SBI PSU Fund (IDCW)
Sectoral / ThematicNAV
30.59(0.41%)Fund Size (CR)
₹4,686.1Expense Ratio
1.86Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0.5%Return Since Launch
7.94%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Rohit Shimpi
Bench Mark
BSE PSU TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 December 2024 | 9760.27 | -2.40% | - | 0.16% | 811/816 |
| 1 Month | 30 November 2024 | 9441.33 | -5.59% | - | -0.71% | 773/784 |
| 3 Month | 30 September 2024 | 8915.14 | -10.85% | - | -5.70% | 626/757 |
| 6 Month | 30 June 2024 | 9221.25 | -7.79% | - | 2.59% | 659/713 |
| 1 Year | 29 December 2023 | 12259.73 | 22.60% | 22.60% | 22.69% | 277/628 |
| 3 Year | 30 December 2021 | 24570.45 | 145.70% | 34.94% | 18.51% | 3/480 |
| 5 Year | 30 December 2019 | 29040.57 | 190.41% | 23.77% | 22.12% | 171/388 |
| Since Inception | 7 July 2010 | 30250.40 | 202.50% | 7.94% | 17.01% | 659/814 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2024 | 1,30,000 | 128012.20 | -1.53% | -1.53% |
| 3 Year | 3 January 2022 | 3,70,000 | 610325.68 | 64.95% | 18.16% |
| 5 Year | 1 January 2020 | 6,10,000 | 1363374.28 | 123.50% | 17.45% |
| 10 Year | 1 January 2015 | 12,10,000 | 3170007.63 | 161.98% | 10.11% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
6.04%
Standard Deviation
1.18%
Beta
1.33%
Sharpe Ratio
0.12%
Treynor's Ratio
21.65%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| St Bk of India | 14.82% | 8277500 | 694.44 | Equity | Banks |
| Power Grid Corpn | 8.85% | 12585554 | 414.57 | Equity | Power Generation & Distribution |
| GAIL (India) | 8.83% | 20750000 | 413.88 | Equity | Gas Distribution |
| Bharat Electron | 7.87% | 11975000 | 368.83 | Equity | Aerospace & Defence |
| B P C L | 5.55% | 8900000 | 259.97 | Equity | Refineries |
| NMDC | 4.57% | 9300000 | 213.97 | Equity | Mining & Mineral products |
| NTPC | 4.22% | 5443244 | 197.94 | Equity | Power Generation & Distribution |
| Bank of Baroda | 4.10% | 7800000 | 192.19 | Equity | Banks |
| General Insuranc | 3.07% | 3600000 | 143.86 | Equity | Insurance |
| Petronet LNG | 2.91% | 4100000 | 136.57 | Equity | Gas Distribution |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Pharma and Healthcare Fund - Direct (G) | 1459.59 | 3.11% | 5.44% | 30.11% | 51.66% | - | |
| HDFC Pharma and Healthcare Fund - Direct (IDCW) | 1459.59 | 3.11% | 5.44% | 30.11% | 51.66% | - | |
| ICICI Pru P.H.D Fund - Direct (IDCW) | 5044.63 | 3.64% | 2.42% | 24.35% | 48.44% | 25.33% | |
| ICICI Pru P.H.D Fund - Direct (G) | 5044.63 | 3.66% | 2.42% | 24.34% | 48.42% | 25.35% | |
| LIC MF Infrastructure Fund - Direct (G) | 852.07 | -0.42% | -2.13% | 2.95% | 48.19% | 33.49% |
News
SBI Mutual Fund announces change in Exit Load Structure
SBI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 19 December 2024Change in Exit Load:
Name of the Scheme Existing Exit Load Structure Revised Exit Load Structure SBI Long Duration Fund For exit on or before 90 days from the date of allotment-0.25%
For exit after 90 days from the date of allotment - NILNIL Powered by Capital Market - Live News
SBI Mutual Fund launches quant fund
SBI Mutual Fund (MF) has introduced the SBI Quant Fund, a new equity investment scheme that employs a rule-based, multi-factor approach to portfolio management. The fund leverages momentum, value, quality, and growth factors to build a diversified investment strategy, guided by the fund house's proprietary quantitative model.This open-ended equity scheme, benchmarked against the BSE 200 Total Return Index (TRI), is open for subscription until December 18, 2024. Post this period, it will reopen for continuous sale and redemption within five business days after the allotment date.
The SBI Quant Fund requires a minimum initial investment of Rs 5,000, with additional investments allowed in multiples of Re 1. For subsequent purchases, the minimum amount is set at Rs 1,000, also in multiples of Re 1. Investors can redeem or switch out units with a minimum value of Rs 500, or one unit, whichever is lower.
An exit load of 0.5% applies if units are redeemed within six months of allotment, while no charge applies after six months. The fund house emphasized the advantages of a multi-factor strategy over single-factor funds, highlighting its ability to provide diversification, reduce downside risks, and deliver higher risk-adjusted returns.
The scheme's investment allocation includes 80-100% in equity and equity-related instruments selected through its quantitative model. It may also invest up to 20% in other equity instruments, debt securities, or money market instruments, and up to 10% in units issued by REITs and InvITs.
The SBI Quant Fund employs a dynamic allocation model that adjusts weights across the four factors'momentum, value, quality, and growth'based on their relative performance. Overperforming factors receive higher weightage, capped at 35%, while underperforming factors trigger rebalancing if their weight falls below -8%.
The fund's strategy incorporates four key factors: Momentum, which focuses on short- and long-term price performance; Value, identified through low valuation metrics; Quality, characterized by stocks with high return on equity (ROE), consistent earnings growth, and low leverage; and Growth, targeting companies with robust earnings growth and upgrades.
The fund's algorithm aims to reduce volatility, smooth out cyclical returns, and mitigate behavioural biases through its systematic approach.
SBI MF described the fund as an ideal choice for investors seeking exposure to India's growth story through a disciplined, data-driven investment framework. Multi-factor investing combines various factors to smooth out the cyclicality of returns and minimize biases. This fund aims to integrate established equity factors for optimal risk-adjusted returns, making it a compelling choice for long-term investors.
Powered by Capital Market - Live News
SBI Mutual Fund announces change in Key Personnel
SBI Mutual Fund has announced that Mr. Nand Kishore has been appointed as a Managing Director & CEO on the Board of SBI Management Company Ltd. effective November 23, 2024.Details of Mr. Nand Kishore
Age: 58 years
Designation: (Managing Director & CEO)
Qualification: B.A, CAIIB
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Fund House Details & Investment Objective
Date of Incorporation
17 May 2010
Total AUM (Cr)
₹4686.10
SBI PSU Fund (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 17 May 2010, this fund is managed by Rohit Shimpi. With assets under management (AUM) worth ₹4,686.1 (Cr), as of 1 January 2025, SBI PSU Fund (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 7.94% since its launch.
The current NAV of SBI PSU Fund (IDCW) is ₹30.59, as on 1 January 2025. The fund's benchmark index is BSE PSU TRI. You can invest in SBI PSU Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For exit within 30 Days from the date of allotment 0.50%. For exit after 30 Days from the date of allotment - NIL. The fund has generated 34.94% and 23.77% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.89% in Equity, 6.24% in Debt and -0.13% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 24.56% in Banks, 14.00% in Power, 13.00% in Gas, 9.49% in Aerospace & Defense, 8.32% in Insurance
FAQs
How to Invest in SBI PSU Fund (IDCW) Direct Growth?
SBI PSU Fund (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 7.94% since inception. Looking to invest in SBI PSU Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI PSU Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, SBI PSU Fund (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in SBI PSU Fund (IDCW) today and reap the benefits of this Sectoral / Thematic fund!
How much returns has SBI PSU Fund (IDCW) Direct Growth generated?
What is the expense ratio of SBI PSU Fund (IDCW) Direct Growth?
What is the AUM of SBI PSU Fund (IDCW) Fund Direct Growth?
How to redeem or withdraw money from SBI PSU Fund (IDCW) Direct Growth?
Redeeming or selling units of SBI PSU Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from SBI PSU Fund (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case SBI PSU Fund (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).