Can I invest in SIP and Lumpsum in DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Multi Asset Allocation Fund - Direct (IDCW). Minimum lumpsum investment DSP Multi Asset Allocation Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of DSP Multi Asset Allocation Fund - Direct (IDCW)?

The 5 biggest stock holdings of DSP Multi Asset Allocation Fund - Direct (IDCW) are: HDFC Bank (5.82%), ICICI Bank (5.36%), Infosys (2.06%), ITC (1.97%), HCL Technologies (1.85%)

What are the top sectors DSP Multi Asset Allocation Fund - Direct (IDCW) invests in?

A majority of DSP Multi Asset Allocation Fund - Direct (IDCW) 's AUM worth ₹2,355.07 (Cr) is invested in these 3 top sectors: Others : 35.52% Debt : 23.42% Banks : 11.14%

Mutual Funds
DSP Multi Asset Allocation Fund - Direct (IDCW)

DSP Multi Asset Allocation Fund - Direct (IDCW)

Q: What is the NAV of DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of DSP Multi Asset Allocation Fund - Direct (IDCW) is DSP Multi Asset Allocation Fund - Direct (IDCW) is ₹12.83 as on 2024-12-31.

Multi Asset Allocation

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NAV
12.83(0.03%)
Fund Size (CR)
₹2,355.07
Expense Ratio
0.26
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹0
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
22.52%

Absolute Return: -2.26%

Annualized Return: 0%

Basic Details

Scheme Manager

Aparna Karnik

Bench Mark

40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on (L

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 December 2024	10081.38	0.81%	-	-0.06%	2/104
1 Month	27 November 2024	9966.15	-0.34%	-	-0.56%	26/100
3 Month	27 September 2024	9750.19	-2.50%	-	-3.21%	18/100
6 Month	27 June 2024	10530.11	5.30%	-	2.21%	8/96
1 Year	27 December 2023	11920.15	19.20%	19.20%	15.87%	12/64
3 Year	-	-	0%	-	14.82%	-/-
5 Year	-	-	0%	-	17.47%	-/-
Since Inception	27 September 2023	12895.70	28.96%	22.52%	13.06%	6/102

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 January 2024	1,20,000	128237.55	6.86%	6.86%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.76%

Standard Deviation

0.43%

Beta

2.57%

Sharpe Ratio

0.19%

Treynor's Ratio

11.14%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.82%	763230	137.08	Equity	Banks
ICICI Bank	5.36%	971100	126.25	Equity	Banks
Infosys	2.06%	261694	48.62	Equity	IT - Software
ITC	1.97%	973355	46.40	Equity	Tobacco Products
HCL Technologies	1.85%	236320	43.67	Equity	IT - Software
Power Grid Corpn	1.81%	1292000	42.56	Equity	Power Generation & Distribution
Bajaj Finserv	1.70%	253199	40.00	Equity	Finance
Hindalco Inds.	1.64%	588000	38.58	Equity	Non Ferrous Metals
GAIL (India)	1.58%	1862220	37.14	Equity	Gas Distribution
Axis Bank	1.35%	279434	31.75	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Multi Asset Allocation Fund - Direct (IDCW)	2355.07	-0.34%	-2.50%	5.30%	19.20%	-
Quant Multi Asset Fund - Direct (G)	3152.60	-1.23%	-3.19%	2.66%	27.60%	22.43%
Quant Multi Asset Fund - Direct (IDCW)	3152.60	-1.23%	-3.19%	2.66%	27.58%	22.41%
UTI-Multi Asset Allocation Fund - Direct (G)	4682.25	0.36%	-3.32%	4.28%	21.82%	18.90%
UTI-Multi Asset Allocation Fund - Direct (IDCW)	4682.25	0.36%	-3.32%	4.27%	21.82%	18.90%
Nippon India Multi Asset Allocation Fund-Dir (G)	4683.26	-0.75%	-3.08%	3.57%	20.10%	16.64%

News

DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 01 January 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
DSP Focus Fund:	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 12 months ' 1% > = 12 months ' Nil	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 1 month ' 1% > = 1 month ' Nil

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DSP MF announces change in benchmark index under its scheme

DSP Mutual Fund has announced change in the benchmark of DSP FMP ' Series 264 - 60M ' 17D with effect from December 31, 2024

Change in name of Benchmark of DSP FMP ' Series 264 - 60M ' 17D

Scheme Name	Existing Benchmark	Revised new PRC matrix-based TIER-1 benchmark
DSP FMP ' Series 264 - 60M ' 17D	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Duration Debt A-III Index

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DSP MF announces change in Fund Manager of the following scheme

DSP Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 01 January 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
DSP 10Y G-Sec Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Corporate Bond Fund	Mr. Laukik Bagwe Mr. Vivek Ramakrishnan	Mr. Shantanu Godambe Mr. Vivek Ramakrishnan
DSP Credit Risk Fund	Mr. Laukik Bagwe Mr. Vivek Ramakrishnan	Mr. Vivek Ramakrishnan Mr. Shalini Vasanta
DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Dynamic Asset Allocation Fund	Mr. Rohit Singhania (Equity) Mr. Dhaval Gada (Equity) Mr. Laukik Bagwe (Debt) Ms. Kaivalya Nadkarni (Equity)	Mr. Rohit Singhania (Equity) Mr. Dhaval Gada (Equity) Mr. Shantanu Godambe (Debt) Ms. Kaivalya Nadkarni (Equity)
DSP FMP Series - 264 - 60M - 17D	Mr. Laukik Bagwe	Mr. Shantanu Godambe
DSP FMP Series - 267 - 1246 Days	Mr. Sandeep Yadav Mr. Laukik Bagwe	Mr. Sandeep Yadav Mr. Shantanu Godambe
DSP FMP Series - 268 - 1281 Days	Mr. Sandeep Yadav Mr. Laukik Bagwe	Mr. Sandeep Yadav Mr. Shantanu Godambe
DSP FMP Series - 270 - 1144 Days	Mr. Sandeep Yadav Mr. Laukik Bagwe	Mr. Sandeep Yadav Mr. Shantanu Godambe
DSP Liquidity Fund	Mr. Karan Mundhra Mr. Laukik Bagwe Ms. Shalini Vasanta	Mr. Karan Mundhra Ms. Shalini Vasanta
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Short Term Fund	Mr. Laukik Bagwe Mr. Karan Mundhra	Mr. Karan Mundhra Mr. Shantanu Godambe
DSP Ultra Short Fund	Mr. Karan Mundhra Mr. Laukik Bagwe	Ms. Shalini Vasanta Mr. Karan Mundhra

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Fund House Details & Investment Objective

Date of Incorporation

7 September 2023

Total AUM (Cr)

₹2355.07

DSP Multi Asset Allocation Fund - Direct (IDCW) is an Multi Asset Allocation-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 7 September 2023, this fund is managed by Aparna Karnik. With assets under management (AUM) worth ₹2,355.07 (Cr), as of 31 December 2024, DSP Multi Asset Allocation Fund - Direct (IDCW) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 22.52% since its launch.
The current NAV of DSP Multi Asset Allocation Fund - Direct (IDCW) is ₹12.83, as on 31 December 2024. The fund's benchmark index is 40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on (L. You can invest in DSP Multi Asset Allocation Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed or switched-out are upto 10% of the units (the limit) purchased or switched within 12 months from the date of allotment: Nil; If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%; If units are redeemed or switched out on or after 12 months from the date of allotment: Nil. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 41.48% in Equity, 23.92% in Debt and 34.60% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 35.52% in Others, 23.42% in Debt, 11.14% in Banks, 4.73% in IT-Software, 3.59% in Pharmaceuticals & Biotech

FAQs

How to Invest in DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

DSP Multi Asset Allocation Fund - Direct (IDCW) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 22.52% since inception. Looking to invest in DSP Multi Asset Allocation Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Multi Asset Allocation Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Multi Asset Allocation Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Multi Asset Allocation Fund - Direct (IDCW) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, DSP Multi Asset Allocation Fund - Direct (IDCW) has generated annualised return of 19.20%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 22.52% returns.

What is the expense ratio of DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

The expense ratio of DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth is 0.26%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Multi Asset Allocation Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Multi Asset Allocation Fund - Direct (IDCW) is ₹2,355.07 (Cr) as of 2024-12-31 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of DSP Multi Asset Allocation Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Multi Asset Allocation Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Multi Asset Allocation Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).