PGIM India Retirement Fund - Direct (IDCW)
Retirement FundNAV
11.90(0.59%)Fund Size (CR)
₹73.42Expense Ratio
0.66Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
18.70%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Vinay Paharia
Bench Mark
BSE 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 December 2024 | 10067.85 | 0.68% | - | -0.13% | 4/106 |
| 1 Month | 29 November 2024 | 10076.40 | 0.76% | - | -0.37% | 6/106 |
| 3 Month | 30 September 2024 | 9745.48 | -2.55% | - | -3.03% | 50/106 |
| 6 Month | 28 June 2024 | 10645.74 | 6.46% | - | 2.64% | 2/106 |
| 1 Year | - | - | - | - | 14.96% | -/- |
| 3 Year | - | - | 0% | - | 11.89% | -/- |
| 5 Year | - | - | 0% | - | 12.84% | -/- |
| Since Inception | 15 April 2024 | 11870.00 | 18.70% | 18.70% | 12.96% | 16/106 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 May 2024 | 90,000 | 93982.77 | 4.43% | 4.43% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.04%
Standard Deviation
1.02%
Beta
1.21%
Sharpe Ratio
0.11%
Treynor's Ratio
10.96%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| ICICI Bank | 6.05% | 34159 | 4.44 | Equity | Banks |
| HDFC Bank | 5.13% | 20984 | 3.77 | Equity | Banks |
| TCS | 4.09% | 7023 | 3.00 | Equity | IT - Software |
| Reliance Industr | 3.93% | 22306 | 2.88 | Equity | Refineries |
| Axis Bank | 2.86% | 18496 | 2.10 | Equity | Banks |
| Bharti Airtel | 2.57% | 11593 | 1.89 | Equity | Telecomm-Service |
| Varun Beverages | 2.42% | 28578 | 1.78 | Equity | FMCG |
| Dixon Technolog. | 2.25% | 1046 | 1.65 | Equity | Consumer Durables |
| Zomato Ltd | 2.21% | 57984 | 1.62 | Equity | E-Commerce/App based Aggregator |
| Multi Comm. Exc. | 1.91% | 2273 | 1.41 | Equity | Financial Services |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| PGIM India Retirement Fund - Direct (IDCW) | 73.42 | 0.76% | -2.55% | 6.46% | - | - | |
| AXIS Retirement Fund - DP - Direct (G) | 387.54 | -0.09% | -4.40% | 6.08% | 25.75% | 13.84% | |
| AXIS Retirement Fund - DP - Direct (IDCW) | 387.54 | -0.09% | -4.41% | 6.10% | 25.75% | 13.76% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (G) | 1049.69 | -1.30% | -5.43% | 1.55% | 25.17% | 22.24% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW) | 1049.69 | -1.30% | -5.40% | 1.55% | 25.13% | 22.25% | |
| Tata Retirement Savings Fund - Progressiv-Dir (G) | 2108.21 | 0.18% | -3.28% | 5.44% | 23.02% | 16.59% |
News
PGIM India MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 31 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:PGIM India Dynamic Bond Fund:
Regular Plan ' Quarterly IDCW: 18.776
Direct Plan ' Quarterly IDCW: 20.7063
PGIM India Gilt Fund:
Regular Plan ' Quarterly IDCW: 0.2396
Direct Plan ' Quarterly IDCW: 0.2525
PGIM India Corporate Bond Fund:
Regular Plan ' Quarterly IDCW: 0.1997
Direct Plan ' Quarterly IDCW: 0.2267
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4578
Direct Plan ' IDCW: 0.6481
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 December 2024 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0647
Direct Plan ' Monthly IDCW Option: 0.0653
PGIM India Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1822
Direct Plan ' Monthly IDCW Option: 0.2012
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0720
Direct Plan ' Monthly IDCW Option: 0.0787
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PGIM Mutual Fund announces change in Key Personnel
PGIM Mutual Fund has announced that Mr. Shailesh Puthran has been appointed as a Head of Operations on the Board of PGIM Management Company Ltd. effective November 07, 2024.Details of Mr. Shailesh Puthran
Age: 51 years
Designation: Head of Operations
Qualification: Chartered Accountant
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Fund House Details & Investment Objective
Date of Incorporation
26 March 2024
Total AUM (Cr)
₹73.42
PGIM India Retirement Fund - Direct (IDCW) is an Retirement Fund-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 26 March 2024, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹73.42 (Cr), as of 1 January 2025, PGIM India Retirement Fund - Direct (IDCW) is categorized as a Retirement Fund within its segment. The fund has generated a return of 18.70% since its launch.
The current NAV of PGIM India Retirement Fund - Direct (IDCW) is ₹11.9, as on 1 January 2025. The fund's benchmark index is BSE 500 TRI. You can invest in PGIM India Retirement Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.00% in Equity, 3.06% in Debt and -0.06% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.31% in Banks, 7.61% in IT-Software, 5.42% in Healthcare Services, 5.36% in Consumer Durables, 5.35% in Capital Markets
FAQs
How to Invest in PGIM India Retirement Fund - Direct (IDCW) Direct Growth?
PGIM India Retirement Fund - Direct (IDCW) is a popular fund in the Retirement Fund segment. The fund has generated a return of 18.70% since inception. Looking to invest in PGIM India Retirement Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in PGIM India Retirement Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, PGIM India Retirement Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in PGIM India Retirement Fund - Direct (IDCW) today and reap the benefits of this Retirement Fund fund!
How much returns has PGIM India Retirement Fund - Direct (IDCW) Direct Growth generated?
What is the expense ratio of PGIM India Retirement Fund - Direct (IDCW) Direct Growth?
What is the AUM of PGIM India Retirement Fund - Direct (IDCW) Fund Direct Growth?
How to redeem or withdraw money from PGIM India Retirement Fund - Direct (IDCW) Direct Growth?
Redeeming or selling units of PGIM India Retirement Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from PGIM India Retirement Fund - Direct (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case PGIM India Retirement Fund - Direct (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).