Mutual Funds
LIC MF Liquid Fund - Direct (IDCW-D)

LIC MF Liquid Fund - Direct (IDCW-D)

Liquid Fund

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NAV
1033.45(0.00%)
Fund Size (CR)
₹10,650.26
Expense Ratio
0.16
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
62.75%

Absolute Return: 0.01%

Annualized Return: 0%

Basic Details

Scheme Manager

Rahul Singh

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 December 2024	10009.03	0.09%	-	0.09%	291/377
1 Month	27 November 2024	10051.10	0.51%	-	0.55%	272/377
3 Month	27 September 2024	10171.49	1.71%	-	1.68%	111/375
6 Month	27 June 2024	10354.39	3.54%	-	3.37%	85/375
1 Year	27 December 2023	10737.95	7.38%	7.38%	7.00%	104/375
3 Year	27 December 2021	12041.54	20.42%	6.39%	6.13%	128/351
5 Year	27 December 2019	13046.87	30.47%	5.46%	5.11%	34/336
Since Inception	1 January 2013	3443030.36	34330.30%	62.75%	6.29%	1/377

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,20,000	441664.52	268.05%	268.05%
3 Year	1 January 2022	3,60,000	1336703.38	271.31%	54.85%
5 Year	1 January 2020	6,00,000	2189369.64	264.89%	29.55%
10 Year	1 January 2015	12,00,000	4255997.08	254.67%	13.50%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.12%

Standard Deviation

0.00%

Beta

-1.51%

Sharpe Ratio

-47.63%

Treynor's Ratio

-0.64%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
S I D B I	0.97%	1000	104.18	Corporate Debts	Debt Others
E X I M Bank	0.79%	800	84.00	Corporate Debts	Debt Others
N A B A R D	0.59%	600	62.93	Corporate Debts	Debt Others
Can Fin Homes	0.49%	500	52.58	Corporate Debts	Debt Others
REC Ltd	0.49%	500	52.47	Corporate Debts	Debt Others
E X I M Bank	0.25%	250	26.75	Corporate Debts	Debt Others
TBILL-91D	4.61%	50000000	493.05	T Bills	T Bills
TBILL-91D	3.69%	40000000	394.88	T Bills	T Bills
TBILL-364D	2.79%	30000000	297.97	T Bills	T Bills
TBILL-91D	1.85%	20000000	197.92	T Bills	T Bills

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Direct (IDCW-D)	10650.26	0.51%	1.71%	3.54%	7.38%	6.39%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	280.91	0.82%	2.36%	4.77%	9.79%	8.61%
Bandhan Liquid Fund - Direct (IDCW-D)	13773.88	0.70%	2.21%	4.46%	9.69%	8.41%
Aditya Birla SL Liquid Fund - Direct (IDCW-W)	44520.60	0.42%	1.61%	3.45%	9.07%	6.32%
TRUSTMF Liquid Fund - Direct (IDCW-W)	280.91	0.66%	1.92%	3.93%	8.29%	7.60%
Groww Liquid Fund - Direct (IDCW-Frt)	154.05	0.54%	1.73%	3.56%	8.01%	6.20%

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹10694.27

LIC MF Liquid Fund - Direct (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 1 January 2013, this fund is managed by Rahul Singh. With assets under management (AUM) worth ₹10,694.27 (Cr), as of 29 December 2024, LIC MF Liquid Fund - Direct (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 62.75% since its launch.
The current NAV of LIC MF Liquid Fund - Direct (IDCW-D) is ₹1,033.45, as on 29 December 2024. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in LIC MF Liquid Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 6.39% and 5.46% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 101.80% in Debt and -1.83% in cash and cash equivalents.

FAQs

How to Invest in LIC MF Liquid Fund - Direct (IDCW-D) Direct Growth?

LIC MF Liquid Fund - Direct (IDCW-D) is a popular fund in the Liquid Fund segment. The fund has generated a return of 62.75% since inception. Looking to invest in LIC MF Liquid Fund - Direct (IDCW-D) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Liquid Fund - Direct (IDCW-D) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Liquid Fund - Direct (IDCW-D)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Liquid Fund - Direct (IDCW-D) today and reap the benefits of this Liquid Fund fund!

How much returns has LIC MF Liquid Fund - Direct (IDCW-D) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Liquid Fund - Direct (IDCW-D) has generated annualised return of 7.38%. In the long-term, the fund has generated 6.39% and 5.46% in 3 and 5 years respectively. Since its inception, the fund has generated 62.75% returns.

What is the expense ratio of LIC MF Liquid Fund - Direct (IDCW-D) Direct Growth?

The expense ratio of LIC MF Liquid Fund - Direct (IDCW-D) Direct Growth is 0.16%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Liquid Fund - Direct (IDCW-D) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Liquid Fund - Direct (IDCW-D) is ₹10,694.27 (Cr) as of 2024-12-29 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Liquid Fund - Direct (IDCW-D) Direct Growth?

Redeeming or selling units of LIC MF Liquid Fund - Direct (IDCW-D) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Liquid Fund - Direct (IDCW-D):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Liquid Fund - Direct (IDCW-D)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).