Can I invest in SIP and Lumpsum in LIC MF Small Cap Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Small Cap Fund - Direct (IDCW). Minimum lumpsum investment LIC MF Small Cap Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Small Cap Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of LIC MF Small Cap Fund - Direct (IDCW) is LIC MF Small Cap Fund - Direct (IDCW) is ₹38.12 as on 2025-01-01.

Which are the biggest stock holdings of LIC MF Small Cap Fund - Direct (IDCW)?

The 5 biggest stock holdings of LIC MF Small Cap Fund - Direct (IDCW) are: JTL Industries (3.12%), Shakti Pumps (2.71%), Kilburn Engg. (2.61%), Himatsing. Seide (2.39%), TD Power Systems (2.38%)

What are the top sectors LIC MF Small Cap Fund - Direct (IDCW) invests in?

A majority of LIC MF Small Cap Fund - Direct (IDCW) 's AUM worth ₹411.35 (Cr) is invested in these 3 top sectors: Industrial Products : 21.79% Electrical Equipments : 7.80% Textiles & Apparels : 4.62%

Mutual Funds
LIC MF Small Cap Fund - Direct (IDCW)

LIC MF Small Cap Fund - Direct (IDCW)

Small Cap Fund

Invest Now

NAV
38.12(1.00%)
Fund Size (CR)
₹411.35
Expense Ratio
1.39
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
19.12%

Absolute Return: 0.55%

Annualized Return: 0%

Basic Details

Scheme Manager

Nikhil Rungta

Bench Mark

Nifty Smallcap 250 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10043.99	0.44%	-	0.15%	17/118
1 Month	29 November 2024	10059.24	0.59%	-	0.04%	22/118
3 Month	30 September 2024	9932.83	-0.67%	-	-2.84%	14/114
6 Month	28 June 2024	10738.20	7.38%	-	6.02%	31/114
1 Year	29 December 2023	14000.79	40.01%	40.01%	27.84%	10/110
3 Year	30 December 2021	19660.58	96.61%	25.28%	22.41%	27/96
5 Year	30 December 2019	39197.38	291.97%	31.42%	31.92%	39/80
Since Inception	21 June 2017	37355.10	273.55%	19.12%	23.74%	77/118

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	151905.63	16.85%	16.85%
3 Year	3 January 2022	3,70,000	601871.40	62.67%	17.61%
5 Year	1 January 2020	6,10,000	1433930.10	135.07%	18.64%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.32%

Standard Deviation

0.76%

Beta

1.19%

Sharpe Ratio

0.17%

Treynor's Ratio

4.70%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
JTL Industries	3.12%	1263574	12.85	Equity	Steel
Shakti Pumps	2.71%	142830	11.14	Equity	Capital Goods-Non Electrical Equipment
Kilburn Engg.	2.61%	215000	10.72	Equity	Capital Goods-Non Electrical Equipment
Himatsing. Seide	2.39%	545700	9.85	Equity	Textiles
TD Power Systems	2.38%	224441	9.79	Equity	Capital Goods - Electrical Equipment
Artemis Medicare	2.37%	296517	9.75	Equity	Healthcare
Kirloskar Oil	2.35%	86263	9.68	Equity	Capital Goods-Non Electrical Equipment
Piramal Pharma	2.34%	358586	9.64	Equity	Pharmaceuticals
Garware Hi Tech	2.34%	19459	9.61	Equity	Packaging
Hi-Tech Pipes	2.33%	582210	9.57	Equity	Steel

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Small Cap Fund - Direct (IDCW)	411.35	0.59%	-0.67%	7.38%	40.01%	25.28%
Motilal Oswal Small Cap Fund - Direct (G)	3166.26	2.92%	6.32%	21.68%	47.94%	-
Motilal Oswal Small Cap Fund - Direct (IDCW)	3166.26	2.92%	6.32%	21.67%	47.94%	-
Bandhan Small Cap Fund - Direct (G)	9248.28	-0.66%	-3.51%	14.29%	44.35%	29.48%
Bandhan Small Cap Fund - Direct (IDCW)	9248.28	-0.66%	-3.51%	14.29%	44.35%	29.35%
LIC MF Small Cap Fund - Direct (G)	411.35	0.59%	-0.67%	7.39%	40.02%	25.28%

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 June 2017

Total AUM (Cr)

₹411.35

LIC MF Small Cap Fund - Direct (IDCW) is an Small Cap Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 1 June 2017, this fund is managed by Nikhil Rungta. With assets under management (AUM) worth ₹411.35 (Cr), as of 1 January 2025, LIC MF Small Cap Fund - Direct (IDCW) is categorized as a Small Cap Fund within its segment. The fund has generated a return of 19.12% since its launch.
The current NAV of LIC MF Small Cap Fund - Direct (IDCW) is ₹38.12, as on 1 January 2025. The fund's benchmark index is Nifty Smallcap 250 TRI. You can invest in LIC MF Small Cap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If units of the Scheme are redeemed or switched out up to 12% of the units within 12 months from the date of allotment. 1.00% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment. The fund has generated 25.28% and 31.42% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.18% in Equity, 2.49% in Debt and 0.36% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.79% in Industrial Products, 7.80% in Electrical Equipments, 4.62% in Textiles & Apparels, 4.35% in Chemicals & Petrochemical, 4.00% in Pharmaceuticals & Biotech

FAQs

How to Invest in LIC MF Small Cap Fund - Direct (IDCW) Direct Growth?

LIC MF Small Cap Fund - Direct (IDCW) is a popular fund in the Small Cap Fund segment. The fund has generated a return of 19.12% since inception. Looking to invest in LIC MF Small Cap Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Small Cap Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Small Cap Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Small Cap Fund - Direct (IDCW) today and reap the benefits of this Small Cap Fund fund!

How much returns has LIC MF Small Cap Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Small Cap Fund - Direct (IDCW) has generated annualised return of 40.01%. In the long-term, the fund has generated 25.28% and 31.42% in 3 and 5 years respectively. Since its inception, the fund has generated 19.12% returns.

What is the expense ratio of LIC MF Small Cap Fund - Direct (IDCW) Direct Growth?

The expense ratio of LIC MF Small Cap Fund - Direct (IDCW) Direct Growth is 1.39%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Small Cap Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Small Cap Fund - Direct (IDCW) is ₹411.35 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Small Cap Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of LIC MF Small Cap Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Small Cap Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Small Cap Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).