Can I invest in SIP and Lumpsum in Kotak Flexi Cap Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Kotak Flexi Cap Fund - Direct (G). Minimum lumpsum investment Kotak Flexi Cap Fund - Direct (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Kotak Flexi Cap Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of Kotak Flexi Cap Fund - Direct (G) is Kotak Flexi Cap Fund - Direct (G) is ₹89.98 as on 2025-01-03.

Which are the biggest stock holdings of Kotak Flexi Cap Fund - Direct (G)?

The 5 biggest stock holdings of Kotak Flexi Cap Fund - Direct (G) are: ICICI Bank (6.72%), Bharat Electron (5.83%), HDFC Bank (5.60%), Infosys (4.17%), Larsen & Toubro (4.14%)

What are the top sectors Kotak Flexi Cap Fund - Direct (G) invests in?

A majority of Kotak Flexi Cap Fund - Direct (G) 's AUM worth ₹51,275.67 (Cr) is invested in these 3 top sectors: Banks : 22.27% IT-Software : 8.68% Cement & Cement Products : 6.13%

Mutual Funds
Kotak Flexi Cap Fund - Direct (G)

Kotak Flexi Cap Fund - Direct (G)

Flexi Cap Fund

Invest Now

NAV
89.98(-0.71%)
Fund Size (CR)
₹51,275.67
Expense Ratio
0.61
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
17.19%

Absolute Return: -1.18%

Annualized Return: 0%

Basic Details

Scheme Manager

Harsha Upadhyaya

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 December 2024	10028.31	0.28%	-	1.25%	161/164
1 Month	3 December 2024	9786.93	-2.13%	-	-0.42%	161/164
3 Month	3 October 2024	9637.77	-3.62%	-	-2.30%	117/164
6 Month	3 July 2024	9801.00	-1.99%	-	2.20%	149/164
1 Year	3 January 2024	11963.12	19.63%	19.63%	22.91%	89/160
3 Year	3 January 2022	15532.25	55.32%	15.81%	15.83%	49/116
5 Year	3 January 2020	22327.18	123.27%	17.43%	19.18%	52/100
Since Inception	1 January 2013	67246.84	572.47%	17.19%	19.59%	79/164

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	123829.58	3.19%	3.19%
3 Year	3 January 2022	3,70,000	495041.55	33.80%	10.19%
5 Year	3 February 2020	6,00,000	980702.96	63.45%	10.33%
10 Year	2 February 2015	12,00,000	2805142.86	133.76%	8.86%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.70%

Standard Deviation

0.92%

Beta

0.82%

Sharpe Ratio

0.09%

Treynor's Ratio

1.50%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	6.72%	26500000	3445.26	Equity	Banks
Bharat Electron	5.83%	97000000	2987.60	Equity	Aerospace & Defence
HDFC Bank	5.60%	16000000	2873.68	Equity	Banks
Infosys	4.17%	11500000	2136.53	Equity	IT - Software
Larsen & Toubro	4.14%	5700000	2123.14	Equity	Infrastructure Developers & Operators
St Bk of India	3.89%	23800000	1996.70	Equity	Banks
UltraTech Cem.	3.82%	1750000	1960.38	Equity	Cement
Axis Bank	3.55%	16000000	1818.08	Equity	Banks
Jindal Steel	3.36%	19000000	1722.26	Equity	Steel
Zomato Ltd	2.82%	51610398	1443.85	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Flexi Cap Fund - Direct (G)	51275.67	-2.13%	-3.62%	-1.99%	19.63%	15.81%
Motilal Oswal Flexi Cap Fund-Dir(IDCW)	12598.45	3.17%	3.83%	16.09%	49.32%	24.00%
Motilal Oswal Flexi Cap Fund-Dir(G)	12598.45	3.17%	3.83%	16.09%	49.32%	23.99%
Invesco India Flexi Cap Fund - Direct (IDCW)	2415.25	1.21%	2.92%	10.38%	39.00%	-
Invesco India Flexi Cap Fund - Direct (G)	2415.25	1.16%	2.82%	10.27%	38.96%	-
JM Flexicap Fund - Direct (IDCW)	5012.19	-0.17%	-2.11%	0.42%	36.66%	27.26%

News

Kotak Mahindra Mutual Fund announces change in Exit Load Structure

Kotak Mahindra Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 30 December 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
Kotak MNC Fund	' For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ' If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% ' If units are redeemed or switched out on or after 1 year from the date of allotment: NIL	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak ESG Exclusionary Strategy Fund	10% of the units allotted shall be redeemed without any Exit Load on or before completion of 1 Year from the date of allotment of units. Any redemption in excess of such limit within 1 year from the date of allotment shall be subject to the following Exit Load: ' If redeemed or switched out on or before completion of 1 year from the date of allotment of units ' 1.00% ' If redeemed or switched out after completion of 1 Year from the date of allotment of units ' NIL ' Redemption of units would be done on First in First out Basis (FIFO).	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil ' Redemption of units would be done on First in First out Basis (FIFO).
Kotak Manufacture in India Fund	' For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ' If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% ' If units are redeemed or switched out on or after 1 year from the date of allotment: NIL.	' For redemption / switch out within 90 in days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak Business Cycle Fund	' For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ' If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% ' If units are redeemed or switched out on or after 1 year from the date of allotment: NIL	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak Special Opportunities Fund	' For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ' If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% ' If units are redeemed or switched out on or after 1 year from the date of allotment: NIL	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak Pioneer Fund	' For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ' If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% ' If units are redeemed or switched out on or after 1 year from the date of allotment: NIL'	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak Infrastructure & Economic Reform Fund	' For redemption / switch out within 90 days from the date ' of allotment:1% ' If units are redeemed or switched out on or after 90 days ' from the date of allotment- Nil.	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak Consumption Fund	' For redemption / switch out within 30 days from the date of allotment: 1% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil
Kotak Technology Fund	' For redemption / switch out within 30 days from the date of allotment: 1% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL	' For redemption / switch out within 30 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL
Kotak Healthcare Fund	' For redemption / within 30 days from the date of allotment: 1% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL	' For redemption / switch out within 30 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL
Kotak Banking & Financial Services Fund	' For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ' If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%. ' If units are redeemed or switched out on or after 1 year from the date of allotment: NIL	' For redemption / switch out within 30 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL

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Kotak Mahindra MF announces change in Tier ' 2 Benchmark index under its scheme

Kotak Mahindra Mutual Fund has announced change in the Tier ' 2 Benchmark shall be discontinued with effect from December 30, 2024.

Change in name of Benchmark of Kotak Money Market Fund

Scheme Name	Existing Benchmark (Tier 2)	Revised Benchmark (Tier 2)
Kotak Money Market Fund	Nifty Money Market Index	NIL
Kotak Bond Short Term Fund	Nifty Short Duration Debt Index	NIL
Kotak Savings Fund	Nifty Ultra Short Duration Debt Index	NIL
Kotak Medium Term Fund	Nifty Medium Duration Debt Index	NIL
Kotak Low Duration Fund	Nifty Low Duration Debt Index	NIL
Kotak Bond Fund	Nifty Medium to Long Duration Debt Index	NIL
Kotak Credit Risk Fund	Nifty Credit Risk Bond Index	NIL
Kotak Dynamic Bond Fund	Nifty Composite Debt Index	NIL
Kotak Liquid Fund	Nifty Liquid Index	NIL

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Kotak Mutual Fund announces change in Exit Load Structure

Kotak Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 23 December 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
Kotak Transportation & Logistics Fund	' For redemption / switch out within 30 days from the date of allotment: 1% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load. No exit load will be chargeable in case of switches made between different plans/options of the scheme. The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load. No exit load will be chargeable in case of switches made between different plans/options of the scheme. The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.

Name of the Scheme

Existing Exit Load Structure

Revised Exit Load Structure

Kotak Transportation & Logistics Fund

' For redemption / switch out within 30 days from the date of allotment: 1%

' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL

Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.

Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

No exit load will be chargeable in case of switches made between different plans/options of the scheme.

The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.

' For redemption / switch out within 90 days from the date of allotment: 0.5%

' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil

Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.

Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

No exit load will be chargeable in case of switches made between different plans/options of the scheme.

The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹51275.67

Kotak Flexi Cap Fund - Direct (G) is an Flexi Cap Fund-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 1 January 2013, this fund is managed by Harsha Upadhyaya. With assets under management (AUM) worth ₹51,275.67 (Cr), as of 3 January 2025, Kotak Flexi Cap Fund - Direct (G) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 17.19% since its launch.
The current NAV of Kotak Flexi Cap Fund - Direct (G) is ₹89.98, as on 3 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Kotak Flexi Cap Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For redemption/switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment. The fund has generated 15.81% and 17.43% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.45% in Equity, 1.50% in Debt and 0.05% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 22.27% in Banks, 8.68% in IT-Software, 6.13% in Cement & Cement Products, 6.00% in Aerospace & Defense, 5.64% in Chemicals & Petrochemical

FAQs

How to Invest in Kotak Flexi Cap Fund - Direct (G) Direct Growth?

Kotak Flexi Cap Fund - Direct (G) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 17.19% since inception. Looking to invest in Kotak Flexi Cap Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Kotak Flexi Cap Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Kotak Flexi Cap Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Kotak Flexi Cap Fund - Direct (G) today and reap the benefits of this Flexi Cap Fund fund!

How much returns has Kotak Flexi Cap Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Kotak Flexi Cap Fund - Direct (G) has generated annualised return of 19.63%. In the long-term, the fund has generated 15.81% and 17.43% in 3 and 5 years respectively. Since its inception, the fund has generated 17.19% returns.

What is the expense ratio of Kotak Flexi Cap Fund - Direct (G) Direct Growth?

The expense ratio of Kotak Flexi Cap Fund - Direct (G) Direct Growth is 0.61%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Kotak Flexi Cap Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Kotak Flexi Cap Fund - Direct (G) is ₹51,275.67 (Cr) as of 2025-01-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Kotak Flexi Cap Fund - Direct (G) Direct Growth?

Redeeming or selling units of Kotak Flexi Cap Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Kotak Flexi Cap Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Kotak Flexi Cap Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).