with a commitment to at least 60 monthly installments. Payments must be made through NACH or UPI auto-pay.

    Aditya Birla Sun Life Mutual Fund and SBI Mutual Fund are also among those who have recently launched 'Choti SIPs'.

    Powered by Capital Market - Live News

  • Kotak Equity Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)

    Kotak Mahindra Mutual Fund has announced 24 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Equity Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:

    Regular Plan ' Monthly IDCW Option: Rs 0.0396

    Direct Plan ' Monthly IDCW Option: Rs 0.0465

    Powered by Capital Market - Live News

  • Kotak Mahindra Fund announces Extension of NFO period

    Kotak Mahindra Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

    Kotak CRISIL-IBX AAA Bond Financial Services Index ' Dec 2026 Fund

    Particulars Existing Date Revised date
    NFO Closing February 10, 2025 February 13, 2025
    Re-opening on or before February 17, 2025 February 21, 2025

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

17 September 2014

Total AUM (Cr)

₹7897.27

Kotak Equity Savings Fund - Direct (G) is an Equity Savings-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 17 September 2014, this fund is managed by Devender Singhal. With assets under management (AUM) worth ₹7,897.27 (Cr), as of 7 April 2025, Kotak Equity Savings Fund - Direct (G) is categorized as a Equity Savings within its segment. The fund has generated a return of 10.00% since its launch.
The current NAV of Kotak Equity Savings Fund - Direct (G) is ₹26.93, as on 7 April 2025. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in Kotak Equity Savings Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For redemption/switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 Days from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 90 Days from the date of allotment. Nil - If units are redeemed or switched out on or after 90 Days from the date of allotment. The fund has generated 11.01% and 14.94% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.44% in Equity, 24.47% in Debt and 9.09% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 24.47% in Debt, 9.12% in Telecom-Services, 8.78% in Banks, 8.12% in Others, 5.51% in Automobiles

FAQs

How to Invest in Kotak Equity Savings Fund - Direct (G) Direct Growth?

Kotak Equity Savings Fund - Direct (G) is a popular fund in the Equity Savings segment. The fund has generated a return of 10.00% since inception. Looking to invest in Kotak Equity Savings Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Kotak Equity Savings Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Kotak Equity Savings Fund - Direct (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Kotak Equity Savings Fund - Direct (G) today and reap the benefits of this Equity Savings fund!

How much returns has Kotak Equity Savings Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Kotak Equity Savings Fund - Direct (G) has generated annualised return of 6.32%. In the long-term, the fund has generated 11.01% and 14.94% in 3 and 5 years respectively. Since its inception, the fund has generated 10.00% returns.

What is the expense ratio of Kotak Equity Savings Fund - Direct (G) Direct Growth?

The expense ratio of Kotak Equity Savings Fund - Direct (G) Direct Growth is 0.65%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Kotak Equity Savings Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Kotak Equity Savings Fund - Direct (G) is ₹7,897.27 (Cr) as of 2025-04-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Kotak Equity Savings Fund - Direct (G) Direct Growth?

Redeeming or selling units of Kotak Equity Savings Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Kotak Equity Savings Fund - Direct (G):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Kotak Equity Savings Fund - Direct (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).