Mutual Funds
PGIM India Elss Tax Saver Fund - Direct (G)

PGIM India Elss Tax Saver Fund - Direct (G)

ELSS

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NAV
39.19(0.13%)
Fund Size (CR)
₹769.51
Expense Ratio
0.74
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
16.29%

Absolute Return: -2.56%

Annualized Return: 0%

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 December 2024	10090.11	0.90%	-	0.44%	25/225
1 Month	27 November 2024	10137.09	1.37%	-	-0.42%	10/225
3 Month	27 September 2024	9657.47	-3.43%	-	-5.92%	29/225
6 Month	27 June 2024	10489.83	4.90%	-	2.12%	38/225
1 Year	27 December 2023	11850.62	18.51%	18.51%	21.55%	142/225
3 Year	27 December 2021	15502.37	55.02%	15.74%	18.22%	155/215
5 Year	27 December 2019	25235.03	152.35%	20.34%	21.40%	110/215
Since Inception	11 December 2015	39190.00	291.90%	16.29%	16.88%	110/225

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,20,000	130369.80	8.64%	8.64%
3 Year	3 January 2022	3,60,000	476325.56	32.31%	9.78%
5 Year	1 January 2020	6,00,000	1021450.12	70.24%	11.23%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.54%

Standard Deviation

0.85%

Beta

0.71%

Sharpe Ratio

0.08%

Treynor's Ratio

0.27%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.25%	310814	55.82	Equity	Banks
ICICI Bank	6.16%	364764	47.42	Equity	Banks
Reliance Industr	5.18%	308591	39.88	Equity	Refineries
Bajaj Finance	3.72%	43500	28.61	Equity	Finance
TCS	2.96%	53406	22.81	Equity	IT - Software
Infosys	2.96%	122500	22.76	Equity	IT - Software
Larsen & Toubro	2.73%	56417	21.01	Equity	Infrastructure Developers & Operators
Bharti Airtel	2.66%	125805	20.47	Equity	Telecomm-Service
Varun Beverages	2.52%	312725	19.43	Equity	FMCG
Dixon Technolog.	2.47%	12000	18.97	Equity	Consumer Durables

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Elss Tax Saver Fund - Direct (G)	769.51	1.37%	-3.43%	4.90%	18.51%	15.74%
Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW)	4186.93	4.44%	1.84%	16.51%	50.49%	29.71%
Motilal Oswal ELSS Tax Saver Fund-Dir (G)	4186.93	4.44%	1.84%	16.51%	50.48%	29.71%
SBI Long Term Advantage Fund - Series V -Dir (G)	369.13	0.26%	-0.47%	15.41%	45.08%	20.91%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	369.13	0.26%	-0.47%	15.41%	45.08%	20.91%
HSBC Tax Saver Equity Fund - Direct (G)	260.16	1.63%	1.14%	12.49%	34.91%	20.73%

News

PGIM India MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 31 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
PGIM India Dynamic Bond Fund:
Regular Plan ' Quarterly IDCW: 18.776
Direct Plan ' Quarterly IDCW: 20.7063
PGIM India Gilt Fund:
Regular Plan ' Quarterly IDCW: 0.2396
Direct Plan ' Quarterly IDCW: 0.2525
PGIM India Corporate Bond Fund:
Regular Plan ' Quarterly IDCW: 0.1997
Direct Plan ' Quarterly IDCW: 0.2267
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4578
Direct Plan ' IDCW: 0.6481
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 December 2024 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0647
Direct Plan ' Monthly IDCW Option: 0.0653
PGIM India Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1822
Direct Plan ' Monthly IDCW Option: 0.2012
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0720
Direct Plan ' Monthly IDCW Option: 0.0787
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PGIM Mutual Fund announces change in Key Personnel
PGIM Mutual Fund has announced that Mr. Shailesh Puthran has been appointed as a Head of Operations on the Board of PGIM Management Company Ltd. effective November 07, 2024.
Details of Mr. Shailesh Puthran
Age: 51 years
Designation: Head of Operations
Qualification: Chartered Accountant
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Fund House Details & Investment Objective

Date of Incorporation

19 October 2015

Total AUM (Cr)

₹769.51

PGIM India Elss Tax Saver Fund - Direct (G) is an ELSS-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 19 October 2015, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹769.51 (Cr), as of 27 December 2024, PGIM India Elss Tax Saver Fund - Direct (G) is categorized as a ELSS within its segment. The fund has generated a return of 16.29% since its launch.
The current NAV of PGIM India Elss Tax Saver Fund - Direct (G) is ₹39.19, as on 27 December 2024. The fund's benchmark index is Nifty 500 TRI. You can invest in PGIM India Elss Tax Saver Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 15.74% and 20.34% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.23% in Equity, 4.78% in Debt and -0.01% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.30% in Banks, 9.24% in IT-Software, 6.99% in Finance, 6.48% in Consumer Durables, 5.31% in Debt

FAQs

How to Invest in PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

PGIM India Elss Tax Saver Fund - Direct (G) is a popular fund in the ELSS segment. The fund has generated a return of 16.29% since inception. Looking to invest in PGIM India Elss Tax Saver Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in PGIM India Elss Tax Saver Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, PGIM India Elss Tax Saver Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in PGIM India Elss Tax Saver Fund - Direct (G) today and reap the benefits of this ELSS fund!

How much returns has PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, PGIM India Elss Tax Saver Fund - Direct (G) has generated annualised return of 18.51%. In the long-term, the fund has generated 15.74% and 20.34% in 3 and 5 years respectively. Since its inception, the fund has generated 16.29% returns.

What is the expense ratio of PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

The expense ratio of PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth is 0.74%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of PGIM India Elss Tax Saver Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of PGIM India Elss Tax Saver Fund - Direct (G) is ₹769.51 (Cr) as of 2024-12-27 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from PGIM India Elss Tax Saver Fund - Direct (G) Direct Growth?

Redeeming or selling units of PGIM India Elss Tax Saver Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from PGIM India Elss Tax Saver Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case PGIM India Elss Tax Saver Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).