Can I invest in SIP and Lumpsum in HSBC Balanced Advantage Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Balanced Advantage Fund (IDCW). Minimum lumpsum investment HSBC Balanced Advantage Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HSBC Balanced Advantage Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of HSBC Balanced Advantage Fund (IDCW) is HSBC Balanced Advantage Fund (IDCW) is ₹19.38 as on 2025-02-03.

Which are the biggest stock holdings of HSBC Balanced Advantage Fund (IDCW)?

The 5 biggest stock holdings of HSBC Balanced Advantage Fund (IDCW) are: ICICI Bank (5.52%), Polycab India (3.08%), Aurobindo Pharma (3.02%), Tata Power Co. (2.76%), Dixon Technolog. (2.60%)

What are the top sectors HSBC Balanced Advantage Fund (IDCW) invests in?

A majority of HSBC Balanced Advantage Fund (IDCW) 's AUM worth ₹1,528.25 (Cr) is invested in these 3 top sectors: Debt : 32.92% Banks : 9.06% Pharmaceuticals & Biotech : 7.02%

Mutual Funds
HSBC Balanced Advantage Fund (IDCW)

HSBC Balanced Advantage Fund (IDCW)

Dynamic Asset Allocation or Balanced Advantage

Invest Now

NAV
19.38(-0.04%)
Fund Size (CR)
₹1,528.25
Expense Ratio
2.1
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.60%

Absolute Return: -4.04%

Annualized Return: 0%

Basic Details

Scheme Manager

Neelotpal Sahai

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10155.82	1.56%	-	1.30%	59/145
1 Month	3 January 2025	9592.46	-4.08%	-	-3.25%	118/145
3 Month	31 October 2024	9764.52	-2.35%	-	-2.52%	85/145
6 Month	2 August 2024	9883.43	-1.17%	-	-2.92%	48/145
1 Year	2 February 2024	11024.97	10.25%	10.25%	8.18%	46/133
3 Year	3 February 2022	13520.77	35.21%	10.58%	10.96%	57/107
5 Year	3 February 2020	16520.82	65.21%	10.56%	12.21%	65/87
Since Inception	7 February 2011	40969.00	309.69%	10.60%	10.81%	75/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	246253.22	105.21%	105.21%
3 Year	2 March 2022	3,60,000	804747.16	123.54%	30.75%
5 Year	3 February 2020	6,10,000	1396148.10	128.88%	18.01%
10 Year	2 March 2015	12,00,000	2750289.20	129.19%	8.65%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.75%

Standard Deviation

0.42%

Beta

0.81%

Sharpe Ratio

0.10%

Treynor's Ratio

3.16%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	5.52%	657700	84.29	Equity	Banks
Polycab India	3.08%	64625	47.00	Equity	Cables
Aurobindo Pharma	3.02%	345400	46.09	Equity	Pharmaceuticals
Tata Power Co.	2.76%	1075950	42.22	Equity	Power Generation & Distribution
Dixon Technolog.	2.60%	22150	39.73	Equity	Consumer Durables
Axis Bank	2.37%	340000	36.20	Equity	Banks
HDFC Bank	2.32%	200000	35.46	Equity	Banks
Reliance Industr	1.99%	250000	30.39	Equity	Refineries
DLF	1.93%	358050	29.54	Equity	Realty
Infosys	1.85%	150000	28.20	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-2.08%	-0.81%	1.05%	15.58%	13.35%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-2.09%	-0.86%	1.01%	15.58%	13.33%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-3.23%	-0.75%	1.30%	14.82%	-
Invesco India Balanced Advantage Fund-Direct (G)	945.37	-3.78%	-1.06%	-0.08%	12.79%	12.91%
Invesco India Balanced Advantage Fund-Direct (IDCW)	945.37	-3.82%	-1.08%	-0.11%	12.71%	12.87%

News

HSBC MF announces change in Fund Manager of the following schemes

HSBC Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 01 February 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Revised Fund Manager(s)
HSBC Liquid Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Shriram Ramanathan
HSBC Medium to Long Duration Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mohd. Asif Rizwi & Mr. Shriram Ramanathan
HSBC Money Market Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Shriram Ramanathan
HSBC Corporate Bond Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mohd. Asif Rizwi & Mr. Shriram Ramanathan
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	' Mr. Kapil Lal Punjabi & Mr. Mahesh Chhabria (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi
HSBC CRISIL IBX Gilt June 2027 Index Fund	' Mr. Kapil Lal Punjabi & Mr. ' Mahesh Chhabria (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi
HSBC Conservative Hybrid Fund	' Mr. Mahesh Chhabria & Mr. Kapil Lal Punjabi (For Fixed Income) ' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Sonal Gupta (For Overseas Investments)	' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Sonal Gupta (For Overseas Investments)
HSBC Equity Savings Fund	' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Kapil Punjabi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Balanced Advantage Fund	' Mr. Neelotpal Sahai & Mr. Gautam ' Bhupal (For Equity), ' Mr. Praveen Ayathan & Mr. Hitesh ' Gondhia (For Arbitrage portion), ' Mr. Mahesh Chhabria & Mr. Kapil ' Punjabi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas ' Investments)	' Mr. Neelotpal Sahai & Mr. Gautam Bhupal (For Equity), ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion), ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investments)
HSBC Arbitrage Fund	' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Kapil Punjabi (For Fixed Income)	' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income)
HSBC Multi Asset Allocation Fund	' Ms. Cheenu Gupta (For Domestic Equity) ' Mr. Mahesh Chhabria & Mr. Kapil Punjabi (For Fixed Income) ' Mr. Dipan Parikh (For Gold / Silver ETFs) ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta (For Domestic Equity) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Dipan Parikh (For Gold / Silver ETFs) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Overnight Fund	' Mr. Kapil Lal Punjabi & Mr. Mahesh Chhabria (For Fixed Income)	' Mr. Mahesh Chhabria
HSBC Ultra Short Duration Fund	' Mr. Mahesh Chhabria & Mr. Kapil Lal Punjabi (For Fixed Income)	' Mr. Mahesh Chhabria
HSBC Medium Duration Fund	' Mr. Shriram Ramanathan & Mr. Kapil Lal Punjabi (For Fixed Income)	' Mr. Shriram Ramanathan
HSBC Credit Risk Fund	' Mr. Shriram Ramanathan & Mr. Kapil Lal Punjabi & (For Fixed Income)	' Mr. Shriram Ramanathan
HSBC Multi Cap Fund	' Mr. Venugopal Manghat (For Domestic Equities) ' Mr. Gautam Bhupal (For Equity) ' Mr. Kapil Lal Punjabi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat (For Domestic Equities) ' Mr. Gautam Bhupal (For Equity) ' Mr. Mahesh Chhabria (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Global Equity Climate Change Fund of Fund	' Mr. Sonal Gupta (For Overseas Investment) ' Mr. Kapil Lal Punjabi (For Fixed Income)	' Mr. Sonal Gupta (For Overseas Investment) ' Mr. Mahesh Chhabria (For Fixed Income)

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HSBC Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 27 January 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.210
HSBC Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.240
HSBC Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.135
HSBC Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.155
HSBC Multi Cap Fund - Regular Plan - IDCW Option: 1.600
HSBC Value Fund - Regular Plan - IDCW Option: 4.750
HSBC Value Fund ' Direct Plan ' IDCW Option: 4.750
HSBC Tax saver Equity Fund - Regular Plan - IDCW Option: 3.000
HSBC Tax saver Equity Fund ' Direct Plan ' IDCW Option: 3.000
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HSBC MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HSBC Mutual Fund has announced 26 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund:
Regular Plan ' IDCW: 0.210
Direct Plan ' IDCW: 0.240
HSBC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.135
Direct Plan ' IDCW: 0.155
HSBC Equity Savings Fund:
Regular Plan ' Quarterly IDCW: 0.310
Direct Plan ' Quarterly IDCW: 0.340
HSBC Large Cap Fund:
Regular Plan ' IDCW: 4.250
Direct Plan ' IDCW: 4.250`
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Fund House Details & Investment Objective

Date of Incorporation

17 January 2011

Total AUM (Cr)

₹1528.25

HSBC Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in 17 January 2011, this fund is managed by Neelotpal Sahai. With assets under management (AUM) worth ₹1,528.25 (Cr), as of 3 February 2025, HSBC Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.60% since its launch.
The current NAV of HSBC Balanced Advantage Fund (IDCW) is ₹19.38, as on 3 February 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in HSBC Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed or switched-out are upto 10% of units purchased or switched in (the limit) within 1 year from the date of allotment. 1.00% - For Redemption within 1 year from the date of allotment or Purchase applying First in First Out basis. Nil - For Redemption above 1 year from the date of allotment. The fund has generated 10.58% and 10.56% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.67% in Equity, 32.53% in Debt and -0.20% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.92% in Debt, 9.06% in Banks, 7.02% in Pharmaceuticals & Biotech, 5.28% in Finance, 4.82% in Consumer Durables

FAQs

How to Invest in HSBC Balanced Advantage Fund (IDCW) Direct Growth?

HSBC Balanced Advantage Fund (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 10.60% since inception. Looking to invest in HSBC Balanced Advantage Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Balanced Advantage Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Balanced Advantage Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Balanced Advantage Fund (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has HSBC Balanced Advantage Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HSBC Balanced Advantage Fund (IDCW) has generated annualised return of 10.25%. In the long-term, the fund has generated 10.58% and 10.56% in 3 and 5 years respectively. Since its inception, the fund has generated 10.60% returns.

What is the expense ratio of HSBC Balanced Advantage Fund (IDCW) Direct Growth?

The expense ratio of HSBC Balanced Advantage Fund (IDCW) Direct Growth is 2.10%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HSBC Balanced Advantage Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Balanced Advantage Fund (IDCW) is ₹1,528.25 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HSBC Balanced Advantage Fund (IDCW) Direct Growth?

Redeeming or selling units of HSBC Balanced Advantage Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Balanced Advantage Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Balanced Advantage Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).