Can I invest in SIP and Lumpsum in UTI-Innovation Fund - Regular (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Innovation Fund - Regular (G). Minimum lumpsum investment UTI-Innovation Fund - Regular (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Innovation Fund - Regular (G) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Innovation Fund - Regular (G) is UTI-Innovation Fund - Regular (G) is ₹12.56 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Innovation Fund - Regular (G)?

The 5 biggest stock holdings of UTI-Innovation Fund - Regular (G) are: Zomato Ltd (8.42%), PB Fintech. (7.68%), Info Edg.(India) (7.22%), Praj Industries (5.54%), FSN E-Commerce (5.10%)

What are the top sectors UTI-Innovation Fund - Regular (G) invests in?

A majority of UTI-Innovation Fund - Regular (G) 's AUM worth ₹842.53 (Cr) is invested in these 3 top sectors: Retailing : 22.79% IT-Software : 19.99% Financial Technology (Fin : 8.74%

Mutual Funds
UTI-Innovation Fund - Regular (G)

UTI-Innovation Fund - Regular (G)

Sectoral / Thematic

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NAV
12.56(0.83%)
Fund Size (CR)
₹842.53
Expense Ratio
2.28
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
19.67%

Absolute Return: -3.68%

Annualized Return: 0%

Basic Details

Scheme Manager

Ankit Agarwal

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10045.62	0.46%	-	0.16%	238/816
1 Month	29 November 2024	10178.84	1.79%	-	-0.71%	103/784
3 Month	30 September 2024	9655.66	-3.44%	-	-5.70%	209/757
6 Month	28 June 2024	10817.27	8.17%	-	2.59%	138/713
1 Year	29 December 2023	11825.25	18.25%	18.25%	22.69%	420/628
3 Year	-	-	0%	-	18.51%	-/-
5 Year	-	-	0%	-	22.12%	-/-
Since Inception	13 October 2023	12441.70	24.42%	19.67%	17.01%	288/814

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	141713.24	9.01%	9.01%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.98%

Standard Deviation

0.88%

Beta

0.80%

Sharpe Ratio

0.07%

Treynor's Ratio

-6.54%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Zomato Ltd	8.42%	2535441	70.93	Equity	E-Commerce/App based Aggregator
PB Fintech.	7.68%	341630	64.70	Equity	IT - Software
Info Edg.(India)	7.22%	73724	60.86	Equity	E-Commerce/App based Aggregator
Praj Industries	5.54%	566632	46.68	Equity	Capital Goods-Non Electrical Equipment
FSN E-Commerce	5.10%	2496980	42.96	Equity	E-Commerce/App based Aggregator
Affle India	4.89%	254189	41.16	Equity	IT - Software
KPIT Technologi.	4.42%	272310	37.27	Equity	IT - Software
Syngene Intl.	4.33%	387556	36.46	Equity	Healthcare
Rategain Travel	3.88%	465423	32.67	Equity	IT - Software
Nazara Technolo.	3.84%	323246	32.35	Equity	Telecomm-Service

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1459.59	3.11%	5.44%	30.11%	51.66%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1459.59	3.11%	5.44%	30.11%	51.66%	-
ICICI Pru P.H.D Fund - Direct (IDCW)	5044.63	3.64%	2.42%	24.35%	48.44%	25.33%
ICICI Pru P.H.D Fund - Direct (G)	5044.63	3.66%	2.42%	24.34%	48.42%	25.35%
LIC MF Infrastructure Fund - Direct (G)	852.07	-0.42%	-2.13%	2.95%	48.19%	33.49%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

25 September 2023

Total AUM (Cr)

₹842.53

UTI-Innovation Fund - Regular (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 25 September 2023, this fund is managed by Ankit Agarwal. With assets under management (AUM) worth ₹842.53 (Cr), as of 1 January 2025, UTI-Innovation Fund - Regular (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 19.67% since its launch.
The current NAV of UTI-Innovation Fund - Regular (G) is ₹12.56, as on 1 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-Innovation Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 12 months from the date of allotment. Nil - thereafter The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 92.87% in Equity, 0.59% in Debt and 6.54% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 22.79% in Retailing, 19.99% in IT-Software, 8.74% in Financial Technology (Fin, 7.69% in IT-Services, 6.76% in Cash & Others

FAQs

How to Invest in UTI-Innovation Fund - Regular (G) Direct Growth?

UTI-Innovation Fund - Regular (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 19.67% since inception. Looking to invest in UTI-Innovation Fund - Regular (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Innovation Fund - Regular (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Innovation Fund - Regular (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Innovation Fund - Regular (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has UTI-Innovation Fund - Regular (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Innovation Fund - Regular (G) has generated annualised return of 18.25%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 19.67% returns.

What is the expense ratio of UTI-Innovation Fund - Regular (G) Direct Growth?

The expense ratio of UTI-Innovation Fund - Regular (G) Direct Growth is 2.28%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Innovation Fund - Regular (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Innovation Fund - Regular (G) is ₹842.53 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Innovation Fund - Regular (G) Direct Growth?

Redeeming or selling units of UTI-Innovation Fund - Regular (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Innovation Fund - Regular (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Innovation Fund - Regular (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).