Can I invest in SIP and Lumpsum in Sundaram Fin Serv Opportunities (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Sundaram Fin Serv Opportunities (IDCW). Minimum lumpsum investment Sundaram Fin Serv Opportunities (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Sundaram Fin Serv Opportunities (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of Sundaram Fin Serv Opportunities (IDCW) is Sundaram Fin Serv Opportunities (IDCW) is ₹29.35 as on 2025-01-01.

Which are the biggest stock holdings of Sundaram Fin Serv Opportunities (IDCW)?

The 5 biggest stock holdings of Sundaram Fin Serv Opportunities (IDCW) are: HDFC Bank (13.67%), ICICI Bank (13.32%), Axis Bank (8.90%), Bajaj Finance (5.30%), St Bk of India (5.12%)

What are the top sectors Sundaram Fin Serv Opportunities (IDCW) invests in?

A majority of Sundaram Fin Serv Opportunities (IDCW) 's AUM worth ₹1,449.84 (Cr) is invested in these 3 top sectors: Banks : 63.87% Finance : 22.75% Capital Markets : 5.31%

Mutual Funds
Sundaram Fin Serv Opportunities (IDCW)

Sundaram Fin Serv Opportunities (IDCW)

Sectoral / Thematic

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NAV
29.35(0.67%)
Fund Size (CR)
₹1,449.84
Expense Ratio
2.12
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
14.43%

Absolute Return: -14.05%

Annualized Return: 0%

Basic Details

Scheme Manager

Rohit Seksaria

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9959.80	-0.40%	-	0.16%	569/816
1 Month	29 November 2024	9757.97	-2.42%	-	-0.71%	614/784
3 Month	30 September 2024	9265.29	-7.35%	-	-5.70%	405/757
6 Month	28 June 2024	9549.21	-4.51%	-	2.59%	561/713
1 Year	29 December 2023	10753.06	7.53%	7.53%	22.69%	617/628
3 Year	30 December 2021	16642.21	66.42%	18.51%	18.51%	246/480
5 Year	30 December 2019	19316.70	93.17%	14.07%	22.12%	332/388
Since Inception	10 June 2008	93321.50	833.22%	14.43%	17.01%	523/814

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	392002.81	201.54%	201.54%
3 Year	3 January 2022	3,70,000	1330462.87	259.58%	53.20%
5 Year	1 January 2020	6,10,000	2537782.20	316.03%	32.99%
10 Year	1 January 2015	12,10,000	5728183.23	373.40%	16.82%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.16%

Standard Deviation

0.95%

Beta

0.78%

Sharpe Ratio

0.05%

Treynor's Ratio

5.88%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	13.67%	1103134	198.13	Equity	Banks
ICICI Bank	13.32%	1485527	193.13	Equity	Banks
Axis Bank	8.90%	1135593	129.04	Equity	Banks
Bajaj Finance	5.30%	116953	76.91	Equity	Finance
St Bk of India	5.12%	885294	74.27	Equity	Banks
Shriram Finance	3.71%	178105	53.78	Equity	Finance
Bank of Baroda	3.64%	2143196	52.81	Equity	Banks
PNB Housing	3.51%	570470	50.87	Equity	Finance
CSB Bank	3.49%	1647185	50.66	Equity	Banks
Ujjivan Small	3.37%	13734721	48.92	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1459.59	3.11%	5.44%	30.11%	51.66%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1459.59	3.11%	5.44%	30.11%	51.66%	-
ICICI Pru P.H.D Fund - Direct (IDCW)	5044.63	3.64%	2.42%	24.35%	48.44%	25.33%
ICICI Pru P.H.D Fund - Direct (G)	5044.63	3.66%	2.42%	24.34%	48.42%	25.35%
LIC MF Infrastructure Fund - Direct (G)	852.07	-0.42%	-2.13%	2.95%	48.19%	33.49%

News

Sundaram MF announces change in Fund Manager of the following scheme
Sundaram Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 17 December 2024
Change in Fund Managers of the Scheme:

Scheme Name Existing Fund Manager New Fund Manager

Sundaram Consumption Fund Ratish B. Varier
Nikunj Gala Ratish B. Varier

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Scheme Name	Existing Fund Manager	New Fund Manager
Sundaram Consumption Fund	Ratish B. Varier Nikunj Gala	Ratish B. Varier

Sundaram MF announces Income Distribution cum capital withdrawal (IDCW)
Sundaram Mutual Fund has announced 19 December 2024 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Diversified Equity Fund - Regular Plan - Quarterly IDCW Option: 0.127
Sundaram Diversified Equity Fund - Direct Plan - Quarterly IDCW Option: 0.153
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Sundaram MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Sundaram Mutual Fund has announced 17 December 2024 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Aggressive Hybrid Fund - Regular Plan-Monthly-IDCW Option: 0.250
Sundaram Aggressive Hybrid Fund - Direct Plan-Monthly-IDCW Option: 0.350
Sundaram Balanced Advantage Fund - Regular Plan-Monthly-IDCW Option: 0.115
Sundaram Balanced Advantage Fund - Direct Plan-Monthly-IDCW Option: 0.140
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Fund House Details & Investment Objective

Date of Incorporation

17 April 2008

Total AUM (Cr)

₹1449.84

Sundaram Fin Serv Opportunities (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Sundaram Mutual Fund. Launched in 17 April 2008, this fund is managed by Rohit Seksaria. With assets under management (AUM) worth ₹1,449.84 (Cr), as of 1 January 2025, Sundaram Fin Serv Opportunities (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 14.43% since its launch.
The current NAV of Sundaram Fin Serv Opportunities (IDCW) is ₹29.35, as on 1 January 2025. The fund's benchmark index is Nifty Financial Services TRI. You can invest in Sundaram Fin Serv Opportunities (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch/STP within 30 days from the date of allotment. NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment The fund has generated 18.51% and 14.07% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.89% in Equity, 4.97% in Debt and 0.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 63.87% in Banks, 22.75% in Finance, 5.31% in Capital Markets, 4.34% in Debt, 2.23% in Insurance

FAQs

How to Invest in Sundaram Fin Serv Opportunities (IDCW) Direct Growth?

Sundaram Fin Serv Opportunities (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 14.43% since inception. Looking to invest in Sundaram Fin Serv Opportunities (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Sundaram Fin Serv Opportunities (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Sundaram Fin Serv Opportunities (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Sundaram Fin Serv Opportunities (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Sundaram Fin Serv Opportunities (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Sundaram Fin Serv Opportunities (IDCW) has generated annualised return of 7.53%. In the long-term, the fund has generated 18.51% and 14.07% in 3 and 5 years respectively. Since its inception, the fund has generated 14.43% returns.

What is the expense ratio of Sundaram Fin Serv Opportunities (IDCW) Direct Growth?

The expense ratio of Sundaram Fin Serv Opportunities (IDCW) Direct Growth is 2.12%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Sundaram Fin Serv Opportunities (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Sundaram Fin Serv Opportunities (IDCW) is ₹1,449.84 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Sundaram Fin Serv Opportunities (IDCW) Direct Growth?

Redeeming or selling units of Sundaram Fin Serv Opportunities (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Sundaram Fin Serv Opportunities (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Sundaram Fin Serv Opportunities (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).