Can I invest in SIP and Lumpsum in DSP Banking & Financial Services Fund - Reg (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Banking & Financial Services Fund - Reg (G). Minimum lumpsum investment DSP Banking & Financial Services Fund - Reg (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Banking & Financial Services Fund - Reg (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP Banking & Financial Services Fund - Reg (G) is DSP Banking & Financial Services Fund - Reg (G) is ₹11.75 as on 2025-01-01.

Which are the biggest stock holdings of DSP Banking & Financial Services Fund - Reg (G)?

The 5 biggest stock holdings of DSP Banking & Financial Services Fund - Reg (G) are: HDFC Bank (15.62%), ICICI Bank (14.13%), St Bk of India (7.66%), Bajaj Finserv (6.89%), Cholaman.Inv.&Fn (5.36%)

What are the top sectors DSP Banking & Financial Services Fund - Reg (G) invests in?

A majority of DSP Banking & Financial Services Fund - Reg (G) 's AUM worth ₹1,035.03 (Cr) is invested in these 3 top sectors: Banks : 45.51% Finance : 31.13% Debt : 9.53%

Mutual Funds
DSP Banking & Financial Services Fund - Reg (G)

DSP Banking & Financial Services Fund - Reg (G)

Sectoral / Thematic

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NAV
11.75(0.60%)
Fund Size (CR)
₹1,035.03
Expense Ratio
2.2
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹0
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
16.03%

Absolute Return: -5.65%

Annualized Return: 0%

Basic Details

Scheme Manager

Dhaval Gada

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9973.60	-0.26%	-	0.16%	529/816
1 Month	29 November 2024	9869.39	-1.31%	-	-0.71%	404/784
3 Month	30 September 2024	9451.26	-5.49%	-	-5.70%	297/757
6 Month	28 June 2024	10484.29	4.84%	-	2.59%	209/713
1 Year	29 December 2023	11596.04	15.96%	15.96%	22.69%	461/628
3 Year	-	-	0%	-	18.51%	-/-
5 Year	-	-	0%	-	22.12%	-/-
Since Inception	8 December 2023	11712.00	17.12%	16.03%	17.01%	446/814

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	138570.73	6.59%	6.59%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.76%

Standard Deviation

0.85%

Beta

0.90%

Sharpe Ratio

0.06%

Treynor's Ratio

5.66%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	15.62%	900000	161.64	Equity	Banks
ICICI Bank	14.13%	1125000	146.26	Equity	Banks
St Bk of India	7.66%	945000	79.28	Equity	Banks
Bajaj Finserv	6.89%	451408	71.32	Equity	Finance
Cholaman.Inv.&Fn	5.36%	450000	55.53	Equity	Finance
Power Fin.Corpn.	4.74%	990246	49.05	Equity	Finance
Bajaj Finance	4.45%	70000	46.03	Equity	Finance
Bajaj Housing	3.45%	2630809	35.74	Equity	Finance
Nippon Life Ind.	3.01%	454031	31.12	Equity	Finance
Axis Bank	2.20%	200000	22.73	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1459.59	3.11%	5.44%	30.11%	51.66%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1459.59	3.11%	5.44%	30.11%	51.66%	-
ICICI Pru P.H.D Fund - Direct (IDCW)	5044.63	3.64%	2.42%	24.35%	48.44%	25.33%
ICICI Pru P.H.D Fund - Direct (G)	5044.63	3.66%	2.42%	24.34%	48.42%	25.35%
LIC MF Infrastructure Fund - Direct (G)	852.07	-0.42%	-2.13%	2.95%	48.19%	33.49%

News

DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 01 January 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
DSP Focus Fund:	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 12 months ' 1% > = 12 months ' Nil	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 1 month ' 1% > = 1 month ' Nil

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DSP MF announces change in benchmark index under its scheme

DSP Mutual Fund has announced change in the benchmark of DSP FMP ' Series 264 - 60M ' 17D with effect from December 31, 2024

Change in name of Benchmark of DSP FMP ' Series 264 - 60M ' 17D

Scheme Name	Existing Benchmark	Revised new PRC matrix-based TIER-1 benchmark
DSP FMP ' Series 264 - 60M ' 17D	CRISIL Medium to Long Term Debt Index	CRISIL Medium to Long Duration Debt A-III Index

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DSP MF announces change in Fund Manager of the following scheme

DSP Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 01 January 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
DSP 10Y G-Sec Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Corporate Bond Fund	Mr. Laukik Bagwe Mr. Vivek Ramakrishnan	Mr. Shantanu Godambe Mr. Vivek Ramakrishnan
DSP Credit Risk Fund	Mr. Laukik Bagwe Mr. Vivek Ramakrishnan	Mr. Vivek Ramakrishnan Mr. Shalini Vasanta
DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Dynamic Asset Allocation Fund	Mr. Rohit Singhania (Equity) Mr. Dhaval Gada (Equity) Mr. Laukik Bagwe (Debt) Ms. Kaivalya Nadkarni (Equity)	Mr. Rohit Singhania (Equity) Mr. Dhaval Gada (Equity) Mr. Shantanu Godambe (Debt) Ms. Kaivalya Nadkarni (Equity)
DSP FMP Series - 264 - 60M - 17D	Mr. Laukik Bagwe	Mr. Shantanu Godambe
DSP FMP Series - 267 - 1246 Days	Mr. Sandeep Yadav Mr. Laukik Bagwe	Mr. Sandeep Yadav Mr. Shantanu Godambe
DSP FMP Series - 268 - 1281 Days	Mr. Sandeep Yadav Mr. Laukik Bagwe	Mr. Sandeep Yadav Mr. Shantanu Godambe
DSP FMP Series - 270 - 1144 Days	Mr. Sandeep Yadav Mr. Laukik Bagwe	Mr. Sandeep Yadav Mr. Shantanu Godambe
DSP Liquidity Fund	Mr. Karan Mundhra Mr. Laukik Bagwe Ms. Shalini Vasanta	Mr. Karan Mundhra Ms. Shalini Vasanta
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Mr. Laukik Bagwe Mr. Shantanu Godambe	Mr. Shantanu Godambe
DSP Short Term Fund	Mr. Laukik Bagwe Mr. Karan Mundhra	Mr. Karan Mundhra Mr. Shantanu Godambe
DSP Ultra Short Fund	Mr. Karan Mundhra Mr. Laukik Bagwe	Ms. Shalini Vasanta Mr. Karan Mundhra

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Fund House Details & Investment Objective

Date of Incorporation

20 November 2023

Total AUM (Cr)

₹1035.03

DSP Banking & Financial Services Fund - Reg (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 20 November 2023, this fund is managed by Dhaval Gada. With assets under management (AUM) worth ₹1,035.03 (Cr), as of 1 January 2025, DSP Banking & Financial Services Fund - Reg (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 16.03% since its launch.
The current NAV of DSP Banking & Financial Services Fund - Reg (G) is ₹11.75, as on 1 January 2025. The fund's benchmark index is Nifty Financial Services TRI. You can invest in DSP Banking & Financial Services Fund - Reg (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Holding period from the date of allotment: <= 1 month - 0.50% > 1 month - Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 86.86% in Equity, 10.63% in Debt and 2.51% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 45.51% in Banks, 31.13% in Finance, 9.53% in Debt, 9.41% in Capital Markets, 4.02% in Insurance

FAQs

How to Invest in DSP Banking & Financial Services Fund - Reg (G) Direct Growth?

DSP Banking & Financial Services Fund - Reg (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 16.03% since inception. Looking to invest in DSP Banking & Financial Services Fund - Reg (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Banking & Financial Services Fund - Reg (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Banking & Financial Services Fund - Reg (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Banking & Financial Services Fund - Reg (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has DSP Banking & Financial Services Fund - Reg (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Banking & Financial Services Fund - Reg (G) has generated annualised return of 15.96%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 16.03% returns.

What is the expense ratio of DSP Banking & Financial Services Fund - Reg (G) Direct Growth?

The expense ratio of DSP Banking & Financial Services Fund - Reg (G) Direct Growth is 2.20%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Banking & Financial Services Fund - Reg (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Banking & Financial Services Fund - Reg (G) is ₹1,035.03 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Banking & Financial Services Fund - Reg (G) Direct Growth?

Redeeming or selling units of DSP Banking & Financial Services Fund - Reg (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Banking & Financial Services Fund - Reg (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Banking & Financial Services Fund - Reg (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).