Can I invest in SIP and Lumpsum in UTI-Multi Asset Allocation Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Multi Asset Allocation Fund (IDCW). Minimum lumpsum investment UTI-Multi Asset Allocation Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Multi Asset Allocation Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Multi Asset Allocation Fund (IDCW) is UTI-Multi Asset Allocation Fund (IDCW) is ₹28.57 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Multi Asset Allocation Fund (IDCW)?

The 5 biggest stock holdings of UTI-Multi Asset Allocation Fund (IDCW) are: ICICI Bank (3.71%), Reliance Industr (3.59%), Infosys (2.99%), TCS (2.52%), Trent (2.48%)

What are the top sectors UTI-Multi Asset Allocation Fund (IDCW) invests in?

A majority of UTI-Multi Asset Allocation Fund (IDCW) 's AUM worth ₹4,682.25 (Cr) is invested in these 3 top sectors: Debt : 13.84% Others : 12.38% IT-Software : 8.48%

Mutual Funds
UTI-Multi Asset Allocation Fund (IDCW)

UTI-Multi Asset Allocation Fund (IDCW)

Multi Asset Allocation

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NAV
28.57(0.31%)
Fund Size (CR)
₹4,682.25
Expense Ratio
1.78
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.81%

Absolute Return: -4.12%

Annualized Return: 0%

Basic Details

Scheme Manager

Sharwan Kumar Goyal

Bench Mark

65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10026.20	0.26%	-	-0.06%	14/104
1 Month	29 November 2024	10025.64	0.26%	-	-0.56%	18/100
3 Month	30 September 2024	9639.32	-3.61%	-	-3.21%	68/100
6 Month	28 June 2024	10369.76	3.70%	-	2.21%	20/96
1 Year	29 December 2023	12063.56	20.64%	20.64%	15.87%	8/64
3 Year	30 December 2021	16363.87	63.64%	17.84%	14.82%	12/40
5 Year	30 December 2019	20509.60	105.10%	15.45%	17.47%	14/28
Since Inception	19 November 2008	69791.10	597.91%	12.81%	13.06%	51/102

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	332305.79	155.62%	155.62%
3 Year	3 January 2022	3,70,000	1168221.49	215.74%	46.70%
5 Year	1 January 2020	6,10,000	2102754.43	244.71%	28.08%
10 Year	1 January 2015	12,10,000	4430208.03	266.13%	13.86%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.47%

Standard Deviation

0.60%

Beta

1.20%

Sharpe Ratio

0.16%

Treynor's Ratio

7.14%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	3.71%	1335953	173.69	Equity	Banks
Reliance Industr	3.59%	1300766	168.09	Equity	Refineries
Infosys	2.99%	752475	139.80	Equity	IT - Software
TCS	2.52%	276793	118.21	Equity	IT - Software
Trent	2.48%	170588	115.92	Equity	Retail
Bharti Airtel	2.46%	706666	114.99	Equity	Telecomm-Service
M & M	2.27%	358985	106.48	Equity	Automobile
ITC	2.14%	2101585	100.19	Equity	Tobacco Products
Zomato Ltd	1.67%	2793304	78.15	Equity	E-Commerce/App based Aggregator
Axis Bank	1.53%	631250	71.73	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Multi Asset Fund - Direct (G)	3152.60	-1.23%	-3.19%	2.66%	27.60%	22.43%
Quant Multi Asset Fund - Direct (IDCW)	3152.60	-1.23%	-3.19%	2.66%	27.58%	22.41%
UTI-Multi Asset Allocation Fund - Direct (G)	4682.25	0.36%	-3.32%	4.28%	21.82%	18.90%
UTI-Multi Asset Allocation Fund - Direct (IDCW)	4682.25	0.36%	-3.32%	4.27%	21.82%	18.90%
Nippon India Multi Asset Allocation Fund-Dir (G)	4683.26	-0.75%	-3.08%	3.57%	20.10%	16.64%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

21 October 2008

Total AUM (Cr)

₹4682.25

UTI-Multi Asset Allocation Fund (IDCW) is an Multi Asset Allocation-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 21 October 2008, this fund is managed by Sharwan Kumar Goyal. With assets under management (AUM) worth ₹4,682.25 (Cr), as of 1 January 2025, UTI-Multi Asset Allocation Fund (IDCW) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 12.81% since its launch.
The current NAV of UTI-Multi Asset Allocation Fund (IDCW) is ₹28.57, as on 1 January 2025. The fund's benchmark index is 65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold. You can invest in UTI-Multi Asset Allocation Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / Switch out within 30 days from the date of allotment - 1.00% Redemption / Switch out after 30 days from the date of allotment - NIL The fund has generated 17.84% and 15.45% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.84% in Equity, 19.55% in Debt and 12.60% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.84% in Debt, 12.38% in Others, 8.48% in IT-Software, 6.27% in Cash & Others, 6.24% in Automobiles

FAQs

How to Invest in UTI-Multi Asset Allocation Fund (IDCW) Direct Growth?

UTI-Multi Asset Allocation Fund (IDCW) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 12.81% since inception. Looking to invest in UTI-Multi Asset Allocation Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Multi Asset Allocation Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Multi Asset Allocation Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Multi Asset Allocation Fund (IDCW) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has UTI-Multi Asset Allocation Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Multi Asset Allocation Fund (IDCW) has generated annualised return of 20.64%. In the long-term, the fund has generated 17.84% and 15.45% in 3 and 5 years respectively. Since its inception, the fund has generated 12.81% returns.

What is the expense ratio of UTI-Multi Asset Allocation Fund (IDCW) Direct Growth?

The expense ratio of UTI-Multi Asset Allocation Fund (IDCW) Direct Growth is 1.78%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Multi Asset Allocation Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Multi Asset Allocation Fund (IDCW) is ₹4,682.25 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Multi Asset Allocation Fund (IDCW) Direct Growth?

Redeeming or selling units of UTI-Multi Asset Allocation Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Multi Asset Allocation Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Multi Asset Allocation Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).