Can I invest in SIP and Lumpsum in HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Balanced Advantage Fund - Direct (IDCW). Minimum lumpsum investment HDFC Balanced Advantage Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Balanced Advantage Fund - Direct (IDCW) is HDFC Balanced Advantage Fund - Direct (IDCW) is ₹45.53 as on 2025-01-01.

Which are the biggest stock holdings of HDFC Balanced Advantage Fund - Direct (IDCW)?

The 5 biggest stock holdings of HDFC Balanced Advantage Fund - Direct (IDCW) are: HDFC Bank (6.37%), ICICI Bank (3.92%), St Bk of India (3.46%), Reliance Industr (3.24%), Infosys (2.93%)

What are the top sectors HDFC Balanced Advantage Fund - Direct (IDCW) invests in?

A majority of HDFC Balanced Advantage Fund - Direct (IDCW) 's AUM worth ₹95,569.87 (Cr) is invested in these 3 top sectors: Debt : 31.34% Banks : 18.34% Petroleum Products : 4.95%

Mutual Funds
HDFC Balanced Advantage Fund - Direct (IDCW)

HDFC Balanced Advantage Fund - Direct (IDCW)

Dynamic Asset Allocation or Balanced Advantage

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NAV
45.53(0.33%)
Fund Size (CR)
₹95,569.87
Expense Ratio
0.75
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
15.10%

Absolute Return: -4.21%

Annualized Return: 0%

Basic Details

Scheme Manager

Gopal Agrawal

Bench Mark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9974.49	-0.26%	-	-0.06%	121/145
1 Month	29 November 2024	9907.88	-0.92%	-	-0.35%	116/145
3 Month	30 September 2024	9685.35	-3.15%	-	-3.24%	80/145
6 Month	28 June 2024	10119.91	1.20%	-	2.01%	98/141
1 Year	29 December 2023	11720.12	17.20%	17.20%	13.33%	14/133
3 Year	30 December 2021	18308.29	83.08%	22.33%	12.08%	2/107
5 Year	30 December 2019	24948.19	149.48%	20.06%	12.78%	2/83
Since Inception	1 January 2013	54072.76	440.73%	15.10%	11.96%	18/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	473530.47	264.25%	264.25%
3 Year	3 January 2022	3,70,000	1646498.84	345.00%	64.48%
5 Year	1 January 2020	6,10,000	3146966.38	415.90%	38.84%
10 Year	1 January 2015	12,10,000	6371166.65	426.54%	18.07%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.66%

Standard Deviation

0.63%

Beta

1.56%

Sharpe Ratio

0.12%

Treynor's Ratio

11.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.37%	33914751	6091.26	Equity	Banks
ICICI Bank	3.92%	28841624	3749.70	Equity	Banks
St Bk of India	3.46%	39455000	3310.08	Equity	Banks
Reliance Industr	3.24%	23937788	3093.24	Equity	Refineries
Infosys	2.93%	15085688	2802.69	Equity	IT - Software
NTPC	2.68%	70355915	2558.49	Equity	Power Generation & Distribution
Larsen & Toubro	2.52%	6476733	2412.45	Equity	Infrastructure Developers & Operators
Coal India	2.43%	55854731	2325.79	Equity	Mining & Mineral products
Axis Bank	2.38%	19987110	2271.14	Equity	Banks
ITC	2.19%	43955326	2095.57	Equity	Tobacco Products

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Balanced Advantage Fund - Direct (IDCW)	95569.87	-0.92%	-3.15%	1.20%	17.20%	22.33%
Quant Dynamic Asset Allocation Fund-Direct (G)	1341.13	-1.56%	-7.93%	-3.14%	21.64%	-
Quant Dynamic Asset Allocation Fund-Direct (IDCW)	1341.13	-1.56%	-7.93%	-3.14%	21.63%	-
AXIS Balanced Advantage Fund - Direct (G)	2599.22	-0.40%	-2.48%	4.62%	18.99%	13.60%
AXIS Balanced Advantage Fund - Direct (IDCW)	2599.22	-0.39%	-2.44%	4.69%	18.99%	13.61%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1272.64	0.05%	-0.79%	6.11%	18.69%	-

News

HDFC MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 26 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Hybrid Equity Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Equity Savings Fund:
Regular Plan ' IDCW: 0.220
Direct Plan ' IDCW: 0.220
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Hybrid Debt Fund:
Regular Plan ' Quarterly IDCW: 0.3000
Direct Plan ' Quarterly IDCW: 0.3000
HDFC Income Fund:
Regular Plan ' IDCW: 0.0800
Direct Plan ' IDCW: 0.1000
HDFC Long Duration Fund:
Regular Plan ' IDCW: 0.1263
Direct Plan ' IDCW: 0.1866
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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
HDFC Mutual Fund has announced 19 December 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
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HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 25 November 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹95569.87

HDFC Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 1 January 2013, this fund is managed by Gopal Agrawal. With assets under management (AUM) worth ₹95,569.87 (Cr), as of 1 January 2025, HDFC Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 15.10% since its launch.
The current NAV of HDFC Balanced Advantage Fund - Direct (IDCW) is ₹45.54, as on 1 January 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 50:50 Index. You can invest in HDFC Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 1 years from the date of allotment. Nil - If Units are redeemed / switched-out after 1 years from the date of allotment. The fund has generated 22.33% and 20.06% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.11% in Equity, 31.31% in Debt and 0.60% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 31.34% in Debt, 18.34% in Banks, 4.95% in Petroleum Products, 4.29% in IT-Software, 4.24% in Construction

FAQs

How to Invest in HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth?

HDFC Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 15.10% since inception. Looking to invest in HDFC Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Balanced Advantage Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Balanced Advantage Fund - Direct (IDCW) has generated annualised return of 17.20%. In the long-term, the fund has generated 22.33% and 20.06% in 3 and 5 years respectively. Since its inception, the fund has generated 15.10% returns.

What is the expense ratio of HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth?

The expense ratio of HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth is 0.75%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Balanced Advantage Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Balanced Advantage Fund - Direct (IDCW) is ₹95,569.87 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Balanced Advantage Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of HDFC Balanced Advantage Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Balanced Advantage Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Balanced Advantage Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).