Can I invest in SIP and Lumpsum in DSP Multi Asset Allocation Fund - Regular (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Multi Asset Allocation Fund - Regular (G). Minimum lumpsum investment DSP Multi Asset Allocation Fund - Regular (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Multi Asset Allocation Fund - Regular (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP Multi Asset Allocation Fund - Regular (G) is DSP Multi Asset Allocation Fund - Regular (G) is ₹12.60 as on 2025-02-03.

Which are the biggest stock holdings of DSP Multi Asset Allocation Fund - Regular (G)?

The 5 biggest stock holdings of DSP Multi Asset Allocation Fund - Regular (G) are: HDFC Bank (5.53%), ICICI Bank (5.09%), Infosys (2.01%), ITC (1.93%), HCL Technologies (1.85%)

What are the top sectors DSP Multi Asset Allocation Fund - Regular (G) invests in?

A majority of DSP Multi Asset Allocation Fund - Regular (G) 's AUM worth ₹2,444.65 (Cr) is invested in these 3 top sectors: Others : 35.52% Debt : 23.42% Banks : 11.14%

Mutual Funds
DSP Multi Asset Allocation Fund - Regular (G)

DSP Multi Asset Allocation Fund - Regular (G)

Multi Asset Allocation

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NAV
12.60(1.14%)
Fund Size (CR)
₹2,444.65
Expense Ratio
1.64
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹0
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
17.79%

Absolute Return: -0.80%

Annualized Return: 0%

Basic Details

Scheme Manager

Aparna Karnik

Bench Mark

40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on (LBMA) gold daily spot fixing price) + 5% iCOMDEX Composite Index + 20% MSCI World Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21 January 2025	9909.68	-0.90%	-	1.67%	105/106
1 Month	27 December 2024	9830.98	-1.69%	-	-2.08%	53/106
3 Month	28 October 2024	9727.53	-2.72%	-	-2.27%	68/100
6 Month	26 July 2024	10169.54	1.70%	-	-1.03%	12/96
1 Year	25 January 2024	11505.97	15.06%	15.06%	12.28%	19/78
3 Year	-	-	0%	-	13.85%	-/-
5 Year	-	-	0%	-	17.45%	-/-
Since Inception	27 September 2023	12452.80	24.53%	17.79%	11.72%	16/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	123929.91	3.27%	3.27%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.83%

Standard Deviation

0.45%

Beta

1.90%

Sharpe Ratio

0.13%

Treynor's Ratio

8.59%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.53%	763230	135.31	Equity	Banks
ICICI Bank	5.09%	971100	124.46	Equity	Banks
Infosys	2.01%	261694	49.20	Equity	IT - Software
ITC	1.93%	973355	47.08	Equity	Tobacco Products
HCL Technologies	1.85%	236320	45.31	Equity	IT - Software
Power Grid Corpn	1.63%	1292000	39.88	Equity	Power Generation & Distribution
Bajaj Finserv	1.62%	253199	39.70	Equity	Finance
GAIL (India)	1.45%	1862220	35.56	Equity	Gas Distribution
Hindalco Inds.	1.45%	588000	35.42	Equity	Non Ferrous Metals
Sun Pharma.Inds.	1.31%	169721	32.02	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Multi Asset Allocation-Dir (G)	1148.54	0.27%	1.94%	6.97%	19.04%	-
UTI-Multi Asset Allocation Fund - Direct (G)	4962.80	-2.10%	-0.50%	0.18%	16.82%	18.13%
UTI-Multi Asset Allocation Fund - Direct (IDCW)	4962.80	-2.11%	-0.51%	0.17%	16.81%	18.13%
DSP Multi Asset Allocation Fund - Direct (G)	2444.65	-1.58%	-2.39%	2.41%	16.70%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	2444.65	-1.58%	-2.39%	2.41%	16.70%	-

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
DSP India T.I.G.E.R Fund:
Regular Plan ' IDCW: 2.4000
Direct Plan ' IDCW: 4.4000
DSP Global Clean Energy Fund of Fund:
Regular Plan ' IDCW: 0.6000
Direct Plan ' IDCW: 0.7000
DSP Focus Fund:
Regular Plan ' IDCW: 1.8000
Direct Plan ' IDCW: 3.4000
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 30 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Nifty Smallcap250 Quality 50 Index Fund - Regular Plan ' IDCW: 0.6000
DSP Nifty 50 Equal Weight Index Fund - Regular Plan ' IDCW: 1.0000
DSP Nifty 50 Equal Weight Index Fund - Direct Plan ' IDCW: 1.1000
DSP Nifty 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.0000 each.
DSP Nifty Next 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.1000 each.
Nifty Midcap 150 Quality 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 0.7000 each.
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its scheme
DSP Mutual Fund has announced 28 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund- Regular Plan ' IDCW & Direct Plan ' IDCW: 0.200 each.
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Fund House Details & Investment Objective

Date of Incorporation

7 September 2023

Total AUM (Cr)

₹2444.65

DSP Multi Asset Allocation Fund - Regular (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 7 September 2023, this fund is managed by Aparna Karnik. With assets under management (AUM) worth ₹2,444.65 (Cr), as of 3 February 2025, DSP Multi Asset Allocation Fund - Regular (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 17.79% since its launch.
The current NAV of DSP Multi Asset Allocation Fund - Regular (G) is ₹12.6, as on 3 February 2025. The fund's benchmark index is 40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on (LBMA) gold daily spot fixing price) + 5% iCOMDEX Composite Index + 20% MSCI World Index. You can invest in DSP Multi Asset Allocation Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed or switched-out are upto 10% of the units (the limit) purchased or switched within 12 months from the date of allotment: Nil; If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%; If units are redeemed or switched out on or after 12 months from the date of allotment: Nil. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 39.05% in Equity, 26.64% in Debt and 34.31% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 35.52% in Others, 23.42% in Debt, 11.14% in Banks, 4.73% in IT-Software, 3.59% in Pharmaceuticals & Biotech

FAQs

How to Invest in DSP Multi Asset Allocation Fund - Regular (G) Direct Growth?

DSP Multi Asset Allocation Fund - Regular (G) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 17.79% since inception. Looking to invest in DSP Multi Asset Allocation Fund - Regular (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Multi Asset Allocation Fund - Regular (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Multi Asset Allocation Fund - Regular (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Multi Asset Allocation Fund - Regular (G) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has DSP Multi Asset Allocation Fund - Regular (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Multi Asset Allocation Fund - Regular (G) has generated annualised return of 15.06%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 17.79% returns.

What is the expense ratio of DSP Multi Asset Allocation Fund - Regular (G) Direct Growth?

The expense ratio of DSP Multi Asset Allocation Fund - Regular (G) Direct Growth is 1.64%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Multi Asset Allocation Fund - Regular (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Multi Asset Allocation Fund - Regular (G) is ₹2,444.65 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Multi Asset Allocation Fund - Regular (G) Direct Growth?

Redeeming or selling units of DSP Multi Asset Allocation Fund - Regular (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Multi Asset Allocation Fund - Regular (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Multi Asset Allocation Fund - Regular (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).