Can I invest in SIP and Lumpsum in Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Nippon India Multi Asset Allocation Fund-Dir (G). Minimum lumpsum investment Nippon India Multi Asset Allocation Fund-Dir (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Nippon India Multi Asset Allocation Fund-Dir (G)?

The 5 biggest stock holdings of Nippon India Multi Asset Allocation Fund-Dir (G) are: ICICI Bank (3.41%), HDFC Bank (2.62%), Infosys (2.56%), Reliance Industr (1.94%), St Bk of India (1.81%)

What are the top sectors Nippon India Multi Asset Allocation Fund-Dir (G) invests in?

A majority of Nippon India Multi Asset Allocation Fund-Dir (G) 's AUM worth ₹4,949.8 (Cr) is invested in these 3 top sectors: Others : 26.84% Debt : 17.51% Banks : 10.81%

Mutual Funds
Nippon India Multi Asset Allocation Fund-Dir (G)

Nippon India Multi Asset Allocation Fund-Dir (G)

Q: What is the NAV of Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth?

The latest NAV (Net Asset Value) of Nippon India Multi Asset Allocation Fund-Dir (G) is Nippon India Multi Asset Allocation Fund-Dir (G) is ₹20.60 as on 2025-03-10.

Multi Asset Allocation

Invest Now

NAV
20.60(-0.79%)
Fund Size (CR)
₹5,001.93
Expense Ratio
0.3
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
17.28%

Absolute Return: -5.86%

Annualized Return: 0%

Basic Details

Scheme Manager

Vikram Dhawan

Bench Mark

50% of BSE 500 TRI,20% of MSCI World Index TRI,15% of CRISIL Short Term Bond Index,10% of Domestic prices of Gold & 5% of Domestic prices of Silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10080.24	0.80%	-	1.21%	86/110
1 Month	10 February 2025	9712.75	-2.87%	-	-2.71%	63/106
3 Month	10 December 2024	9444.57	-5.55%	-	-5.66%	55/100
6 Month	10 September 2024	9704.15	-2.96%	-	-4.65%	28/100
1 Year	7 March 2024	10886.06	8.86%	8.86%	6.64%	24/88
3 Year	10 March 2022	15657.86	56.58%	16.11%	13.81%	13/40
5 Year	-	-	0%	-	17.77%	-/-
Since Inception	28 August 2020	20602.30	106.02%	17.28%	9.65%	9/110

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	119172.59	-0.69%	-0.69%
3 Year	1 April 2022	3,60,000	454870.75	26.35%	8.11%
5 Year	1 September 2020	5,50,000	785916.73	42.89%	7.40%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.56%

Standard Deviation

0.64%

Beta

0.96%

Sharpe Ratio

0.04%

Treynor's Ratio

6.50%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	3.41%	1400000	168.57	Equity	Banks
HDFC Bank	2.62%	750000	129.93	Equity	Banks
Infosys	2.56%	750000	126.58	Equity	IT - Software
Reliance Industr	1.94%	800000	96.01	Equity	Refineries
St Bk of India	1.81%	1300000	89.54	Equity	Banks
Axis Bank	1.64%	800000	81.24	Equity	Banks
Bharti Airtel	1.59%	500000	78.51	Equity	Telecomm-Service
Bajaj Finance	1.55%	90000	76.77	Equity	Finance
NTPC	1.32%	2100000	65.40	Equity	Power Generation & Distribution
Larsen & Toubro	1.28%	200000	63.28	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Multi Asset Allocation Fund-Dir (G)	5001.93	-2.87%	-5.55%	-2.96%	8.86%	16.11%
WhiteOak Capital Multi Asset Allocation-Dir (G)	1289.01	-1.39%	-0.43%	3.89%	15.50%	-
DSP Multi Asset Allocation Fund - Direct (G)	2536.66	-0.97%	-1.68%	1.71%	13.95%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	2536.66	-0.97%	-1.69%	1.71%	13.95%	-
ICICI Pru Multi-Asset Fund - Direct (IDCW)	52760.77	-1.41%	-1.90%	-1.52%	11.52%	18.66%
ICICI Pru Multi-Asset Fund - Direct (G)	52760.77	-1.41%	-1.60%	-1.23%	11.49%	18.80%

News

Nippon India Mutual Fund Income Distribution cum Capital Withdrawal (IDCW)
Nippon India Mutual Fund has announced 06 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
Nippon India ELSS Tax Saver Fund ' Regular Plan ' Annual IDCW Option Regular & Direct Plan ' IDCW Option: 1.50 each.
Nippon India ELSS Tax Saver Fund ' Regular Plan ' IDCW Option: 2.50
Nippon India ELSS Tax Saver Fund ' Direct Plan ' IDCW Option: 3.00
Powered by Capital Market - Live News

Nippon India Mutual Fund Income Distribution cum Capital Withdrawal (IDCW)
Nippon India Mutual Fund has announced 03 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
Nippon India Equity Hybrid Fund ' Regular Plan ' IDCW Option & Direct Plan ' IDCW Option: 2.00 each.
Nippon India Equity Hybrid Fund ' Regular Plan ' Monthly IDCW Option & Direct Plan ' Monthly IDCW Option: 1.00 each
Nippon India Equity Hybrid Fund ' Regular Plan ' Quarterly IDCW Option: 1.75
Nippon India Equity Hybrid Fund ' Direct Plan ' Quarterly IDCW Option: 2.00
Powered by Capital Market - Live News

Nippon India Balanced Advantage Fund announces Income Distribution cum Capital Withdrawal (IDCW)
Nippon India Mutual Fund has announced 14 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan ' IDCW payout and direct plan ' IDCW payout of Nippon India Balanced Advantage Fund. The quantum of distribution will be Rs 0.2000 per unit under each plan / option as on the record date.
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

7 August 2020

Total AUM (Cr)

₹4949.80

Nippon India Multi Asset Allocation Fund-Dir (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, Nippon India Mutual Fund. Launched in 7 August 2020, this fund is managed by Vikram Dhawan. With assets under management (AUM) worth ₹4,949.8 (Cr), as of 10 March 2025, Nippon India Multi Asset Allocation Fund-Dir (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 17.28% since its launch.
The current NAV of Nippon India Multi Asset Allocation Fund-Dir (G) is ₹20.6, as on 10 March 2025. The fund's benchmark index is 50% of BSE 500 TRI,20% of MSCI World Index TRI,15% of CRISIL Short Term Bond Index,10% of Domestic prices of Gold & 5% of Domestic prices of Silver. You can invest in Nippon India Multi Asset Allocation Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
10% of the units allotted can be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1.00% - If redeemed or switched out on or before completion of 12 months from the date of allotment of units Nil - If redeemed or switched out after completion 12 months from the date of allotment of units. The fund has generated 16.11% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 53.96% in Equity, 18.65% in Debt and 27.39% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.84% in Others, 17.51% in Debt, 10.81% in Banks, 5.27% in IT-Software, 4.92% in Finance

FAQs

How to Invest in Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth?

Nippon India Multi Asset Allocation Fund-Dir (G) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 17.28% since inception. Looking to invest in Nippon India Multi Asset Allocation Fund-Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Nippon India Multi Asset Allocation Fund-Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Nippon India Multi Asset Allocation Fund-Dir (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Nippon India Multi Asset Allocation Fund-Dir (G) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth generated?

In the short term, i.e., 1 year, Nippon India Multi Asset Allocation Fund-Dir (G) has generated annualised return of 8.86%. In the long-term, the fund has generated 16.11% and - in 3 and 5 years respectively. Since its inception, the fund has generated 17.28% returns.

What is the expense ratio of Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth?

The expense ratio of Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth is 0.30%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Nippon India Multi Asset Allocation Fund-Dir (G) Fund Direct Growth?

The Assets Under Management (AUM) of Nippon India Multi Asset Allocation Fund-Dir (G) is ₹4,949.8 (Cr) as of 2025-03-10 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Nippon India Multi Asset Allocation Fund-Dir (G) Direct Growth?

Redeeming or selling units of Nippon India Multi Asset Allocation Fund-Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Nippon India Multi Asset Allocation Fund-Dir (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Nippon India Multi Asset Allocation Fund-Dir (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).