Can I invest in SIP and Lumpsum in HSBC Equity Savings Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Equity Savings Fund - Direct (G). Minimum lumpsum investment HSBC Equity Savings Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HSBC Equity Savings Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of HSBC Equity Savings Fund - Direct (G) is HSBC Equity Savings Fund - Direct (G) is ₹34.45 as on 2025-04-01.

Which are the biggest stock holdings of HSBC Equity Savings Fund - Direct (G)?

The 5 biggest stock holdings of HSBC Equity Savings Fund - Direct (G) are: Kotak Mah. Bank (3.65%), St Bk of India (3.61%), Zomato Ltd (3.41%), Axis Bank (3.31%), Trent (2.98%)

What are the top sectors HSBC Equity Savings Fund - Direct (G) invests in?

A majority of HSBC Equity Savings Fund - Direct (G) 's AUM worth ₹619.25 (Cr) is invested in these 3 top sectors: Debt : 33.87% Banks : 22.18% Retailing : 6.80%

Mutual Funds
AMC
HSBC Equity Savings Fund - Direct (G)

HSBC Equity Savings Fund - Direct (G)

Equity Savings

Invest Now

NAV
34.45(-0.15%)
Fund Size (CR)
₹619.25
Expense Ratio
0.61
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
9.70%

Absolute Return: -8.82%

Annualized Return: 0%

Basic Details

Scheme Manager

Cheenu Gupta

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21 March 2025	9998.67	-0.01%	-	0.28%	121/131
1 Month	28 February 2025	10267.73	2.68%	-	2.56%	48/129
3 Month	27 December 2024	9215.02	-7.85%	-	-0.31%	124/129
6 Month	27 September 2024	9497.33	-5.03%	-	-0.79%	124/129
1 Year	28 March 2024	10999.90	10.00%	10.00%	8.03%	21/129
3 Year	28 March 2022	13844.38	38.44%	11.44%	9.56%	8/129
5 Year	27 March 2020	21066.25	110.66%	16.05%	12.94%	6/129
Since Inception	2 January 2013	31067.83	210.68%	9.70%	8.44%	34/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,30,000	128780.38	-0.94%	-0.94%
3 Year	1 April 2022	3,70,000	439111.50	18.68%	5.87%
5 Year	1 April 2020	6,10,000	831808.38	36.36%	6.40%
10 Year	1 April 2015	12,10,000	2070624.88	71.13%	5.52%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.18%

Standard Deviation

0.35%

Beta

0.57%

Sharpe Ratio

0.03%

Treynor's Ratio

3.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Kotak Mah. Bank	3.65%	118800	22.61	Equity	Banks
St Bk of India	3.61%	324750	22.37	Equity	Banks
Zomato Ltd	3.41%	950000	21.10	Equity	E-Commerce/App based Aggregator
Axis Bank	3.31%	201875	20.50	Equity	Banks
Trent	2.98%	38000	18.44	Equity	Retail
Blue Star	2.97%	96000	18.41	Equity	Consumer Durables
Jio Financial	2.91%	867900	18.02	Equity	Finance
Reliance Industr	2.81%	145000	17.40	Equity	Refineries
IndusInd Bank	2.76%	172500	17.08	Equity	Banks
ICICI Bank	2.46%	126700	15.26	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Equity Savings Fund - Direct (G)	619.25	2.68%	-7.85%	-5.03%	10.00%	11.44%
DSP Equity Savings Fund - Direct (G)	2475.66	2.16%	1.29%	0.64%	11.79%	10.89%
DSP Equity Savings Fund - Direct (IDCW)	2475.66	2.16%	1.29%	0.63%	11.79%	10.89%
DSP Equity Savings Fund - Direct (IDCW-M)	2475.66	1.75%	1.30%	0.23%	11.79%	10.88%
DSP Equity Savings Fund - Direct (IDCW-Q)	2475.66	2.16%	1.29%	0.63%	11.77%	10.87%
Invesco India Equity Savings Fund - Direct (G)	393.07	2.84%	-3.07%	-2.80%	10.82%	11.15%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC India Export Opportunities Fund	Equity	Very High	0%	0	₹1,557.04
HSBC Multi Asset Allocation Fund	Hybrid	Very High	7.6%	0	₹1,915.41
HSBC Consumption Fund	Equity	Very High	10.83%	0	₹1,356.30
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	8.25%	0	₹197.65
HSBC Multi Cap Fund	Equity	Very High	7.63%	0	₹3,891.79
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	8.58%	0	₹1,885.27
HSBC Global Equity Climate Change FoF	Other	Very High	-1.84%	0	₹61.14
HSBC Focused Fund	Equity	Very High	4.78%	3	₹1,458.79
HSBC Nifty Next 50 Index Fund	Other	Very High	4%	1	₹112.66
HSBC Nifty 50 Index Fund	Other	Very High	6.3%	3	₹281.10
HSBC Ultra Short Duration Fund	Debt	Moderately Low	7.71%	3	₹2,569.50
HSBC Overnight Fund	Debt	Low	6.64%	4	₹3,552.89
HSBC Large and Mid Cap Fund	Equity	Very High	9.79%	3	₹3,471.91
HSBC Medium Duration Fund	Debt	Moderate	9.3%	4	₹656.63
HSBC Business Cycles Fund	Equity	Very High	14.72%	0	₹854.89
HSBC Arbitrage Fund	Hybrid	Low	7.77%	3	₹2,246.92
HSBC Small Cap Fund	Equity	Very High	5.41%	3	₹13,334.31
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	7.95%	3	₹19.31
HSBC Multi Asset Active FOF	Other	Very High	7.97%	2	₹53.54
HSBC Aggressive Hybrid Active FOF	Hybrid	Very High	6.57%	3	₹36.25
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	12.31%	0	₹8.37
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	10.75%	3	₹145.62
HSBC Medium to Long Duration Fund	Debt	Moderate	9.26%	2	₹48.15
HSBC Tax Saver Equity Fund	Equity	Very High	13.21%	0	₹210.48
HSBC Flexi Cap Fund	Equity	Very High	8.49%	4	₹4,182.76
HSBC Large Cap Fund	Equity	Very High	5.38%	3	₹1,685.72
HSBC Liquid Fund	Debt	Moderately Low	7.42%	3	₹20,010.66
HSBC Brazil Fund	Other	Very High	-11.01%	0	₹51.75
HSBC Global Emerging Markets Fund	Other	Very High	12.55%	0	₹36.97
HSBC Equity Saving Fund	Hybrid	Moderate	10%	5	₹619.25
HSBC Credit Risk Fund	Debt	Moderately High	9.62%	3	₹584.69
HSBC Corporate Bond Fund	Debt	Moderate	8.56%	1	₹5,678.07
HSBC ELSS Tax Saver Fund	Equity	Very High	14.14%	3	₹3,604.41
HSBC Short Duration Fund	Debt	Moderately Low	8.55%	2	₹3,669.81
HSBC Low Duration Fund	Debt	Moderately Low	8.11%	4	₹538.16
HSBC Midcap Fund	Equity	Very High	9.02%	3	₹9,540.93
HSBC Banking and PSU Debt Fund	Debt	Moderate	8%	2	₹4,280.28
HSBC Infrastructure Fund	Equity	Very High	9.26%	3	₹1,998.59
HSBC Value Fund	Equity	Very High	8.56%	4	₹11,580.20
HSBC Aggressive Hybrid Fund	Hybrid	Very High	6.47%	3	₹4,744.31
HSBC Balanced Advantage Fund	Hybrid	Moderately High	8.51%	4	₹1,432.46
HSBC Gilt Fund	Debt	Moderate	9.46%	3	₹262.25
HSBC Money Market Fund	Debt	Moderately Low	7.79%	3	₹2,456.77
HSBC Dynamic Bond Fund	Debt	Moderate	9.68%	3	₹148.79
HSBC Financial Services Fund	Equity	Very High	0%	0	₹503.92

News

HSBC MF announces change in Fund Manager of the following schemes

HSBC Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 01 April 2025

Change in Fund Manager of the Scheme:

Name of the Scheme(s)	Existing Fund Manager(s)	Revised Fund Manager(s)
HSBC Financial Services Fund	' Mr. Gautam Bhupal	' Mr. Gautam Bhupal ' Mr. Harsh Shah ' Mr. Sonal Gupta (Overseas Investments)
HSBC Overnight Fund	' Mahesh Chhabria	' Abhishek Iyer ' Mahesh Chhabria
HSBC Liquid Fund	' Mahesh Chhabria ' Shriram Ramanathan	' Abhishek Iyer ' Mahesh Chhabria
HSBC Money Market Fund	' Mahesh Chhabria? ' Shriram Ramanathan	' Mahesh Chhabria ' Abhishek Iyer
HSBC Ultra Short Duration	' Mahesh Chhabria	' Mahesh Chhabria ' Abhishek Iyer

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HSBC Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 25 March 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.210
HSBC Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.240
HSBC Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.135
HSBC Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.155
HSBC Equity Savings Fund - Regular Plan - Quarterly IDCW Option: 0.310
HSBC Equity Savings Fund ' Direct Plan 'Quarterly IDCW Option: 0.340
HSBC Conservative Hybrid Fund - Regular Plan - Quarterly IDCW Option: 0.340
HSBC Conservative Hybrid Fund ' Direct Plan 'Quarterly IDCW Option: 0.290
HSBC Large & Mid Cap Fund - Regular Plan - IDCW Option: 1.650
HSBC Large & Mid Cap Fund ' Direct Plan ' IDCW Option: 1.800
HSBC ELSS Tax Saver Fund - Regular Plan - IDCW Option: 1.500
HSBC ELSS Tax Saver Fund ' Direct Plan ' IDCW Option: 2.000
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HSBC Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 21 March 2025 as the record date for declaration of distribution under the IDCW option of HSBC Arbitrage Fund. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Regular Plan ' Quarterly IDCW Option: 0.22
Direct Plan ' Quarterly IDCW Option: 0.25
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹619.25

HSBC Equity Savings Fund - Direct (G) is an Equity Savings-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in 1 January 2013, this fund is managed by Cheenu Gupta. With assets under management (AUM) worth ₹619.25 (Cr), as of 1 April 2025, HSBC Equity Savings Fund - Direct (G) is categorized as a Equity Savings within its segment. The fund has generated a return of 9.70% since its launch.
The current NAV of HSBC Equity Savings Fund - Direct (G) is ₹34.45, as on 1 April 2025. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in HSBC Equity Savings Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed or switched-out are upto 10% of units purchased or switched in (the limit) within 1 month from the date of allotment.0.50% - For Redemption within 1 month from the date of allotment or Purchase applying First in First Out basis.Nil - For Redemption above 1 month from the date of allotment. The fund has generated 11.44% and 16.05% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.13% in Equity, 33.87% in Debt and -2.00% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.87% in Debt, 22.18% in Banks, 6.80% in Retailing, 6.08% in Consumer Durables, 5.74% in Finance

FAQs

How to Invest in HSBC Equity Savings Fund - Direct (G) Direct Growth?

HSBC Equity Savings Fund - Direct (G) is a popular fund in the Equity Savings segment. The fund has generated a return of 9.70% since inception. Looking to invest in HSBC Equity Savings Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Equity Savings Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Equity Savings Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Equity Savings Fund - Direct (G) today and reap the benefits of this Equity Savings fund!

How much returns has HSBC Equity Savings Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, HSBC Equity Savings Fund - Direct (G) has generated annualised return of 10.00%. In the long-term, the fund has generated 11.44% and 16.05% in 3 and 5 years respectively. Since its inception, the fund has generated 9.70% returns.

What is the expense ratio of HSBC Equity Savings Fund - Direct (G) Direct Growth?

The expense ratio of HSBC Equity Savings Fund - Direct (G) Direct Growth is 0.61%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HSBC Equity Savings Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Equity Savings Fund - Direct (G) is ₹619.25 (Cr) as of 2025-04-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HSBC Equity Savings Fund - Direct (G) Direct Growth?

Redeeming or selling units of HSBC Equity Savings Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Equity Savings Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Equity Savings Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).