Can I invest in SIP and Lumpsum in HSBC Business Cycles Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Business Cycles Fund (IDCW). Minimum lumpsum investment HSBC Business Cycles Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HSBC Business Cycles Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of HSBC Business Cycles Fund (IDCW) is HSBC Business Cycles Fund (IDCW) is ₹25.71 as on 2025-01-16.

Which are the biggest stock holdings of HSBC Business Cycles Fund (IDCW)?

The 5 biggest stock holdings of HSBC Business Cycles Fund (IDCW) are: Trent (6.58%), Multi Comm. Exc. (5.68%), ICICI Bank (5.26%), Reliance Industr (3.41%), HDFC Bank (3.31%)

What are the top sectors HSBC Business Cycles Fund (IDCW) invests in?

A majority of HSBC Business Cycles Fund (IDCW) 's AUM worth ₹1,035.5 (Cr) is invested in these 3 top sectors: Construction : 14.13% Banks : 11.33% Capital Markets : 8.32%

Mutual Funds
HSBC Business Cycles Fund (IDCW)

HSBC Business Cycles Fund (IDCW)

Sectoral / Thematic

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NAV
25.71(1.49%)
Fund Size (CR)
₹1,035.5
Expense Ratio
2.27
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.11%

Absolute Return: -9.71%

Annualized Return: 0%

Basic Details

Scheme Manager

Venugopal Manghat

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 January 2025	9484.89	-5.15%	-	-3.60%	724/828
1 Month	13 December 2024	8899.63	-11.00%	-	-7.13%	764/798
3 Month	15 October 2024	8895.32	-11.05%	-	-8.78%	521/764
6 Month	15 July 2024	9494.87	-5.05%	-	-4.68%	331/713
1 Year	15 January 2024	12298.52	22.99%	22.99%	14.94%	103/628
3 Year	14 January 2022	16568.02	65.68%	18.33%	15.44%	152/480
5 Year	15 January 2020	24750.08	147.50%	19.87%	20.46%	225/388
Since Inception	20 August 2014	39518.70	295.19%	14.11%	14.21%	499/826

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	181189.42	50.99%	50.99%
3 Year	1 February 2022	3,60,000	706903.17	96.36%	25.22%
5 Year	3 February 2020	6,00,000	1420401.68	136.73%	18.81%
10 Year	2 February 2015	12,00,000	3245505.80	170.46%	10.46%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.08%

Standard Deviation

0.95%

Beta

1.17%

Sharpe Ratio

0.13%

Treynor's Ratio

7.10%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Trent	6.58%	95680	68.16	Equity	Retail
Multi Comm. Exc.	5.68%	94300	58.79	Equity	Financial Services
ICICI Bank	5.26%	425000	54.47	Equity	Banks
Reliance Industr	3.41%	290400	35.30	Equity	Refineries
HDFC Bank	3.31%	193300	34.27	Equity	Banks
PB Fintech.	3.04%	149200	31.46	Equity	IT - Software
Larsen & Toubro	2.85%	81830	29.52	Equity	Infrastructure Developers & Operators
Bharat Electron	2.83%	1000000	29.32	Equity	Aerospace & Defence
Ahluwalia Contr.	2.72%	274908	28.20	Equity	Realty
Power Fin.Corpn.	2.61%	603200	27.05	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1577.12	-1.50%	-2.34%	17.03%	39.77%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1577.12	-1.50%	-2.34%	17.03%	39.77%	-
ICICI Pru P.H.D Fund - Direct (IDCW)	5320.29	-0.71%	-3.27%	11.87%	36.11%	23.38%
ICICI Pru P.H.D Fund - Direct (G)	5320.29	-0.73%	-3.30%	11.86%	36.06%	23.39%
LIC MF Infrastructure Fund - Direct (G)	927.50	-10.12%	-9.94%	-8.32%	34.75%	27.69%

News

HSBC MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HSBC Mutual Fund has announced 26 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund:
Regular Plan ' IDCW: 0.210
Direct Plan ' IDCW: 0.240
HSBC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.135
Direct Plan ' IDCW: 0.155
HSBC Equity Savings Fund:
Regular Plan ' Quarterly IDCW: 0.310
Direct Plan ' Quarterly IDCW: 0.340
HSBC Large Cap Fund:
Regular Plan ' IDCW: 4.250
Direct Plan ' IDCW: 4.250`
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HSBC MF announces change in Fund Manager of the following schemes

HSBC Mutual Fund Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 01 October 2024

Change in Fund Managers of the Schemes:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
HSBC India Export Opportunities Fund	' Mr. Abhishek Gupta (Equity) and ' Mr. Sonal Gupta (Foreign securities)	' Mr. Abhishek Gupta (Equity), ' Mr. Siddharth Vora (Equity), and ' Mr. Sonal Gupta (Foreign securities)

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HSBC Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 20 September 2024 as the record date for declaration of distribution under the IDCW option of HSBC Arbitrage Fund. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Regular Plan ' Quarterly IDCW Option: 0.22
Direct Plan ' Quarterly IDCW Option: 0.25
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Fund House Details & Investment Objective

Date of Incorporation

30 July 2014

Total AUM (Cr)

₹1035.50

HSBC Business Cycles Fund (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in 30 July 2014, this fund is managed by Venugopal Manghat. With assets under management (AUM) worth ₹1,035.5 (Cr), as of 16 January 2025, HSBC Business Cycles Fund (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 14.11% since its launch.
The current NAV of HSBC Business Cycles Fund (IDCW) is ₹25.71, as on 16 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in HSBC Business Cycles Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed or switched out are upto 10% of the units purchased or switched in (the limit) within 1 year from the date of allotment: Nil. If units redeemed or switched out are over and above the limit within 1 year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: Nil. The fund has generated 18.33% and 19.87% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.35% in Equity, 4.46% in Debt and -0.81% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.13% in Construction, 11.33% in Banks, 8.32% in Capital Markets, 7.21% in Retailing, 6.53% in Industrial Products

FAQs

How to Invest in HSBC Business Cycles Fund (IDCW) Direct Growth?

HSBC Business Cycles Fund (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 14.11% since inception. Looking to invest in HSBC Business Cycles Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Business Cycles Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Business Cycles Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Business Cycles Fund (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has HSBC Business Cycles Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HSBC Business Cycles Fund (IDCW) has generated annualised return of 22.99%. In the long-term, the fund has generated 18.33% and 19.87% in 3 and 5 years respectively. Since its inception, the fund has generated 14.11% returns.

What is the expense ratio of HSBC Business Cycles Fund (IDCW) Direct Growth?

The expense ratio of HSBC Business Cycles Fund (IDCW) Direct Growth is 2.27%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HSBC Business Cycles Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Business Cycles Fund (IDCW) is ₹1,035.5 (Cr) as of 2025-01-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HSBC Business Cycles Fund (IDCW) Direct Growth?

Redeeming or selling units of HSBC Business Cycles Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Business Cycles Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Business Cycles Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).