Can I invest in SIP and Lumpsum in HDFC Housing Opportunities Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Housing Opportunities Fund (G). Minimum lumpsum investment HDFC Housing Opportunities Fund (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Housing Opportunities Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Housing Opportunities Fund (G) is HDFC Housing Opportunities Fund (G) is ₹19.59 as on 2025-03-07.

Which are the biggest stock holdings of HDFC Housing Opportunities Fund (G)?

The 5 biggest stock holdings of HDFC Housing Opportunities Fund (G) are: HDFC Bank (10.47%), ICICI Bank (9.94%), Larsen & Toubro (7.87%), NTPC (6.41%), Ambuja Cements (6.38%)

What are the top sectors HDFC Housing Opportunities Fund (G) invests in?

A majority of HDFC Housing Opportunities Fund (G) 's AUM worth ₹1,165.41 (Cr) is invested in these 3 top sectors: Banks : 28.14% Construction : 17.13% Cement & Cement Products : 12.43%

Mutual Funds
HDFC Housing Opportunities Fund (G)

HDFC Housing Opportunities Fund (G)

Sectoral / Thematic

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NAV
19.59(0.01%)
Fund Size (CR)
₹1,286.85
Expense Ratio
2.21
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
9.72%

Absolute Return: -16.58%

Annualized Return: 0%

Basic Details

Scheme Manager

Srinivasan Ramamurthy

Bench Mark

Nifty Housing TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28 February 2025	10366.10	3.66%	-	3.03%	270/862
1 Month	7 February 2025	9474.85	-5.25%	-	-6.13%	285/834
3 Month	6 December 2024	8361.36	-16.39%	-	-12.94%	653/790
6 Month	6 September 2024	8153.30	-18.47%	-	-12.68%	631/739
1 Year	7 March 2024	9450.18	-5.50%	-5.50%	3.66%	602/662
3 Year	7 March 2022	17316.84	73.17%	20.07%	18.58%	190/482
5 Year	6 March 2020	23340.08	133.40%	18.45%	20.60%	246/396
Since Inception	6 December 2017	19594.00	95.94%	9.72%	9.72%	585/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	104877.76	-12.60%	-12.60%
3 Year	1 April 2022	3,60,000	430818.45	19.67%	6.17%
5 Year	1 April 2020	6,00,000	922393.50	53.73%	8.98%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.78%

Standard Deviation

1.08%

Beta

0.59%

Sharpe Ratio

-0.04%

Treynor's Ratio

6.22%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	10.47%	704644	122.07	Equity	Banks
ICICI Bank	9.94%	962500	115.89	Equity	Banks
Larsen & Toubro	7.87%	290000	91.75	Equity	Infrastructure Developers & Operators
NTPC	6.41%	2400000	74.75	Equity	Power Generation & Distribution
Ambuja Cements	6.38%	1600000	74.39	Equity	Cement
St Bk of India	5.32%	900000	61.99	Equity	Banks
Prestige Estates	5.32%	550000	61.96	Equity	Realty
Tata Steel	4.17%	3542540	48.60	Equity	Steel
UltraTech Cem.	3.91%	45000	45.58	Equity	Cement
Kalpataru Proj.	3.77%	500000	43.96	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-7.85%	-8.25%	-4.03%	25.42%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-7.85%	-8.25%	-4.03%	25.42%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-8.50%	-9.13%	-4.25%	24.37%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-6.71%	-7.62%	-3.25%	18.88%	25.65%

News

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
HDFC Mutual Fund has announced 06 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Banking & Financial Services Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.00 each.
HDFC ELSS Tax Saver ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 7.00 each.
HDFC Housing Opportunities Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.25 each.
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 15 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

HDFC Capital Builder Value Fund HDFC Value Fund

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Existing Scheme Name	Revised Scheme Name
HDFC Capital Builder Value Fund	HDFC Value Fund

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 28 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Dividend Yield Fund:
Regular Plan ' IDCW: 1.50
Direct Plan ' IDCW: 1.50
HDFC Large and Mid Cap Fund:
Regular Plan ' IDCW: 2.50
Direct Plan ' IDCW: 2.50
HDFC Large Cap Fund:
Regular Plan ' IDCW: 5.50
Direct Plan ' IDCW: 5.50
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Fund House Details & Investment Objective

Date of Incorporation

16 November 2017

Total AUM (Cr)

₹1165.41

HDFC Housing Opportunities Fund (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 16 November 2017, this fund is managed by Srinivasan Ramamurthy. With assets under management (AUM) worth ₹1,165.41 (Cr), as of 7 March 2025, HDFC Housing Opportunities Fund (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 9.72% since its launch.
The current NAV of HDFC Housing Opportunities Fund (G) is ₹19.59, as on 7 March 2025. The fund's benchmark index is Nifty Housing TRI. You can invest in HDFC Housing Opportunities Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment. The fund has generated 20.07% and 18.45% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.79% in Equity, 3.92% in Debt and 0.29% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 28.14% in Banks, 17.13% in Construction, 12.43% in Cement & Cement Products, 9.76% in Consumer Durables, 9.47% in Realty

FAQs

How to Invest in HDFC Housing Opportunities Fund (G) Direct Growth?

HDFC Housing Opportunities Fund (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 9.72% since inception. Looking to invest in HDFC Housing Opportunities Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Housing Opportunities Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Housing Opportunities Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Housing Opportunities Fund (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has HDFC Housing Opportunities Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Housing Opportunities Fund (G) has generated annualised return of -5.50%. In the long-term, the fund has generated 20.07% and 18.45% in 3 and 5 years respectively. Since its inception, the fund has generated 9.72% returns.

What is the expense ratio of HDFC Housing Opportunities Fund (G) Direct Growth?

The expense ratio of HDFC Housing Opportunities Fund (G) Direct Growth is 2.21%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Housing Opportunities Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Housing Opportunities Fund (G) is ₹1,165.41 (Cr) as of 2025-03-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Housing Opportunities Fund (G) Direct Growth?

Redeeming or selling units of HDFC Housing Opportunities Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Housing Opportunities Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Housing Opportunities Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).