Can I invest in SIP and Lumpsum in HDFC Equity Savings Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Equity Savings Fund - Direct (G). Minimum lumpsum investment HDFC Equity Savings Fund - Direct (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Equity Savings Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Equity Savings Fund - Direct (G) is HDFC Equity Savings Fund - Direct (G) is ₹69.70 as on 2025-02-20.

Which are the biggest stock holdings of HDFC Equity Savings Fund - Direct (G)?

The 5 biggest stock holdings of HDFC Equity Savings Fund - Direct (G) are: HDFC Bank (7.89%), Reliance Industr (5.11%), ICICI Bank (4.65%), Infosys (3.47%), United Spirits (3.13%)

What are the top sectors HDFC Equity Savings Fund - Direct (G) invests in?

A majority of HDFC Equity Savings Fund - Direct (G) 's AUM worth ₹5,584.43 (Cr) is invested in these 3 top sectors: Debt : 33.43% Banks : 16.66% Automobiles : 7.70%

Mutual Funds
HDFC Equity Savings Fund - Direct (G)

HDFC Equity Savings Fund - Direct (G)

Equity Savings

Invest Now

NAV
69.70(-0.03%)
Fund Size (CR)
₹5,584.43
Expense Ratio
0.91
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.36%

Absolute Return: -0.54%

Annualized Return: 0%

Basic Details

Scheme Manager

Anil Bamboli

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 February 2025	9994.55	-0.05%	-	-0.25%	62/139
1 Month	17 January 2025	9929.93	-0.70%	-	-1.05%	81/139
3 Month	19 November 2024	9928.37	-0.72%	-	-0.45%	90/139
6 Month	19 August 2024	9897.51	-1.02%	-	-0.13%	97/139
1 Year	19 February 2024	10605.41	6.05%	6.05%	6.69%	89/139
3 Year	18 February 2022	13387.29	33.87%	10.21%	8.29%	24/139
5 Year	19 February 2020	17366.00	73.66%	11.67%	8.90%	18/139
Since Inception	1 January 2013	33118.94	231.19%	10.36%	7.86%	8/139

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	120635.81	0.53%	0.53%
3 Year	2 March 2022	3,60,000	418905.40	16.36%	5.18%
5 Year	2 March 2020	6,00,000	799946.54	33.32%	5.92%
10 Year	2 March 2015	12,00,000	2080772.07	73.40%	5.66%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.41%

Standard Deviation

0.36%

Beta

0.68%

Sharpe Ratio

0.05%

Treynor's Ratio

1.91%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.89%	2593450	440.56	Equity	Banks
Reliance Industr	5.11%	2253500	285.09	Equity	Refineries
ICICI Bank	4.65%	2071900	259.57	Equity	Banks
Infosys	3.47%	1029600	193.54	Equity	IT - Software
United Spirits	3.13%	1225700	174.54	Equity	Alcoholic Beverages
Titan Company	2.99%	478625	167.05	Equity	Diamond, Gems and Jewellery
Sun Pharma.Inds.	2.23%	714150	124.54	Equity	Pharmaceuticals
Maruti Suzuki	1.90%	86250	106.18	Equity	Automobile
St Bk of India	1.82%	1312250	101.42	Equity	Banks
M & M	1.80%	336175	100.51	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Equity Savings Fund - Direct (G)	5584.43	-0.70%	-0.72%	-1.02%	6.05%	10.21%
DSP Equity Savings Fund - Direct (IDCW)	2417.24	-0.13%	-0.06%	2.06%	10.99%	10.06%
DSP Equity Savings Fund - Direct (G)	2417.24	-0.12%	-0.06%	2.05%	10.99%	10.06%
DSP Equity Savings Fund - Direct (IDCW-M)	2417.24	-0.12%	-0.06%	2.04%	10.97%	10.05%
DSP Equity Savings Fund - Direct (IDCW-Q)	2417.24	-0.12%	-0.06%	2.05%	10.97%	10.05%
Sundaram Equity Savings Fund - Direct (G)	1066.96	-0.61%	0.10%	0.30%	10.17%	11.83%

News

HDFC MF announces change in Fund Manager of the following schemes

HDFC Mutual Fund has announced change in Fund Manager of the following schemes with effect from: 01 March, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Proposed Fund Manager
HDFC Overnight Fund	Anil Bamboli	Swapnil Jangam
HDFC Nifty G-sec Dec 2026 Index Fund HDFC Nifty G-Sec July 2031 Index Fund HDFC Nifty G-Sec Sep 2032 Index Fund HDFC Nifty G-sec Jun 2027 Index Fund HDFC Nifty SDL Oct 2026 Index Fund HDFC NIFTY G-Sec Apr 2029 Index Fund HDFC NIFTY G-Sec Jun 2036 Index Fund HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund	Anupam Joshi	Anupam Joshi/ Sankalp Baid
HDFC Medium Term Debt Fund	Shobhit Mehrotra	Bhavyesh Divecha /Shobhit Mehrotra

(#) Mr. Swapnil Jangam continues to be Dealer ' Fixed Income.
* Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.

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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 13 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Focused 30 Fund:
Regular Plan ' IDCW: 2.25
Direct Plan ' IDCW: 2.25
HDFC Capital Builder Value Fund:
Regular Plan ' IDCW: 2.75
Direct Plan ' IDCW: 2.75
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 19 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

HDFC Dynamic PE Ratio Fund of Funds HDFC Debt Advantage Fund of Funds

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Existing Scheme Name	Revised Scheme Name
HDFC Dynamic PE Ratio Fund of Funds	HDFC Debt Advantage Fund of Funds

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹5584.43

HDFC Equity Savings Fund - Direct (G) is an Equity Savings-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 1 January 2013, this fund is managed by Anil Bamboli. With assets under management (AUM) worth ₹5,584.43 (Cr), as of 20 February 2025, HDFC Equity Savings Fund - Direct (G) is categorized as a Equity Savings within its segment. The fund has generated a return of 10.36% since its launch.
The current NAV of HDFC Equity Savings Fund - Direct (G) is ₹69.7, as on 20 February 2025. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in HDFC Equity Savings Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Upto 15% of the units may be redeemed without any exit load from the date of allotment. 1.00% - If Units are redeemed / switched-out within 1 month from the date of allotment. Nil - If Units are redeemed / switched-out after 1 month from the date of allotment. The fund has generated 10.21% and 11.67% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.27% in Equity, 33.43% in Debt and -1.70% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 33.43% in Debt, 16.66% in Banks, 7.70% in Automobiles, 5.70% in IT-Software, 5.63% in Petroleum Products

FAQs

How to Invest in HDFC Equity Savings Fund - Direct (G) Direct Growth?

HDFC Equity Savings Fund - Direct (G) is a popular fund in the Equity Savings segment. The fund has generated a return of 10.36% since inception. Looking to invest in HDFC Equity Savings Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Equity Savings Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Equity Savings Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Equity Savings Fund - Direct (G) today and reap the benefits of this Equity Savings fund!

How much returns has HDFC Equity Savings Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Equity Savings Fund - Direct (G) has generated annualised return of 6.05%. In the long-term, the fund has generated 10.21% and 11.67% in 3 and 5 years respectively. Since its inception, the fund has generated 10.36% returns.

What is the expense ratio of HDFC Equity Savings Fund - Direct (G) Direct Growth?

The expense ratio of HDFC Equity Savings Fund - Direct (G) Direct Growth is 0.91%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Equity Savings Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Equity Savings Fund - Direct (G) is ₹5,584.43 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Equity Savings Fund - Direct (G) Direct Growth?

Redeeming or selling units of HDFC Equity Savings Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Equity Savings Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Equity Savings Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).