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Bank of India Business Cycle Fund - Regular (G)

Sectoral / Thematic
  • NAV

    9.89(0.71%)
  • Fund Size (CR)

    ₹636.39
  • Expense Ratio

    2.18
  • Scheme Type

    Active Fund
  • Value Research

    -
  • Min. investment

    ₹5,000
  • Minimum Additional Investment

    ₹1,000
  • Minimum SIP Investment

    ₹1,000
  • Minimum Withdrawal

    ₹0
  • Exit Load NIL - There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted. 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units. NIL - There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.

    0%
  • Return Since Launch

    -2.00%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -1.88%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Alok Singh

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 23 December 20249859.15-1.41%-0.16%765/816
1 Month29 November 20249712.59-2.87%--0.71%661/784
3 Month30 September 20249722.22-2.78%--5.70%197/757
6 Month----2.59%-/-
1 Year----22.69%-/-
3 Year--0%-18.51%-/-
5 Year--0%-22.12%-/-
Since Inception30 August 20249800.00-2.00%-2.00%17.01%770/814

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year2 September 202450,00049354.67-1.29% -1.29%
3 Year-----
5 Year-----
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

1.13%

Standard Deviation

0.22%

Beta

-0.80%

Sharpe Ratio

0.00%

Treynor's Ratio

2.04%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank6.28%22266939.99EquityBanks
St Bk of India4.50%34165928.66EquityBanks
Siemens2.55%2150016.26EquityCapital Goods - Electrical Equipment
Power Grid Corpn2.45%47291915.58EquityPower Generation & Distribution
NTPC2.22%38873414.14EquityPower Generation & Distribution
REC Ltd2.22%26500014.11EquityFinance
Sky Gold2.02%3330912.84EquityDiamond, Gems and Jewellery
Jio Financial1.91%37000012.15EquityFinance
NTPC Green1.85%94100011.75EquityPower Generation & Distribution
Bharti Airtel1.84%7212511.74EquityTelecomm-Service

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
HDFC Pharma and Healthcare Fund - Direct (G)
1459.593.11%5.44%30.11%51.66%-
HDFC Pharma and Healthcare Fund - Direct (IDCW)
1459.593.11%5.44%30.11%51.66%-
ICICI Pru P.H.D Fund - Direct (IDCW)
5044.633.64%2.42%24.35%48.44%25.33%
ICICI Pru P.H.D Fund - Direct (G)
5044.633.66%2.42%24.34%48.42%25.35%
LIC MF Infrastructure Fund - Direct (G)
852.07-0.42%-2.13%2.95%48.19%33.49%

News

  • Bank of India MF announces change in Fund Manager of the following schemes

    Bank of India Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 01 October 2024

    Change in Fund Managers of the Schemes:

    Scheme Name Existing Fund Manager(s) New Fund Manager(s)
    Bank of India Small Cap Fund Mr. Dhruv Bhatia Mr. Alok Singh
    Bank of India Blue Chip Fund Mr. Dhruv Bhatia ' Mr. Alok Singh
    ' Mr. Nilesh Jethani ' Co-Fund Manager
    Bank of India Midcap Tax Fund - Series 1 Mr. Dhruv Bhatia Mr. Nilesh Jethani
    Bank of India Midcap Tax Fund - Series 2 Mr. Dhruv Bhatia Mr. Nilesh Jethani
    Bank of India Arbitrage Fund Mr. Alok Singh Mr. Firdaus Ragina

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

9 August 2024

Total AUM (Cr)

₹636.39

Bank of India Business Cycle Fund - Regular (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 9 August 2024, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹636.39 (Cr), as of 1 January 2025, Bank of India Business Cycle Fund - Regular (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -2.00% since its launch.
The current NAV of Bank of India Business Cycle Fund - Regular (G) is ₹9.89, as on 1 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Bank of India Business Cycle Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
NIL - There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted. 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units. NIL - There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 81.58% in Equity, 11.62% in Debt and 6.80% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 24.69% in Cash & Others, 15.21% in Banks, 9.44% in Debt, 5.54% in Power, 4.91% in Retailing

FAQs

How to Invest in Bank of India Business Cycle Fund - Regular (G) Direct Growth?

Bank of India Business Cycle Fund - Regular (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of -2.00% since inception. Looking to invest in Bank of India Business Cycle Fund - Regular (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Business Cycle Fund - Regular (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Bank of India Business Cycle Fund - Regular (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bank of India Business Cycle Fund - Regular (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Bank of India Business Cycle Fund - Regular (G) Direct Growth generated?

In the short term, i.e., 1 year, Bank of India Business Cycle Fund - Regular (G) has generated annualised return of undefined%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated -2.00% returns.

What is the expense ratio of Bank of India Business Cycle Fund - Regular (G) Direct Growth?

The expense ratio of Bank of India Business Cycle Fund - Regular (G) Direct Growth is 2.18%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bank of India Business Cycle Fund - Regular (G) Fund Direct Growth?

The Assets Under Management (AUM) of Bank of India Business Cycle Fund - Regular (G) is ₹636.39 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bank of India Business Cycle Fund - Regular (G) Direct Growth?

Redeeming or selling units of Bank of India Business Cycle Fund - Regular (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Bank of India Business Cycle Fund - Regular (G):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Bank of India Business Cycle Fund - Regular (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).