Can I invest in SIP and Lumpsum in SBI Focused Equity Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in SBI Focused Equity Fund - Direct (IDCW). Minimum lumpsum investment SBI Focused Equity Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of SBI Focused Equity Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of SBI Focused Equity Fund - Direct (IDCW) is SBI Focused Equity Fund - Direct (IDCW) is ₹89.94 as on 2025-02-03.

Which are the biggest stock holdings of SBI Focused Equity Fund - Direct (IDCW)?

The 5 biggest stock holdings of SBI Focused Equity Fund - Direct (IDCW) are: Bharti Airtel PP (5.77%), Muthoot Finance (5.54%), St Bk of India (5.27%), Divi's Lab. (4.75%), Jubilant Food. (4.70%)

What are the top sectors SBI Focused Equity Fund - Direct (IDCW) invests in?

A majority of SBI Focused Equity Fund - Direct (IDCW) 's AUM worth ₹34,679.54 (Cr) is invested in these 3 top sectors: Banks : 18.18% Others : 10.98% Finance : 9.11%

Mutual Funds
SBI Focused Equity Fund - Direct (IDCW)

SBI Focused Equity Fund - Direct (IDCW)

Focused Fund

Invest Now

NAV
89.94(0.19%)
Fund Size (CR)
₹34,679.54
Expense Ratio
0.75
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
15.96%

Absolute Return: 0.50%

Annualized Return: 0%

Basic Details

Scheme Manager

R Srinivasan

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24 January 2025	10162.14	1.62%	-	2.75%	96/114
1 Month	31 December 2024	10006.16	0.06%	-	-6.03%	2/114
3 Month	31 October 2024	9959.75	-0.40%	-	-5.39%	2/114
6 Month	31 July 2024	9907.49	-0.93%	-	-5.85%	14/114
1 Year	31 January 2024	11803.52	18.04%	18.04%	12.16%	18/114
3 Year	31 January 2022	14362.68	43.63%	12.83%	13.51%	57/102
5 Year	31 January 2020	21889.28	118.89%	16.96%	17.58%	45/82
Since Inception	2 January 2013	59868.00	498.68%	15.96%	16.15%	56/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	165290.06	37.74%	37.74%
3 Year	2 March 2022	3,60,000	615954.15	71.10%	19.60%
5 Year	3 February 2020	6,10,000	1273693.11	108.80%	15.86%
10 Year	2 March 2015	12,00,000	3425373.53	185.45%	11.06%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.19%

Standard Deviation

0.71%

Beta

0.55%

Sharpe Ratio

0.08%

Treynor's Ratio

-0.20%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bharti Airtel PP	5.77%	17000000	2001.58	Equity	Telecomm-Service
Muthoot Finance	5.54%	9000000	1922.54	Equity	Finance
St Bk of India	5.27%	23000000	1828.38	Equity	Banks
Divi's Lab.	4.75%	2700000	1646.68	Equity	Pharmaceuticals
Jubilant Food.	4.70%	22700000	1630.09	Equity	Quick Service Restaurant
HDFC Bank	4.60%	9000000	1595.57	Equity	Banks
ICICI Bank	4.40%	11900000	1525.16	Equity	Banks
Bajaj Finance	4.13%	2100000	1432.83	Equity	Finance
Kotak Mah. Bank	4.07%	7900000	1410.98	Equity	Banks
P & G Hygiene	4.04%	952138	1400.98	Equity	FMCG

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Focused Equity Fund - Direct (IDCW)	34679.54	0.06%	-0.40%	-0.93%	18.04%	12.83%
Invesco India Focused Fund - Dir (G)	3604.20	-9.03%	-5.13%	-0.50%	26.27%	19.57%
Invesco India Focused Fund - Dir (IDCW)	3604.20	-9.00%	-5.12%	-0.47%	26.27%	19.56%
Bandhan Focused Equity Fund - Direct (G)	1836.94	-7.87%	-3.05%	3.95%	20.02%	16.05%
Bandhan Focused Equity Fund - Direct (IDCW)	1836.94	-7.87%	-3.06%	3.92%	19.95%	15.98%
HDFC Focused 30 Fund - Direct (G)	15641.91	-2.88%	-2.75%	-0.43%	19.72%	23.15%

News

SBI MF announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund managers under the following schemes, with effect from February 01, 2025.

Change in Fund Management Responsibilities:

Name of the Scheme	Existing Fund Manager	Revised Fund Manager
SBI International Access-US Equity FoF	Mr. Pradeep Kesavan	Mr. Rohit Shimpi
SBI Magnum Gloal Fund	Mr. R. Srinivasan & Mr. Tanmaya Desai (Co-Fund Manager)	Mr. Tanmaya Desai

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SBI MF announces change in Fund Manager of the following schemes

SBI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 27 December 2024

Change in Fund Managers of the Schemes:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
SBI Liquid Fund	Mr. R. Arun and Mr. Rajeev Radhakrishnan (Co-Fund Manager)	Mr. Rajeev Radhakrishnan
SBI Overnight Fund	Mr. R. Arun	Mr. Ranjana Gupta and Mr. Tejas Soman (Co-Fund Manager)
SBI Savings Fund	Mr. R. Arun and Mr. Rajeev Radhakrishnan (Co-Fund Manager)	Mr. Rajeev Radhakrishnan
SBI Magnum Ultra Short Duration Fund	Mr. R. Arun and Mr. Ardhendhu Bhattacharya (Co-Fund Manager)	Mr. Rajeev Radhakrishnan and Mr. Ardhendhu Bhattacharya (Co-Fund Manager)
SBI Magnum Low Duration Fund	Mr. Rajeev Radhakrishnan and Mr. R. Arun (Co-Fund Manager)	Mr. Rajeev Radhakrishnan
SBI Arbitrage Opportunities Fund	Mr. Neeraj Kumar (Equity Portion) Mr. R. Arun (Debt Portion)	Mr. Neeraj Kumar (Equity Portion) Mr. Ardhendhu Bhattacharya (Debt Portion)

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SBI MF announces change in the Benchmark of Fixed Maturity Plan under its schemes

SBI Mutual Fund has announced change in the benchmark Fixed Maturity Plan of SBI Mutual Fund with effect from January 01, 2025.

Change in name of Benchmark of Fixed Maturity Plan

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹34679.54

SBI Focused Equity Fund - Direct (IDCW) is an Focused Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by R Srinivasan. With assets under management (AUM) worth ₹34,679.54 (Cr), as of 3 February 2025, SBI Focused Equity Fund - Direct (IDCW) is categorized as a Focused Fund within its segment. The fund has generated a return of 15.96% since its launch.
The current NAV of SBI Focused Equity Fund - Direct (IDCW) is ₹89.94, as on 3 February 2025. The fund's benchmark index is BSE 500 TRI. You can invest in SBI Focused Equity Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For exit within 1 year from the date of allotment - 1%. For exit after 1 years from the date of allotment - NIL. The fund has generated 12.83% and 16.96% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 81.74% in Equity, 6.37% in Debt and 11.89% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.18% in Banks, 10.98% in Others, 9.11% in Finance, 7.90% in Debt, 5.87% in Telecom-Services

FAQs

How to Invest in SBI Focused Equity Fund - Direct (IDCW) Direct Growth?

SBI Focused Equity Fund - Direct (IDCW) is a popular fund in the Focused Fund segment. The fund has generated a return of 15.96% since inception. Looking to invest in SBI Focused Equity Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Focused Equity Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, SBI Focused Equity Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Focused Equity Fund - Direct (IDCW) today and reap the benefits of this Focused Fund fund!

How much returns has SBI Focused Equity Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, SBI Focused Equity Fund - Direct (IDCW) has generated annualised return of 18.04%. In the long-term, the fund has generated 12.83% and 16.96% in 3 and 5 years respectively. Since its inception, the fund has generated 15.96% returns.

What is the expense ratio of SBI Focused Equity Fund - Direct (IDCW) Direct Growth?

The expense ratio of SBI Focused Equity Fund - Direct (IDCW) Direct Growth is 0.75%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Focused Equity Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Focused Equity Fund - Direct (IDCW) is ₹34,679.54 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Focused Equity Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of SBI Focused Equity Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from SBI Focused Equity Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case SBI Focused Equity Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Scheme Name	Existing Benchmark	Revised Benchmark
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days)	CRISIL Long Term Debt Index	CRISIL Long Term Debt A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days)	CRISIL Long Term Debt Index	CRISIL Long Term Debt A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 34 (3682 Days)	CRISIL Long Term Debt Index	CRISIL Long Term Debt A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 42 (1857 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 44 (1855 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 45 (1840 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 46 (1850 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 52 (1848 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 57 (1835 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 57 (1842 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 58 (1835 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 61 (1927 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index
SBI Fixed Maturity Plan (FMP) - Series 67 (1467 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Term Debt Index A-111 Index