Can I invest in SIP and Lumpsum in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth?

Yes, you can invest both lumpsum and SIP in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q). Minimum lumpsum investment Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is ₹500 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q)?

The 5 biggest stock holdings of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) are: Religare Enterp. (10.39%), ZF Commercial (8.48%), Fino Payments (6.16%), Piramal Enterp. (6.00%), Samvardh. Mothe. (5.81%)

What are the top sectors Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) invests in?

A majority of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) 's AUM worth ₹1,113.82 (Cr) is invested in these 3 top sectors: Auto Components : 17.69% Cash & Others : 17.46% Finance : 14.98%

Mutual Funds
Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q)

Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q)

Q: What is the NAV of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth?

The latest NAV (Net Asset Value) of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is ₹13.50 as on 2025-01-21.

Dynamic Asset Allocation or Balanced Advantage

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NAV
13.50(-1.78%)
Fund Size (CR)
₹1,113.82
Expense Ratio
0.94
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.80%

Absolute Return: -10.57%

Annualized Return: 0%

Basic Details

Scheme Manager

Ajay Khandelwal

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13 January 2025	10232.83	2.33%	-	1.23%	5/145
1 Month	20 December 2024	9590.77	-4.09%	-	-1.41%	140/145
3 Month	18 October 2024	9025.74	-9.74%	-	-3.18%	140/145
6 Month	19 July 2024	9619.69	-3.80%	-	-0.76%	122/145
1 Year	19 January 2024	11146.18	11.46%	11.46%	10.60%	68/133
3 Year	20 January 2022	14202.70	42.03%	12.41%	11.15%	20/107
5 Year	20 January 2020	17268.21	72.68%	11.54%	12.21%	51/87
Since Inception	27 September 2016	23478.20	134.78%	10.80%	11.27%	74/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	190943.60	59.12%	59.12%
3 Year	1 February 2022	3,60,000	656553.72	82.38%	22.18%
5 Year	3 February 2020	6,00,000	1123101.32	87.18%	13.36%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.47%

Standard Deviation

0.57%

Beta

0.59%

Sharpe Ratio

0.12%

Treynor's Ratio

4.73%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Religare Enterp.	10.39%	4225412	115.71	Equity	Finance
ZF Commercial	8.48%	78425	94.45	Equity	Auto Ancillaries
Fino Payments	6.16%	2162066	68.62	Equity	Banks
Piramal Enterp.	6.00%	604478	66.78	Equity	Finance
Samvardh. Mothe.	5.81%	4145682	64.72	Equity	Auto Ancillaries
L&T Technology	5.76%	135478	64.18	Equity	IT - Software
FSN E-Commerce	5.58%	3793059	62.12	Equity	E-Commerce/App based Aggregator
Star Health Insu	5.41%	1269277	60.28	Equity	Insurance
Dreamfolks Servi	4.16%	1185919	46.32	Equity	Miscellaneous
One 97	3.65%	399484	40.66	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q)	1113.82	-4.09%	-9.74%	-3.80%	11.46%	12.41%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-0.73%	-1.76%	2.24%	17.39%	12.93%
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-0.80%	-1.81%	2.21%	17.33%	12.93%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-1.30%	-1.41%	2.96%	16.29%	-
Quant Dynamic Asset Allocation Fund-Direct (G)	1310.36	0.37%	-4.22%	-6.10%	15.20%	-
Quant Dynamic Asset Allocation Fund-Direct (IDCW)	1310.36	0.37%	-4.22%	-6.10%	15.19%	-

News

Motilal Oswal MF announces change in Fund Manager of the following scheme

Motilal Oswal Mutual Fund has announced change in Fund Managers of the following schemes with effect from 10 January 2025.

Change in Fund Managers of the Schemes:

Scheme Name	Fund Manager (Existing)	Revised Fund Manager(s)
Motilal Oswal Large and Midcap Fund	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra
Motilal Oswal Midcap Fund	Mr. Niket Shah Mr. Ajay Khandelwal Mr. Santosh Singh	Mr. Niket Shah Mr. Ajay Khandelwal
Motilal Oswal ELSS Tax Saver Fund	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra
Motilal Oswal Focused Fund	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra
Motilal Oswal Balanced Advantage Fund	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra
Motilal Oswal Multi Asset Fund	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra
Motilal Oswal Manufacturing Fund	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra
Motilal Oswal Small Cap Fund	Mr. Ajay Khandelwal Mr. Niket Shah Mr. Santosh Singh	Mr. Ajay Khandelwal Mr. Niket Shah

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Motilal Oswal MF announces change in Fund Manager of the following scheme

Motilal Oswal Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 24 December 2024

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
Motilal Oswal Manufacturing Fund - For Equity Component	Mr. Ajay Khandelwal Mr. Santosh Singh Mr. Atul Mehra	Mr. Ajay Khandelwal Mr. Atul Mehra Mr. Bhalchandra Shinde - Associate Fund Manager
Motilal Oswal Asset Allocation Passive Fund of Fund ' Conservative ' (For Equity including overseas Index/ETFs & Gold passive funds)	Mr. Rouhak Shah	Mr. Bhalchandra Shinde
Motilal Oswal Asset Allocation Passive Fund of Fund ' Aggressive ' (For Equity including overseas Index/ETFs & Gold passive funds)	Mr. Rouhak Shah	Mr. Bhalchandra Shinde
Motilal Oswal Gold and Silver ETFs Fund of Funds	Mr. Rakesh Shetty	Mr. Bhalchandra Shinde

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Motilal Oswal Mutual Fund announces change in Exit Load Structure

Motilal Oswal Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 27 December 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
Motilal Oswal Arbitrage Fund	0.25% - If redeemed within 30 days from the day 0 of allotment. Nil - If redeemed after 30 days from the day of allotment.	0.25% - If redeemed within 15 days from the day of allotment. Nil - If redeemed after 15 days from the day of allotment.

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Fund House Details & Investment Objective

Date of Incorporation

6 September 2016

Total AUM (Cr)

₹1113.82

Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Motilal Oswal Mutual Fund. Launched in 6 September 2016, this fund is managed by Ajay Khandelwal. With assets under management (AUM) worth ₹1,113.82 (Cr), as of 21 January 2025, Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.80% since its launch.
The current NAV of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is ₹13.5, as on 21 January 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1% - If redeemed on or before 1 year from the date of allotment. Nil - If redeemed after 1 year from the date of allotment. The fund has generated 12.41% and 11.54% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 83.28% in Equity, 14.35% in Debt and 2.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.69% in Auto Components, 17.46% in Cash & Others, 14.98% in Finance, 14.13% in Debt, 11.99% in Insurance

FAQs

How to Invest in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth?

Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 10.80% since inception. Looking to invest in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) How about earning 1% extra return? All this is possible with m.Stock! Investing in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth generated?

In the short term, i.e., 1 year, Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) has generated annualised return of 11.46%. In the long-term, the fund has generated 12.41% and 11.54% in 3 and 5 years respectively. Since its inception, the fund has generated 10.80% returns.

What is the expense ratio of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth?

The expense ratio of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth is 0.94%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Fund Direct Growth?

The Assets Under Management (AUM) of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is ₹1,113.82 (Cr) as of 2025-01-21 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) Direct Growth?

Redeeming or selling units of Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Motilal Oswal Balance Advantage Fund-Dir (IDCW-Q)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).