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HDFC Housing Opportunities Fund - Dir (IDCW)

Sectoral / Thematic
Invest Now

  • NAV

    17.48(-1.37%)

  • Fund Size (CR)

    ₹1,391.51

  • Expense Ratio

    1.2

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹100

  • Minimum Additional Investment

    ₹100

  • Minimum SIP Investment

    ₹100

  • Minimum Withdrawal

    ₹100

  • Exit Load 1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment.

    1%

  • Return Since Launch

    11.69%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -10.66%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Srinivasan Ramamurthy

Bench Mark

Nifty Housing TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 27 January 202510082.510.83%-2.05%623/830
1 Month3 January 20259173.03-8.27%--6.71%590/828
3 Month31 October 20248854.29-11.46%--5.89%692/770
6 Month2 August 20248598.21-14.02%--6.64%614/721
1 Year2 February 202410264.322.64%2.64%11.95%569/632
3 Year3 February 202216070.0960.70%17.13%16.25%213/480
5 Year3 February 202023762.70137.63%18.90%20.56%255/394
Since Inception6 December 201722080.30120.80%11.69%13.01%577/836

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 March 20241,20,000137127.1714.27% 14.27%
3 Year2 March 20223,60,000535346.8948.71% 14.14%
5 Year3 February 20206,10,0001101839.1880.63% 12.55%
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.39%

Standard Deviation

1.04%

Beta

0.89%

Sharpe Ratio

0.04%

Treynor's Ratio

9.40%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank8.98%704644124.92EquityBanks
ICICI Bank8.87%962500123.36EquityBanks
Larsen & Toubro7.52%290000104.62EquityInfrastructure Developers & Operators
Prestige Estates6.70%55000093.17EquityRealty
Ambuja Cements6.16%160000085.73EquityCement
NTPC5.75%240000080.00EquityPower Generation & Distribution
St Bk of India5.14%90000071.55EquityBanks
Kalpataru Proj.4.66%50000064.86EquityInfrastructure Developers & Operators
Ashoka Buildcon3.80%170000052.90EquityInfrastructure Developers & Operators
UltraTech Cem.3.70%4500051.42EquityCement

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
HDFC Housing Opportunities Fund - Dir (IDCW)
1391.51-8.27%-11.46%-14.02%2.64%17.13%
HDFC Pharma and Healthcare Fund - Direct (G)
1577.12-6.61%-1.67%8.60%34.54%-
HDFC Pharma and Healthcare Fund - Direct (IDCW)
1577.12-6.61%-1.67%8.60%34.54%-
ICICI Pru P.H.D Fund - Direct (IDCW)
5320.29-7.63%-4.00%3.17%29.45%23.63%
ICICI Pru P.H.D Fund - Direct (G)
5320.29-7.64%-4.02%3.17%29.42%23.63%
SBI Healthcare Opportunities Fund - Direct (G)
3628.03-5.53%-2.49%8.24%28.17%24.87%

News

  • HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme

    HDFC Mutual Fund has announced 27 January 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:

    HDFC Balanced Advantage Fund:

    Regular Plan ' IDCW: 0.250

    Direct Plan ' IDCW: 0.250

    Powered by Capital Market - Live News

  • HDFC Mutual Fund announces change in scheme name

    HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 28 February 2025

    Change in the name of the Scheme:

    Existing Scheme name Revised Name
    HDFC Nifty 1D Rate Liquid ETF HDFC Nifty 1D Rate Liquid ETF - Growth

    Powered by Capital Market - Live News

  • HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes

    HDFC Mutual Fund has announced 23 January 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:

    HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050

    HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050

    HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050

    HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

16 November 2017

Total AUM (Cr)

₹1391.51

HDFC Housing Opportunities Fund - Dir (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 16 November 2017, this fund is managed by Srinivasan Ramamurthy. With assets under management (AUM) worth ₹1,391.51 (Cr), as of 3 February 2025, HDFC Housing Opportunities Fund - Dir (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 11.69% since its launch.
The current NAV of HDFC Housing Opportunities Fund - Dir (IDCW) is ₹17.48, as on 3 February 2025. The fund's benchmark index is Nifty Housing TRI. You can invest in HDFC Housing Opportunities Fund - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment. The fund has generated 17.13% and 18.90% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.62% in Equity, 2.10% in Debt and 0.28% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.29% in Banks, 17.03% in Construction, 13.21% in Cement & Cement Products, 11.60% in Consumer Durables, 10.11% in Realty

FAQs

How to Invest in HDFC Housing Opportunities Fund - Dir (IDCW) Direct Growth?

HDFC Housing Opportunities Fund - Dir (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 11.69% since inception. Looking to invest in HDFC Housing Opportunities Fund - Dir (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Housing Opportunities Fund - Dir (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, HDFC Housing Opportunities Fund - Dir (IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Housing Opportunities Fund - Dir (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has HDFC Housing Opportunities Fund - Dir (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Housing Opportunities Fund - Dir (IDCW) has generated annualised return of 2.64%. In the long-term, the fund has generated 17.13% and 18.90% in 3 and 5 years respectively. Since its inception, the fund has generated 11.69% returns.

What is the expense ratio of HDFC Housing Opportunities Fund - Dir (IDCW) Direct Growth?

The expense ratio of HDFC Housing Opportunities Fund - Dir (IDCW) Direct Growth is 1.20%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Housing Opportunities Fund - Dir (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Housing Opportunities Fund - Dir (IDCW) is ₹1,391.51 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Housing Opportunities Fund - Dir (IDCW) Direct Growth?

Redeeming or selling units of HDFC Housing Opportunities Fund - Dir (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from HDFC Housing Opportunities Fund - Dir (IDCW):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case HDFC Housing Opportunities Fund - Dir (IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
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