Mutual Funds
HDFC Equity Savings Fund - Direct (IDCW)

HDFC Equity Savings Fund - Direct (IDCW)

Equity Savings

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NAV
15.21(-1.32%)
Fund Size (CR)
₹5,516.22
Expense Ratio
0.91
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.49%

Absolute Return: -2.70%

Annualized Return: 0%

Basic Details

Scheme Manager

Anil Bamboli

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 December 2024	10032.44	0.32%	-	0.17%	35/139
1 Month	27 November 2024	9989.56	-0.10%	-	0.33%	106/139
3 Month	27 September 2024	9836.65	-1.63%	-	-0.46%	125/139
6 Month	27 June 2024	10276.00	2.76%	-	3.26%	89/139
1 Year	27 December 2023	11170.66	11.71%	11.71%	10.79%	60/139
3 Year	27 December 2021	13783.84	37.84%	11.29%	9.09%	24/139
5 Year	27 December 2019	17665.87	76.66%	12.05%	9.49%	20/139
Since Inception	1 January 2013	33068.92	230.69%	10.49%	8.19%	12/139

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,20,000	307625.22	156.35%	156.35%
3 Year	3 January 2022	3,60,000	999800.20	177.72%	40.56%
5 Year	1 January 2020	6,00,000	1780147.19	196.69%	24.30%
10 Year	1 January 2015	12,00,000	3759290.31	213.27%	12.10%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.38%

Standard Deviation

0.36%

Beta

0.86%

Sharpe Ratio

0.13%

Treynor's Ratio

2.27%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.44%	2593450	465.80	Equity	Banks
ICICI Bank	4.72%	2001900	260.27	Equity	Banks
Infosys	3.42%	1014400	188.46	Equity	IT - Software
United Spirits	3.35%	1209600	184.96	Equity	Alcoholic Beverages
Axis Bank	2.79%	1353750	153.83	Equity	Banks
Reliance Industr	2.70%	1153500	149.06	Equity	Refineries
Titan Company	2.45%	416500	135.32	Equity	Diamond, Gems and Jewellery
Sun Pharma.Inds.	2.31%	714150	127.18	Equity	Pharmaceuticals
Adani Ports	1.84%	853600	101.58	Equity	Marine Port & Services
St Bk of India	1.77%	1162250	97.51	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Equity Savings Fund - Direct (IDCW)	5516.22	-0.10%	-1.63%	2.76%	11.71%	11.29%
HSBC Equity Savings Fund - Direct (IDCW-Q)	583.31	2.80%	3.06%	8.59%	24.81%	14.37%
HSBC Equity Savings Fund - Direct (G)	583.31	2.80%	3.06%	8.59%	24.81%	15.05%
HSBC Equity Savings Fund - Direct (IDCW-M)	583.31	2.18%	2.44%	7.92%	22.71%	14.39%
Invesco India Equity Savings Fund - Direct (G)	353.91	1.28%	0.28%	5.97%	18.69%	11.88%
Invesco India Equity Savings Fund - Direct (IDCW)	353.91	1.28%	0.27%	5.96%	18.67%	11.85%

News

HDFC MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 26 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Hybrid Equity Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Equity Savings Fund:
Regular Plan ' IDCW: 0.220
Direct Plan ' IDCW: 0.220
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Hybrid Debt Fund:
Regular Plan ' Quarterly IDCW: 0.3000
Direct Plan ' Quarterly IDCW: 0.3000
HDFC Income Fund:
Regular Plan ' IDCW: 0.0800
Direct Plan ' IDCW: 0.1000
HDFC Long Duration Fund:
Regular Plan ' IDCW: 0.1263
Direct Plan ' IDCW: 0.1866
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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
HDFC Mutual Fund has announced 19 December 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
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HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 25 November 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹5516.22

HDFC Equity Savings Fund - Direct (IDCW) is an Equity Savings-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 1 January 2013, this fund is managed by Anil Bamboli. With assets under management (AUM) worth ₹5,516.22 (Cr), as of 27 December 2024, HDFC Equity Savings Fund - Direct (IDCW) is categorized as a Equity Savings within its segment. The fund has generated a return of 10.49% since its launch.
The current NAV of HDFC Equity Savings Fund - Direct (IDCW) is ₹15.21, as on 27 December 2024. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in HDFC Equity Savings Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Upto 15% of the units may be redeemed without any exit load from the date of allotment. 1.00% - If Units are redeemed / switched-out within 1 month from the date of allotment. Nil - If Units are redeemed / switched-out after 1 month from the date of allotment. The fund has generated 11.29% and 12.05% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.99% in Equity, 32.93% in Debt and -0.92% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 31.50% in Debt, 19.19% in Banks, 7.11% in Automobiles, 4.99% in Pharmaceuticals & Biotech, 3.63% in IT-Software

FAQs

How to Invest in HDFC Equity Savings Fund - Direct (IDCW) Direct Growth?

HDFC Equity Savings Fund - Direct (IDCW) is a popular fund in the Equity Savings segment. The fund has generated a return of 10.49% since inception. Looking to invest in HDFC Equity Savings Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Equity Savings Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Equity Savings Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Equity Savings Fund - Direct (IDCW) today and reap the benefits of this Equity Savings fund!

How much returns has HDFC Equity Savings Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Equity Savings Fund - Direct (IDCW) has generated annualised return of 11.71%. In the long-term, the fund has generated 11.29% and 12.05% in 3 and 5 years respectively. Since its inception, the fund has generated 10.49% returns.

What is the expense ratio of HDFC Equity Savings Fund - Direct (IDCW) Direct Growth?

The expense ratio of HDFC Equity Savings Fund - Direct (IDCW) Direct Growth is 0.91%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Equity Savings Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Equity Savings Fund - Direct (IDCW) is ₹5,516.22 (Cr) as of 2024-12-27 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Equity Savings Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of HDFC Equity Savings Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Equity Savings Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Equity Savings Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).