Can I invest in SIP and Lumpsum in ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in ICICI Pru P.H.D Fund - Direct (IDCW). Minimum lumpsum investment ICICI Pru P.H.D Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of ICICI Pru P.H.D Fund - Direct (IDCW) is ICICI Pru P.H.D Fund - Direct (IDCW) is ₹24.46 as on 2025-03-11.

Which are the biggest stock holdings of ICICI Pru P.H.D Fund - Direct (IDCW)?

The 5 biggest stock holdings of ICICI Pru P.H.D Fund - Direct (IDCW) are: Sun Pharma.Inds. (13.21%), Cipla (9.55%), Dr Reddy's Labs (8.94%), Divi's Lab. (6.78%), Aurobindo Pharma (5.15%)

What are the top sectors ICICI Pru P.H.D Fund - Direct (IDCW) invests in?

A majority of ICICI Pru P.H.D Fund - Direct (IDCW) 's AUM worth ₹4,611.47 (Cr) is invested in these 3 top sectors: Pharmaceuticals & Biotech : 81.30% Healthcare Services : 7.61% Insurance : 4.17%

Mutual Funds
ICICI Pru P.H.D Fund - Direct (IDCW)

ICICI Pru P.H.D Fund - Direct (IDCW)

Sectoral / Thematic

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NAV
24.46(0.08%)
Fund Size (CR)
₹4,917.81
Expense Ratio
1.1
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
21.91%

Absolute Return: -9.81%

Annualized Return: 0%

Basic Details

Scheme Manager

Dharmesh Kakkad

Bench Mark

BSE Healthcare TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10273.21	2.73%	-	2.00%	234/862
1 Month	10 February 2025	9403.61	-5.96%	-	-5.73%	462/838
3 Month	10 December 2024	9031.78	-9.68%	-	-13.85%	113/792
6 Month	10 September 2024	9021.79	-9.78%	-	-14.01%	152/739
1 Year	7 March 2024	11633.79	16.34%	16.34%	2.66%	18/662
3 Year	10 March 2022	18941.08	89.41%	23.70%	16.84%	57/482
5 Year	9 March 2020	34885.65	248.86%	28.35%	21.27%	40/396
Since Inception	13 July 2018	37432.30	274.32%	21.91%	9.20%	51/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	177075.04	47.56%	47.56%
3 Year	1 April 2022	3,60,000	707100.70	96.42%	25.24%
5 Year	1 April 2020	6,00,000	1274656.05	112.44%	16.26%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.64%

Standard Deviation

0.83%

Beta

0.96%

Sharpe Ratio

0.07%

Treynor's Ratio

12.81%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Sun Pharma.Inds.	13.21%	3824250	609.30	Equity	Pharmaceuticals
Cipla	9.55%	3128454	440.33	Equity	Pharmaceuticals
Dr Reddy's Labs	8.94%	3692525	412.27	Equity	Pharmaceuticals
Divi's Lab.	6.78%	570624	312.72	Equity	Pharmaceuticals
Aurobindo Pharma	5.15%	2244911	237.58	Equity	Pharmaceuticals
Lupin	4.73%	1145591	218.19	Equity	Pharmaceuticals
Alkem Lab	4.49%	445422	206.95	Equity	Pharmaceuticals
Gland Pharma	3.52%	1045125	162.29	Equity	Pharmaceuticals
Zydus Lifesci.	3.27%	1718945	150.68	Equity	Pharmaceuticals
Mankind Pharma	2.85%	573162	131.29	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru P.H.D Fund - Direct (IDCW)	4917.81	-5.96%	-9.68%	-9.78%	16.34%	23.70%
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-6.99%	-9.69%	-5.49%	23.39%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%

News

ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
ICICI Prudential Mutual Fund has announced 04 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Equity & Debt Fund:
Regular Plan ' IDCW: 0.16
Direct Plan ' IDCW: 0.16
ICICI Prudential Multi'Asset Fund:
Regular Plan ' IDCW: 0.1600
Direct Plan ' IDCW: 0.1600
ICICI Prudential Banking & PSU Debt Fund:
Regular Plan ' Quarterly IDCW: 0.1535
Direct Plan ' Quarterly IDCW: 0.1912
ICICI Prudential Constant Maturity Gilt Fund:
Regular Plan ' Quarterly IDCW: 0.1289
Direct Plan ' Quarterly IDCW: 0.1358
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ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
ICICI Prudential Mutual Fund has announced 03 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Balanced Advantage Fund:
Regular Plan ' IDCW: 0.07
Direct Plan ' IDCW: 0.07
ICICI Pru Equity - Arbitrage Fund:
Regular Plan ' IDCW: 0.0500
Direct Plan ' IDCW: 0.0500
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ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
ICICI Prudential Mutual Fund has announced 03 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Balanced Advantage Fund:
Regular Plan ' IDCW: 0.07
Direct Plan ' IDCW: 0.07
ICICI Prudential Equity & Debt Fund:
Regular Plan ' IDCW: 0.16
Direct Plan ' IDCW: 0.16
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Fund House Details & Investment Objective

Date of Incorporation

25 June 2018

Total AUM (Cr)

₹4611.47

ICICI Pru P.H.D Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, ICICI Prudential Mutual Fund. Launched in 25 June 2018, this fund is managed by Dharmesh Kakkad. With assets under management (AUM) worth ₹4,611.47 (Cr), as of 11 March 2025, ICICI Pru P.H.D Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 21.91% since its launch.
The current NAV of ICICI Pru P.H.D Fund - Direct (IDCW) is ₹24.46, as on 11 March 2025. The fund's benchmark index is BSE Healthcare TRI. You can invest in ICICI Pru P.H.D Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If units purchased or switched in from another scheme of the fund are redeemed or switched out within 15 Days from the date of allotment Nil - If units purchased or switched in from another scheme of the fund are redeemed or switched out after 15 Days from the date of allotment The fund has generated 23.70% and 28.35% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.04% in Equity, 1.70% in Debt and -0.74% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 81.30% in Pharmaceuticals & Biotech, 7.61% in Healthcare Services, 4.17% in Insurance, 3.83% in Chemicals & Petrochemical, 1.47% in Retailing

FAQs

How to Invest in ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth?

ICICI Pru P.H.D Fund - Direct (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 21.91% since inception. Looking to invest in ICICI Pru P.H.D Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in ICICI Pru P.H.D Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, ICICI Pru P.H.D Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in ICICI Pru P.H.D Fund - Direct (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, ICICI Pru P.H.D Fund - Direct (IDCW) has generated annualised return of 16.34%. In the long-term, the fund has generated 23.70% and 28.35% in 3 and 5 years respectively. Since its inception, the fund has generated 21.91% returns.

What is the expense ratio of ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth?

The expense ratio of ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth is 1.10%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of ICICI Pru P.H.D Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of ICICI Pru P.H.D Fund - Direct (IDCW) is ₹4,611.47 (Cr) as of 2025-03-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from ICICI Pru P.H.D Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of ICICI Pru P.H.D Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from ICICI Pru P.H.D Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case ICICI Pru P.H.D Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).