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HDFC Banking & Financial Services Fund-Dir (G)

Sectoral / Thematic
Invest Now

  • NAV

    16.43(0.66%)

  • Fund Size (CR)

    ₹3,687.22

  • Expense Ratio

    0.78

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹100

  • Minimum Additional Investment

    ₹100

  • Minimum SIP Investment

    ₹100

  • Minimum Withdrawal

    ₹100

  • Exit Load 1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment.

    1%

  • Return Since Launch

    15.10%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -4.20%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Anand Laddha

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 23 December 20249976.23-0.24%-0.16%517/816
1 Month29 November 20249917.60-0.82%--0.71%317/784
3 Month30 September 20249560.77-4.39%--5.70%259/757
6 Month28 June 20249961.66-0.38%-2.59%392/713
1 Year29 December 202311155.8611.56%11.56%22.69%545/628
3 Year30 December 202116258.4462.58%17.59%18.51%271/480
5 Year--0%-22.12%-/-
Since Inception30 June 202116369.0063.69%15.10%17.01%499/814

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 January 20241,30,000135245.644.04% 4.04%
3 Year3 January 20223,70,000482818.9330.49% 9.28%
5 Year-----
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.10%

Standard Deviation

0.94%

Beta

0.71%

Sharpe Ratio

0.06%

Treynor's Ratio

4.66%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank21.75%4465000801.94EquityBanks
ICICI Bank18.00%5105000663.70EquityBanks
Axis Bank6.89%2237000254.19EquityBanks
St Bk of India6.37%2800000234.91EquityBanks
Five-Star Bus.Fi2.88%1618093106.11EquityFinance
Power Fin.Corpn.2.82%2100000104.01EquityFinance
Kotak Mah. Bank2.37%49500087.38EquityBanks
Karur Vysya Bank2.36%367500786.94EquityBanks
SBI Life Insuran2.34%60000086.27EquityInsurance
Bajaj Finance2.23%12500082.20EquityFinance

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
HDFC Banking & Financial Services Fund-Dir (G)
3687.22-0.82%-4.39%-0.38%11.56%17.59%
HDFC Pharma and Healthcare Fund - Direct (G)
1459.593.11%5.44%30.11%51.66%-
HDFC Pharma and Healthcare Fund - Direct (IDCW)
1459.593.11%5.44%30.11%51.66%-
ICICI Pru P.H.D Fund - Direct (IDCW)
5044.633.64%2.42%24.35%48.44%25.33%
ICICI Pru P.H.D Fund - Direct (G)
5044.633.66%2.42%24.34%48.42%25.35%
LIC MF Infrastructure Fund - Direct (G)
852.07-0.42%-2.13%2.95%48.19%33.49%

News

  • HDFC MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes

    HDFC Mutual Fund has announced 26 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:

    HDFC Hybrid Equity Fund:

    Regular Plan ' IDCW: 0.250

    Direct Plan ' IDCW: 0.250

    HDFC Equity Savings Fund:

    Regular Plan ' IDCW: 0.220

    Direct Plan ' IDCW: 0.220

    HDFC Balanced Advantage Fund:

    Regular Plan ' IDCW: 0.250

    Direct Plan ' IDCW: 0.250

    HDFC Hybrid Debt Fund:

    Regular Plan ' Quarterly IDCW: 0.3000

    Direct Plan ' Quarterly IDCW: 0.3000

    HDFC Income Fund:

    Regular Plan ' IDCW: 0.0800

    Direct Plan ' IDCW: 0.1000

    HDFC Long Duration Fund:

    Regular Plan ' IDCW: 0.1263

    Direct Plan ' IDCW: 0.1866

    Powered by Capital Market - Live News

  • HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes

    HDFC Mutual Fund has announced 19 December 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:

    HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050

    HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050

    HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050

    HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050

    Powered by Capital Market - Live News

  • HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme

    HDFC Mutual Fund has announced 25 November 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:

    HDFC Balanced Advantage Fund:

    Regular Plan ' IDCW: 0.250

    Direct Plan ' IDCW: 0.250

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

11 June 2021

Total AUM (Cr)

₹3687.22

HDFC Banking & Financial Services Fund-Dir (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 11 June 2021, this fund is managed by Anand Laddha. With assets under management (AUM) worth ₹3,687.22 (Cr), as of 1 January 2025, HDFC Banking & Financial Services Fund-Dir (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 15.10% since its launch.
The current NAV of HDFC Banking & Financial Services Fund-Dir (G) is ₹16.44, as on 1 January 2025. The fund's benchmark index is Nifty Financial Services TRI. You can invest in HDFC Banking & Financial Services Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment. The fund has generated 17.59% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.69% in Equity, 1.42% in Debt and -0.11% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 64.49% in Banks, 21.07% in Finance, 8.06% in Insurance, 4.36% in Capital Markets, 1.63% in Financial Technology (Fin

FAQs

How to Invest in HDFC Banking & Financial Services Fund-Dir (G) Direct Growth?

HDFC Banking & Financial Services Fund-Dir (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 15.10% since inception. Looking to invest in HDFC Banking & Financial Services Fund-Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Banking & Financial Services Fund-Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, HDFC Banking & Financial Services Fund-Dir (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Banking & Financial Services Fund-Dir (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has HDFC Banking & Financial Services Fund-Dir (G) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Banking & Financial Services Fund-Dir (G) has generated annualised return of 11.56%. In the long-term, the fund has generated 17.59% and - in 3 and 5 years respectively. Since its inception, the fund has generated 15.10% returns.

What is the expense ratio of HDFC Banking & Financial Services Fund-Dir (G) Direct Growth?

The expense ratio of HDFC Banking & Financial Services Fund-Dir (G) Direct Growth is 0.78%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Banking & Financial Services Fund-Dir (G) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Banking & Financial Services Fund-Dir (G) is ₹3,687.22 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Banking & Financial Services Fund-Dir (G) Direct Growth?

Redeeming or selling units of HDFC Banking & Financial Services Fund-Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from HDFC Banking & Financial Services Fund-Dir (G):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case HDFC Banking & Financial Services Fund-Dir (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.