Can I invest in SIP and Lumpsum in UTI-India Consumer Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-India Consumer Fund (G). Minimum lumpsum investment UTI-India Consumer Fund (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-India Consumer Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of UTI-India Consumer Fund (G) is UTI-India Consumer Fund (G) is ₹51.10 as on 2025-03-07.

Which are the biggest stock holdings of UTI-India Consumer Fund (G)?

The 5 biggest stock holdings of UTI-India Consumer Fund (G) are: Bharti Airtel (7.52%), Maruti Suzuki (6.26%), M & M (4.71%), Trent (4.69%), Avenue Super. (4.23%)

What are the top sectors UTI-India Consumer Fund (G) invests in?

A majority of UTI-India Consumer Fund (G) 's AUM worth ₹620.33 (Cr) is invested in these 3 top sectors: Retailing : 17.62% Automobiles : 17.45% Consumer Durables : 12.38%

Mutual Funds
UTI-India Consumer Fund (G)

UTI-India Consumer Fund (G)

Sectoral / Thematic

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NAV
51.10(-0.22%)
Fund Size (CR)
₹675.14
Expense Ratio
2.44
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
9.70%

Absolute Return: -12.90%

Annualized Return: 0%

Basic Details

Scheme Manager

Vishal Chopda

Bench Mark

Nifty India Consumption TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28 February 2025	10221.42	2.21%	-	3.03%	561/862
1 Month	7 February 2025	9257.79	-7.42%	-	-6.13%	588/834
3 Month	6 December 2024	8642.29	-13.58%	-	-12.94%	447/790
6 Month	6 September 2024	8324.07	-16.76%	-	-12.68%	558/739
1 Year	7 March 2024	10377.72	3.78%	3.78%	3.66%	328/662
3 Year	7 March 2022	14863.52	48.64%	14.11%	18.58%	362/482
5 Year	6 March 2020	19116.82	91.17%	13.82%	20.60%	337/396
Since Inception	30 July 2007	51102.70	411.03%	9.70%	9.72%	587/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	109193.53	-9.01%	-9.01%
3 Year	1 April 2022	3,60,000	411543.53	14.32%	4.56%
5 Year	1 April 2020	6,00,000	812482.63	35.41%	6.25%
10 Year	1 April 2015	12,00,000	2159423.33	79.95%	6.05%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.43%

Standard Deviation

0.94%

Beta

0.31%

Sharpe Ratio

-0.01%

Treynor's Ratio

-4.04%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bharti Airtel	7.52%	297000	46.63	Equity	Telecomm-Service
Maruti Suzuki	6.26%	32500	38.82	Equity	Automobile
M & M	4.71%	113000	29.21	Equity	Automobile
Trent	4.69%	60000	29.11	Equity	Retail
Avenue Super.	4.23%	76999	26.21	Equity	Retail
ITC	4.18%	657000	25.95	Equity	Tobacco Products
Hind. Unilever	3.88%	110000	24.09	Equity	FMCG
Godrej Consumer	3.88%	239472	24.07	Equity	FMCG
Nestle India	3.18%	90000	19.71	Equity	FMCG
Hero Motocorp	2.91%	49000	18.04	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-7.85%	-8.25%	-4.03%	25.42%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-7.85%	-8.25%	-4.03%	25.42%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-8.50%	-9.13%	-4.25%	24.37%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

2 July 2007

Total AUM (Cr)

₹620.33

UTI-India Consumer Fund (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 2 July 2007, this fund is managed by Vishal Chopda. With assets under management (AUM) worth ₹620.33 (Cr), as of 7 March 2025, UTI-India Consumer Fund (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 9.70% since its launch.
The current NAV of UTI-India Consumer Fund (G) is ₹51.1, as on 7 March 2025. The fund's benchmark index is Nifty India Consumption TRI. You can invest in UTI-India Consumer Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. The fund has generated 14.11% and 13.82% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.82% in Equity, 2.17% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.62% in Retailing, 17.45% in Automobiles, 12.38% in Consumer Durables, 8.30% in Diversified FMCG, 7.15% in Telecom-Services

FAQs

How to Invest in UTI-India Consumer Fund (G) Direct Growth?

UTI-India Consumer Fund (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 9.70% since inception. Looking to invest in UTI-India Consumer Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-India Consumer Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-India Consumer Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-India Consumer Fund (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has UTI-India Consumer Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-India Consumer Fund (G) has generated annualised return of 3.78%. In the long-term, the fund has generated 14.11% and 13.82% in 3 and 5 years respectively. Since its inception, the fund has generated 9.70% returns.

What is the expense ratio of UTI-India Consumer Fund (G) Direct Growth?

The expense ratio of UTI-India Consumer Fund (G) Direct Growth is 2.44%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-India Consumer Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-India Consumer Fund (G) is ₹620.33 (Cr) as of 2025-03-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-India Consumer Fund (G) Direct Growth?

Redeeming or selling units of UTI-India Consumer Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-India Consumer Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-India Consumer Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).