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UTI-ELSS Tax Saver Fund - Direct (IDCW)

ELSS
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  • NAV

    53.04(0.36%)

  • Fund Size (CR)

    ₹3,871.53

  • Expense Ratio

    0.91

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹500

  • Minimum Additional Investment

    ₹500

  • Minimum SIP Investment

    ₹500

  • Minimum Withdrawal

    ₹0

  • Exit Load Nil

    0%

  • Return Since Launch

    14.87%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -7.81%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Vetri Subramaniam

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 23 December 20249978.70-0.21%--0.06%127/225
1 Month29 November 20249870.90-1.29%--0.77%131/225
3 Month30 September 20249199.18-8.01%--5.39%194/225
6 Month28 June 20249995.92-0.04%-1.74%143/225
1 Year29 December 202311517.3215.17%15.17%20.44%164/225
3 Year30 December 202114261.6642.62%12.56%17.31%202/215
5 Year30 December 201922915.22129.15%18.04%21.38%157/215
Since Inception1 January 201352797.68427.98%14.87%16.83%169/225

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 January 20241,30,000228254.6875.58% 75.58%
3 Year3 January 20223,70,000802476.84116.89% 29.44%
5 Year1 January 20206,10,0001580466.30159.09% 20.97%
10 Year1 January 201512,10,0003883562.37220.96% 12.37%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.93%

Standard Deviation

0.96%

Beta

0.50%

Sharpe Ratio

0.09%

Treynor's Ratio

-2.67%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank8.19%1765955317.17EquityBanks
ICICI Bank8.06%2399846312.00EquityBanks
Infosys5.71%1190348221.15EquityIT - Software
Bharti Airtel4.68%1113374181.16EquityTelecomm-Service
Axis Bank3.18%1082691123.03EquityBanks
Godrej Consumer2.38%74004792.11EquityFMCG
Avenue Super.2.19%22881384.88EquityRetail
UltraTech Cem.2.17%7500484.02EquityCement
Whirlpool India2.06%43075779.65EquityConsumer Durables
Tech Mahindra1.96%44294775.85EquityIT - Software

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
UTI-ELSS Tax Saver Fund - Direct (IDCW)
3871.53-1.29%-8.01%-0.04%15.17%12.56%
Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW)
4186.933.08%1.24%14.69%48.32%29.04%
Motilal Oswal ELSS Tax Saver Fund-Dir (G)
4186.933.08%1.24%14.69%48.32%29.04%
SBI Long Term Advantage Fund - Series V -Dir (G)
369.13-0.71%-1.23%14.03%43.06%20.04%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)
369.13-0.71%-1.23%14.03%43.06%20.04%
HSBC Tax Saver Equity Fund - Direct (G)
260.160.74%1.61%11.59%33.87%20.18%

News

  • UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)

    UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.

    Powered by Capital Market - Live News

  • UTI MF announces change in benchmark index under its schemes

    UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

    Changes in Benchmark Index:

    Scheme Name Existing Tier I Benchmark as per PRC Matrix Revised Tier I Benchmark as per PRC Matrix
    UTI Annual Interval Fund ' I CRISIL Low Duration Debt Index CRISIL Low Duration Debt A-I Index
    UTI Annual Interval Fund - II CRISIL Low Duration Debt Index CRISIL Low Duration Debt A-I Index
    UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) CRISIL Medium to Long Term Debt Index CRISIL Short Duration Debt A-II Index

    Powered by Capital Market - Live News

  • UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)

    UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹3871.53

UTI-ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Vetri Subramaniam. With assets under management (AUM) worth ₹3,871.53 (Cr), as of 1 January 2025, UTI-ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 14.87% since its launch.
The current NAV of UTI-ELSS Tax Saver Fund - Direct (IDCW) is ₹53.04, as on 1 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 12.56% and 18.04% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.45% in Equity, 0.09% in Debt and 1.48% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.05% in Banks, 10.42% in IT-Software, 6.59% in Consumer Durables, 5.84% in Retailing, 4.64% in Telecom-Services

FAQs

How to Invest in UTI-ELSS Tax Saver Fund - Direct (IDCW) Direct Growth?

UTI-ELSS Tax Saver Fund - Direct (IDCW) is a popular fund in the ELSS segment. The fund has generated a return of 14.87% since inception. Looking to invest in UTI-ELSS Tax Saver Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-ELSS Tax Saver Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, UTI-ELSS Tax Saver Fund - Direct (IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-ELSS Tax Saver Fund - Direct (IDCW) today and reap the benefits of this ELSS fund!

How much returns has UTI-ELSS Tax Saver Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-ELSS Tax Saver Fund - Direct (IDCW) has generated annualised return of 15.17%. In the long-term, the fund has generated 12.56% and 18.04% in 3 and 5 years respectively. Since its inception, the fund has generated 14.87% returns.

What is the expense ratio of UTI-ELSS Tax Saver Fund - Direct (IDCW) Direct Growth?

The expense ratio of UTI-ELSS Tax Saver Fund - Direct (IDCW) Direct Growth is 0.91%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-ELSS Tax Saver Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-ELSS Tax Saver Fund - Direct (IDCW) is ₹3,871.53 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-ELSS Tax Saver Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of UTI-ELSS Tax Saver Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from UTI-ELSS Tax Saver Fund - Direct (IDCW):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case UTI-ELSS Tax Saver Fund - Direct (IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.