HDFC Retirement Savings Fund-Hybrid Equity-Dir (G)
Retirement FundNAV
42.48(0.38%)Fund Size (CR)
₹1,582.92Expense Ratio
0.92Scheme Type
Active FundValue Research
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹100Exit Load
0%Return Since Launch
17.66%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Srinivasan Ramamurthy
Bench Mark
NIFTY 50 Hybrid Composite Debt 65:35 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 December 2024 | 9950.02 | -0.50% | - | -0.13% | 87/106 |
| 1 Month | 29 November 2024 | 9869.97 | -1.30% | - | -0.37% | 92/106 |
| 3 Month | 30 September 2024 | 9568.34 | -4.32% | - | -3.03% | 65/106 |
| 6 Month | 28 June 2024 | 10197.40 | 1.97% | - | 2.64% | 69/106 |
| 1 Year | 29 December 2023 | 11503.13 | 15.03% | 15.03% | 14.96% | 42/98 |
| 3 Year | 30 December 2021 | 15532.53 | 55.33% | 15.81% | 11.89% | 20/90 |
| 5 Year | 30 December 2019 | 23119.69 | 131.20% | 18.25% | 12.84% | 9/74 |
| Since Inception | 25 February 2016 | 42205.00 | 322.05% | 17.66% | 12.96% | 23/106 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2024 | 1,30,000 | 135839.11 | 4.49% | 4.49% |
| 3 Year | 3 January 2022 | 3,70,000 | 485151.66 | 31.12% | 9.45% |
| 5 Year | 1 January 2020 | 6,10,000 | 984855.35 | 61.45% | 10.05% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.46%
Standard Deviation
0.63%
Beta
1.04%
Sharpe Ratio
0.10%
Treynor's Ratio
5.55%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.81% | 600000 | 107.76 | Equity | Banks |
| ICICI Bank | 5.75% | 700000 | 91.01 | Equity | Banks |
| Axis Bank | 2.87% | 400000 | 45.45 | Equity | Banks |
| St Bk of India | 2.65% | 500000 | 41.95 | Equity | Banks |
| Bharti Airtel | 2.57% | 250000 | 40.68 | Equity | Telecomm-Service |
| Reliance Industr | 2.45% | 300000 | 38.77 | Equity | Refineries |
| Infosys | 2.43% | 206858 | 38.43 | Equity | IT - Software |
| Larsen & Toubro | 2.12% | 90000 | 33.52 | Equity | Infrastructure Developers & Operators |
| HCL Technologies | 2.04% | 175000 | 32.34 | Equity | IT - Software |
| Kotak Mah. Bank | 1.90% | 170000 | 30.01 | Equity | Banks |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) | 1582.92 | -1.30% | -4.32% | 1.97% | 15.03% | 15.81% | |
| AXIS Retirement Fund - DP - Direct (G) | 387.54 | -0.09% | -4.40% | 6.08% | 25.75% | 13.84% | |
| AXIS Retirement Fund - DP - Direct (IDCW) | 387.54 | -0.09% | -4.41% | 6.10% | 25.75% | 13.76% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (G) | 1049.69 | -1.30% | -5.43% | 1.55% | 25.17% | 22.24% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW) | 1049.69 | -1.30% | -5.40% | 1.55% | 25.13% | 22.25% | |
| Tata Retirement Savings Fund - Progressiv-Dir (G) | 2108.21 | 0.18% | -3.28% | 5.44% | 23.02% | 16.59% |
News
HDFC MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 26 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:HDFC Hybrid Equity Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Equity Savings Fund:
Regular Plan ' IDCW: 0.220
Direct Plan ' IDCW: 0.220
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Hybrid Debt Fund:
Regular Plan ' Quarterly IDCW: 0.3000
Direct Plan ' Quarterly IDCW: 0.3000
HDFC Income Fund:
Regular Plan ' IDCW: 0.0800
Direct Plan ' IDCW: 0.1000
HDFC Long Duration Fund:
Regular Plan ' IDCW: 0.1263
Direct Plan ' IDCW: 0.1866
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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
HDFC Mutual Fund has announced 19 December 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
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HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 25 November 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
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Fund House Details & Investment Objective
Date of Incorporation
5 February 2016
Total AUM (Cr)
₹1582.92
HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) is an Retirement Fund-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 5 February 2016, this fund is managed by Srinivasan Ramamurthy. With assets under management (AUM) worth ₹1,582.92 (Cr), as of 1 January 2025, HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 17.66% since its launch.
The current NAV of HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) is ₹42.48, as on 1 January 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 65:35 Index. You can invest in HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 15.81% and 18.25% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.57% in Equity, 28.20% in Debt and 0.23% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.18% in Debt, 21.04% in Banks, 5.51% in IT-Software, 5.50% in Pharmaceuticals & Biotech, 3.96% in Automobiles
FAQs
How to Invest in HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) Direct Growth?
HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 17.66% since inception. Looking to invest in HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, HDFC Retirement Savings Fund-Hybrid Equity-Dir (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) today and reap the benefits of this Retirement Fund fund!
How much returns has HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) Direct Growth generated?
What is the expense ratio of HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) Direct Growth?
What is the AUM of HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) Fund Direct Growth?
How to redeem or withdraw money from HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) Direct Growth?
Redeeming or selling units of HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from HDFC Retirement Savings Fund-Hybrid Equity-Dir (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case HDFC Retirement Savings Fund-Hybrid Equity-Dir (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).