Can I invest in SIP and Lumpsum in Navi Flexi Cap Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Navi Flexi Cap Fund - Direct (IDCW). Minimum lumpsum investment Navi Flexi Cap Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Navi Flexi Cap Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of Navi Flexi Cap Fund - Direct (IDCW) is Navi Flexi Cap Fund - Direct (IDCW) is ₹24.16 as on 2025-02-03.

Which are the biggest stock holdings of Navi Flexi Cap Fund - Direct (IDCW)?

The 5 biggest stock holdings of Navi Flexi Cap Fund - Direct (IDCW) are: ICICI Bank (3.00%), Bharat Electron (2.87%), Infosys (2.82%), Apollo Hospitals (2.52%), ITC (2.47%)

What are the top sectors Navi Flexi Cap Fund - Direct (IDCW) invests in?

A majority of Navi Flexi Cap Fund - Direct (IDCW) 's AUM worth ₹260.37 (Cr) is invested in these 3 top sectors: Banks : 19.33% IT-Software : 7.52% Debt : 5.35%

Mutual Funds
Navi Flexi Cap Fund - Direct (IDCW)

Navi Flexi Cap Fund - Direct (IDCW)

Flexi Cap Fund

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NAV
24.16(-0.76%)
Fund Size (CR)
₹260.37
Expense Ratio
0.43
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.35%

Absolute Return: -6.37%

Annualized Return: 0%

Basic Details

Scheme Manager

Aditya Mulki

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10248.23	2.48%	-	2.62%	97/164
1 Month	3 January 2025	9386.97	-6.13%	-	-6.90%	71/164
3 Month	31 October 2024	9314.14	-6.86%	-	-5.65%	113/164
6 Month	2 August 2024	9247.20	-7.53%	-	-6.33%	107/164
1 Year	2 February 2024	10643.65	6.44%	6.44%	11.20%	133/160
3 Year	3 February 2022	14108.57	41.09%	12.16%	13.56%	72/116
5 Year	3 February 2020	21293.21	112.93%	16.32%	17.78%	57/100
Since Inception	9 July 2018	24164.60	141.65%	14.35%	16.75%	113/164

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	116182.70	-3.18%	-3.18%
3 Year	2 March 2022	3,60,000	435344.09	20.93%	6.54%
5 Year	3 February 2020	6,10,000	922426.59	51.22%	8.62%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.72%

Standard Deviation

0.92%

Beta

0.61%

Sharpe Ratio

0.04%

Treynor's Ratio

-0.28%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	3.00%	61000	7.82	Equity	Banks
Bharat Electron	2.87%	255000	7.48	Equity	Aerospace & Defence
Infosys	2.82%	39000	7.33	Equity	IT - Software
Apollo Hospitals	2.52%	9000	6.57	Equity	Healthcare
ITC	2.47%	133000	6.43	Equity	Tobacco Products
Federal Bank	2.46%	320000	6.40	Equity	Banks
St Bk of India	2.42%	79196	6.30	Equity	Banks
Zomato Ltd	2.30%	215000	5.98	Equity	E-Commerce/App based Aggregator
Axis Bank	2.29%	56000	5.96	Equity	Banks
HDFC Bank	2.28%	33500	5.94	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Flexi Cap Fund - Direct (IDCW)	260.37	-6.13%	-6.86%	-7.53%	6.44%	12.16%
Motilal Oswal Flexi Cap Fund-Dir(IDCW)	13162.07	-12.34%	-4.26%	0.30%	27.40%	19.39%
Motilal Oswal Flexi Cap Fund-Dir(G)	13162.07	-12.34%	-4.26%	0.30%	27.40%	19.38%
Invesco India Flexi Cap Fund - Direct (IDCW)	2575.92	-9.75%	-4.53%	-1.14%	21.18%	-
Invesco India Flexi Cap Fund - Direct (G)	2575.92	-9.76%	-4.58%	-1.20%	21.04%	-
360 ONE FlexiCap Fund - Direct (G)	1332.11	-7.58%	-6.47%	-6.72%	18.83%	-

News

Navi Mutual Fund Change in Minimum Application Amount

Navi Mutual Fund announces that the Minimum Application Amount for Navi Flexi Cap Fund stands modified as under with effect from February 04, 2025.

Scheme Name	Existing	Revised
Navi Flexi Cap Fund, Navi Liquid Fund, Navi Large & Midcap Fund, Navi Aggressive Hybrid Fund, Navi Nifty 50 Index Fund, Navi US Total Stock Market Fund of Fund, Navi NASDAQ 100 Fund of Fund, Navi Nifty Bank Index Fund, Navi Nifty Midcap 150 Index Fund, Navi Nifty India Manufacturing Index Fund, Navi BSE Sensex Index Fund, Navi Nifty IT Index Fund Navi Nifty 500 Multicap 50:25:25 Index Fund	Minimum Application Amount/ switch in Rs. 10 and in multiples of Re. 1/- thereafter Minimum Additional Purchase Amount Rs.10 and in multiples of Re. 1/- thereafter	Rs.100/- and in multiples of Rs.1/-thereafter

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Navi Mutual Fund Change in Minimum Application Amount

Navi Mutual Fund announces that the Minimum Application Amount for Navi Nifty Next 50 Index Fund stands modified as under with effect from December 13, 2024.

Scheme Name	Existing	Revised
Navi Nifty Next 50 Index Fund	Rs. 10 and in multiples of Re. 1/- thereafter Rs.10 and in multiples of Re. 1/- thereafter	Rs.100/- and in multiples of Rs.1/-thereafter

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Navi Mutual Fund announces merger of Navi Overnight Fund Merger into Navi Liquid Fund
Navi Mutual Fund has approved the merger of Navi Overnight Fund Merger into Navi Liquid Fund, with effect from 15 November 2024.
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Fund House Details & Investment Objective

Date of Incorporation

18 June 2018

Total AUM (Cr)

₹260.37

Navi Flexi Cap Fund - Direct (IDCW) is an Flexi Cap Fund-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 18 June 2018, this fund is managed by Aditya Mulki. With assets under management (AUM) worth ₹260.37 (Cr), as of 3 February 2025, Navi Flexi Cap Fund - Direct (IDCW) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 14.35% since its launch.
The current NAV of Navi Flexi Cap Fund - Direct (IDCW) is ₹24.16, as on 3 February 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Navi Flexi Cap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 12.16% and 16.32% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 88.97% in Equity, 6.45% in Debt and 4.58% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.33% in Banks, 7.52% in IT-Software, 5.35% in Debt, 4.71% in Automobiles, 4.41% in Finance

FAQs

How to Invest in Navi Flexi Cap Fund - Direct (IDCW) Direct Growth?

Navi Flexi Cap Fund - Direct (IDCW) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 14.35% since inception. Looking to invest in Navi Flexi Cap Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Navi Flexi Cap Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Navi Flexi Cap Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Navi Flexi Cap Fund - Direct (IDCW) today and reap the benefits of this Flexi Cap Fund fund!

How much returns has Navi Flexi Cap Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Navi Flexi Cap Fund - Direct (IDCW) has generated annualised return of 6.44%. In the long-term, the fund has generated 12.16% and 16.32% in 3 and 5 years respectively. Since its inception, the fund has generated 14.35% returns.

What is the expense ratio of Navi Flexi Cap Fund - Direct (IDCW) Direct Growth?

The expense ratio of Navi Flexi Cap Fund - Direct (IDCW) Direct Growth is 0.43%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Navi Flexi Cap Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Navi Flexi Cap Fund - Direct (IDCW) is ₹260.37 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Navi Flexi Cap Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of Navi Flexi Cap Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Navi Flexi Cap Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Navi Flexi Cap Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).