What are Equity Saving Funds?
Equity Saving Funds invest in a mix of equities, debt, and arbitrage opportunities to provide balanced growth with reduced risk. By combining these three strategies, these funds aim to offer the growth potential of equities, the stability of debt, and the risk mitigation of arbitrage. They are suitable for investors looking for a balanced approach to growth and income.
Features of Equity Saving Funds
Triple strategy approach
Managed market volatility
Diversified investments
Benefits of Investing in Equity Saving Funds
Balanced growth and income
Risk mitigation thereby providing stability
Tax efficiency
Balanced risk and reward
Who Should invest inEquity Saving Funds
Conservative InvestorsSuitable for conservative investors seeking a balanced approach to growth and income, with reduced risk through diversification.
- Moderate Investors
Ideal for moderate investors looking for a mix of equity growth potential and debt stability, providing a harmonious balance of risk and reward.
Aggressive InvestorsFor those with a higher risk appetite, Equity Saving Funds offer a strategic blend of growth and income, adding stability to an aggressive portfolio.
Top Performing mutual funds
| Scheme Name | 5 Y | Value Research | ||||
|---|---|---|---|---|---|---|
 HSBC Equity Savings Fund - Direct (G) | 13.53% | Invest Now | ||||
HSBC Equity Savings Fund - Direct (IDCW-M) | 13.25% | Invest Now | ||||
HSBC Equity Savings Fund - Direct (IDCW-Q) | 13.13% | Invest Now | ||||
HSBC Equity Savings Fund (G) | 12.52% | Invest Now | ||||
FAQs
What are Equity Saving Funds?
Equity Saving Funds invest in a mix of equities, debt, and arbitrage opportunities to provide balanced growth and risk management.
Are Equity Saving Funds suitable for risk-averse investors?
Yes, Equity Saving Funds are suitable for risk-averse investors as they combine the stability of debt and arbitrage with the growth potential of equities, reducing overall portfolio risk.
Can Equity Saving Funds be part of a diversified portfolio?
Yes, Equity Saving Funds can be an excellent addition to a diversified portfolio, offering a balanced mix of growth and stability through their multi-asset strategy.
What is the recommended minimum investment horizon for Equity Saving Funds?
While these funds can be suitable for both short and long-term investments, a minimum horizon of 1-3 years is recommended to realise optimal returns and benefits from their balanced strategy.
How do market conditions affect Equity Saving Funds?
These funds are designed to perform well in various market conditions by adjusting the mix of equities, debt, and arbitrage based on market trends, aiming to balance risk and return.