Can I invest in SIP and Lumpsum in UTI-Nifty 50 Index Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Nifty 50 Index Fund - Direct (G). Minimum lumpsum investment UTI-Nifty 50 Index Fund - Direct (G) is ₹1,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Nifty 50 Index Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Nifty 50 Index Fund - Direct (G) is UTI-Nifty 50 Index Fund - Direct (G) is ₹161.68 as on 2025-02-03.

Which are the biggest stock holdings of UTI-Nifty 50 Index Fund - Direct (G)?

The 5 biggest stock holdings of UTI-Nifty 50 Index Fund - Direct (G) are: HDFC Bank (12.70%), ICICI Bank (8.52%), Reliance Industr (7.77%), Infosys (6.38%), ITC (4.24%)

What are the top sectors UTI-Nifty 50 Index Fund - Direct (G) invests in?

A majority of UTI-Nifty 50 Index Fund - Direct (G) 's AUM worth ₹20,010.28 (Cr) is invested in these 3 top sectors: Banks : 29.40% IT-Software : 12.93% Petroleum Products : 8.86%

Mutual Funds
UTI-Nifty 50 Index Fund - Direct (G)

UTI-Nifty 50 Index Fund - Direct (G)

Index Fund

Invest Now

NAV
161.68(-0.63%)
Fund Size (CR)
₹20,010.28
Expense Ratio
0.17
Scheme Type
Passive Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
12.93%

Absolute Return: -2.52%

Annualized Return: 0%

Basic Details

Scheme Manager

Sharwan Kumar Goyal

Bench Mark

Nifty 50 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10236.22	2.36%	-	1.57%	293/1008
1 Month	3 January 2025	9742.82	-2.57%	-	-3.78%	484/998
3 Month	31 October 2024	9663.54	-3.36%	-	-2.99%	480/928
6 Month	2 August 2024	9485.56	-5.14%	-	-2.91%	469/814
1 Year	2 February 2024	10796.31	7.96%	7.96%	8.41%	372/702
3 Year	3 February 2022	13692.05	36.92%	11.04%	11.93%	117/240
5 Year	3 February 2020	20857.21	108.57%	15.84%	16.17%	37/110
Since Inception	1 January 2013	43530.87	335.31%	12.93%	8.04%	272/1012

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	118219.75	-1.48%	-1.48%
3 Year	2 March 2022	3,60,000	431328.68	19.81%	6.21%
5 Year	3 February 2020	6,10,000	894757.64	46.68%	7.96%
10 Year	2 March 2015	12,00,000	2451946.56	104.33%	7.41%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.67%

Standard Deviation

1.00%

Beta

0.43%

Sharpe Ratio

0.03%

Treynor's Ratio

-0.23%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	12.70%	14335907	2541.54	Equity	Banks
ICICI Bank	8.52%	13302227	1704.88	Equity	Banks
Reliance Industr	7.77%	12797935	1555.53	Equity	Refineries
Infosys	6.38%	6790860	1276.68	Equity	IT - Software
ITC	4.24%	17527805	847.73	Equity	Tobacco Products
Bharti Airtel	4.01%	5056235	802.80	Equity	Telecomm-Service
Larsen & Toubro	4.00%	2219350	800.66	Equity	Infrastructure Developers & Operators
TCS	3.94%	1926645	788.92	Equity	IT - Software
St Bk of India	2.88%	7255035	576.74	Equity	Banks
Axis Bank	2.86%	5376402	572.43	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Nifty 50 Index Fund - Direct (G)	20010.28	-2.57%	-3.36%	-5.14%	7.96%	11.04%
ICICI Pru NASDAQ 100 Index Fund - Direct (IDCW)	1754.04	3.41%	11.53%	15.11%	31.09%	18.59%
ICICI Pru NASDAQ 100 Index Fund - Direct (G)	1754.04	3.41%	11.53%	15.11%	31.09%	18.59%
Motilal Oswal S&P 500 Index Fund - Direct (G)	3744.47	2.48%	8.91%	16.64%	27.27%	15.53%
ICICI Pru Nifty Auto Index Fund - Direct (IDCW)	134.17	-2.86%	-0.89%	-9.29%	20.55%	-
ICICI Pru Nifty Auto Index Fund - Direct (G)	134.17	-2.86%	-0.89%	-9.29%	20.55%	-

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in Fund Manager of the following schemes

UTI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 21 January 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
UTI Overnight Fund	Mr. Ritesh Nambiar	Mr. Jaydeep Bhowal
UTI Ultra Short Term Fund	Mr. Ritesh Nambiar	Mr. Anurag Mittal
UTI Credit Risk Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil
UTI Medium Duration Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil

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UTI Mutual Fund launches new quant fund
UTI Mutual Fund has launched the UTI Quant Fund, an open-ended equity scheme that employs quantitative investment strategies. The New Fund Offer (NFO) is open for subscription from January 2nd to January 16th, 2025.
The fund aims to achieve long-term capital appreciation by investing in equities and equity-related instruments through a quantitative investment approach. This strategy integrates fundamental research with a quantitative approach, utilizing market indicators to identify investment opportunities.
The fund's core is a factor allocation model that dynamically balances four key investment factors: momentum, quality, low volatility, and value. This model aims to generate alpha over the BSE 200 TRI benchmark while mitigating market volatility across different market cycles.
The model allows for adjustments in factor exposure based on market conditions, enhancing the fund's ability to navigate various market environments.
The fund seeks to deliver relatively better risk-adjusted returns by managing volatility through the dynamic factor allocation approach.
The fund will primarily invest in equities and equity-related instruments based on the quantitative investment theme, with a portion allocated to other equities, debt, money market instruments, and REITs/InvITs.
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹20010.28

UTI-Nifty 50 Index Fund - Direct (G) is an Index Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Sharwan Kumar Goyal. With assets under management (AUM) worth ₹20,010.28 (Cr), as of 3 February 2025, UTI-Nifty 50 Index Fund - Direct (G) is categorized as a Index Fund within its segment. The fund has generated a return of 12.93% since its launch.
The current NAV of UTI-Nifty 50 Index Fund - Direct (G) is ₹161.68, as on 3 February 2025. The fund's benchmark index is Nifty 50 TRI. You can invest in UTI-Nifty 50 Index Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 11.04% and 15.84% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.06% in Equity, -0.03% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.40% in Banks, 12.93% in IT-Software, 8.86% in Petroleum Products, 7.42% in Automobiles, 6.25% in Diversified FMCG

FAQs

How to Invest in UTI-Nifty 50 Index Fund - Direct (G) Direct Growth?

UTI-Nifty 50 Index Fund - Direct (G) is a popular fund in the Index Fund segment. The fund has generated a return of 12.93% since inception. Looking to invest in UTI-Nifty 50 Index Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Nifty 50 Index Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Nifty 50 Index Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Nifty 50 Index Fund - Direct (G) today and reap the benefits of this Index Fund fund!

How much returns has UTI-Nifty 50 Index Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Nifty 50 Index Fund - Direct (G) has generated annualised return of 7.96%. In the long-term, the fund has generated 11.04% and 15.84% in 3 and 5 years respectively. Since its inception, the fund has generated 12.93% returns.

What is the expense ratio of UTI-Nifty 50 Index Fund - Direct (G) Direct Growth?

The expense ratio of UTI-Nifty 50 Index Fund - Direct (G) Direct Growth is 0.17%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Nifty 50 Index Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Nifty 50 Index Fund - Direct (G) is ₹20,010.28 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Nifty 50 Index Fund - Direct (G) Direct Growth?

Redeeming or selling units of UTI-Nifty 50 Index Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Nifty 50 Index Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Nifty 50 Index Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).