Can I invest in SIP and Lumpsum in UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Medium to Long Duration Fund - Direct (IDCW-H). Minimum lumpsum investment UTI-Medium to Long Duration Fund - Direct (IDCW-H) is ₹20,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of UTI-Medium to Long Duration Fund - Direct (IDCW-H)?

The 5 biggest stock holdings of UTI-Medium to Long Duration Fund - Direct (IDCW-H) are: LIC Housing Fin. (8.05%), HDB FINANC SER (7.94%), Jamnagar Utiliti (6.44%), Cholaman.Inv.&Fn (4.82%), A B Renewables (4.80%)

What are the top sectors UTI-Medium to Long Duration Fund - Direct (IDCW-H) invests in?

A majority of UTI-Medium to Long Duration Fund - Direct (IDCW-H) 's AUM worth ₹312.52 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
AMC
UTI-Medium to Long Duration Fund - Direct (IDCW-H)

UTI-Medium to Long Duration Fund - Direct (IDCW-H)

Q: What is the NAV of UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth?

The latest NAV () of UTI-Medium to Long Duration Fund - Direct (IDCW-H) is UTI-Medium to Long Duration Fund - Direct (IDCW-H) is ₹14.60 as on 2025-03-25.

Medium to Long Duration Fund

Invest Now

NAV
14.60(0.02%)
Fund Size (CR)
₹311.56
Expense Ratio
1.17
Scheme Type
Active Fund
Value Research

Min. investment
₹20,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
4.63%

Absolute Return: 2.13%

Annualized Return: 0%

Basic Details

Scheme Manager

Sunil Patil

Bench Mark

CRISIL Medium to Long Duration Debt A-III Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	17 March 2025	10048.60	0.49%	-	0.14%	43/89
1 Month	24 February 2025	10095.01	0.95%	-	0.68%	55/89
3 Month	24 December 2024	10201.78	2.02%	-	1.74%	48/89
6 Month	24 September 2024	10331.33	3.31%	-	2.86%	34/89
1 Year	22 March 2024	10864.76	8.65%	8.65%	8.02%	32/85
3 Year	24 March 2022	13104.65	31.05%	9.42%	6.73%	1/81
5 Year	24 March 2020	15889.77	58.90%	9.70%	6.80%	1/81
Since Inception	15 September 2014	16108.10	61.08%	4.63%	7.10%	83/89

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 April 2024	1,20,000	138167.00	15.14%	15.14%
3 Year	4 April 2022	3,60,000	448860.19	24.68%	7.63%
5 Year	3 April 2020	6,00,000	817177.24	36.20%	6.37%
10 Year	2 July 2015	9,40,000	1334325.15	41.95%	3.57%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.24%

Standard Deviation

0.02%

Beta

0.55%

Sharpe Ratio

0.43%

Treynor's Ratio

2.29%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Medium to Long Duration Fund - Direct (IDCW-H)	311.56	0.95%	2.02%	3.31%	8.65%	9.42%
LIC MF Medium to Long Duration Fund-Dir (G)	192.70	1.02%	2.11%	3.77%	9.51%	7.58%
LIC MF Medium to Long Duration Fund-Dir (IDCW)	192.70	1.02%	2.11%	3.77%	9.51%	7.57%
LIC MF Medium to Long Duration Fund-Dir (IDCW-Q)	192.70	1.02%	2.11%	3.77%	9.51%	-
LIC MF Medium to Long Duration Fund-Dir (IDCW-A)	192.70	1.02%	2.11%	3.77%	9.51%	-
ICICI Pru Bond Fund - Direct (G)	2905.40	1.07%	2.33%	4.01%	9.23%	7.73%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Large Cap Fund	Equity	Very High	9.16%	3	₹11,720.45
UTI-Large & Mid Cap Fund	Equity	Very High	16.89%	4	₹3,789.32
UTI-Small Cap Fund	Equity	Very High	17.26%	3	₹3,830.03
UTI-Value Fund	Equity	Very High	18.24%	2	₹8,944.59
UTI-Banking and Financial Services Fund	Equity	Very High	17.7%	3	₹1,106.91
UTI-MNC Fund	Equity	Very High	5.09%	0	₹2,521.02
UTI-Quant Fund	Equity	Very High	0%	0	₹1,319.44
UTI-Overnight Fund	Debt	Low	6.65%	3	₹5,224.70
UTI-Liquid Fund	Debt	Moderate	7.36%	3	₹31,861.62
UTI-Ultra Short Duration Fund	Debt	Moderate	7.8%	3	₹3,327.16
UTI-Low Duration Fund	Debt	Moderately Low	7.75%	3	₹3,217.39
UTI-Money Market Fund	Debt	Moderate	7.85%	4	₹17,602.24
UTI-Short Duration Fund	Debt	Moderate	8.15%	4	₹2,520.33
UTI-Medium Duration Fund	Debt	Moderate	8.52%	2	₹39.10
UTI-Medium to Long Duration Fund	Debt	Moderate	8.65%	4	₹312.52
UTI-Long Duration Fund	Debt	Moderate	9.02%	0	₹121.25
UTI-Dynamic Bond Fund	Debt	Moderately Low	8.92%	3	₹626.63
UTI-Corporate Bond Fund	Debt	Moderate	8.3%	3	₹5,077.28
UTI-Gilt Fund	Debt	Moderate	8.86%	3	₹647.66
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	9.65%	0	₹167.20
UTI-Floater Fund	Debt	Moderately Low	7.44%	3	₹1,445.08
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	11.17%	3	₹1,609.65
UTI-Aggressive Hybrid Fund	Hybrid	Very High	13.71%	4	₹5,633.37
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	12.04%	0	₹5,193.89
UTI-Balanced Advantage Fund	Hybrid	Very High	11.77%	0	₹2,792.00
UTI Multi Asset Allocation Fund	Hybrid	Very High	11.5%	4	₹4,978.81
UTI-Arbitrage Fund	Hybrid	Low	7.97%	3	₹6,414.57
UTI-Retirement Fund	Solution Oriented	High	11.35%	0	₹4,424.75
UTI-Children's Equity Fund	Solution Oriented	Very High	10.68%	0	₹994.15
UTI-Children's Equity Fund	Solution Oriented	Very High	10.68%	0	₹994.15
UTI-Nifty 50 Index Fund	Other	Very High	8.13%	3	₹19,486.20
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-4.68%	1	₹7,044.14
UTI-BSE Sensex Index Fund	Other	Very High	8.06%	3	₹181.62
UTI-BSE Low Volatility Index Fund	Other	Very High	1.47%	0	₹518.31
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	10.83%	0	₹220.64
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	9.56%	0	₹343.79
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8.42%	0	₹74.90
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.92%	0	₹176.77
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.41%	0	₹41.70
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	6.13%	0	₹87.52
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹439.88
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹72.24
UTI-Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹42.47
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹18.49
UTI-Gold ETF Fund of Fund	Other	High	31.52%	5	₹203.67
UTI-Silver ETF Fund of Fund	Other	Very High	30.05%	0	₹44.41
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹0.00
UTI-Quarterly Interval Fund - II	Debt	NA	6.33%	0	₹2.23
UTI-Quarterly Interval Fund - III	Debt	Low	6.82%	0	₹8.40
UTI-Quarterly Interval Fund - I	Debt	NA	6.53%	0	₹9.41
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.9%	0	₹13.30
UTI-Annual Interval Fund - II	Debt	Moderately Low	6.94%	0	₹10.11
UTI-FTI - Series XXXV-I(1260Days)	Debt	Moderately Low	7.91%	0	₹321.26
UTI-FTI - Series XXXV-II(1223Days)	Debt	Moderately Low	7.91%	0	₹179.07
UTI-FTI - Series XXXV-III(1176Days)	Debt	Moderate	7.8%	0	₹43.41
UTI-FTI - Series XXXVI-I(1574Days)	Debt	Moderate	8.7%	0	₹58.80
UTI-Flexi Cap Fund	Equity	Very High	14.41%	1	₹23,403.53
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹33.43
UTI-Nifty Private Bank Index Fund	Other	Very High	0%	0	₹177.68
UTI-Innovation Fund	Equity	Very High	1.72%	0	₹709.54
UTI-BSE Housing Index Fund	Other	Very High	7.44%	0	₹22.03
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	9.16%	0	₹453.34
UTI-Focused Fund	Equity	Very High	8.83%	3	₹2,362.08
UTI-Children's Hybrid Fund	Solution Oriented	High	9.33%	0	₹4,316.01
UTI-Equity Savings Fund	Hybrid	Moderate	8.74%	4	₹640.83
UTI-Nifty Next 50 Index Fund	Other	Very High	7.94%	4	₹4,239.42
UTI-Banking & PSU Fund	Debt	Moderate	7.88%	2	₹786.20
UTI-India Consumer Fund	Equity	Very High	8%	1	₹620.33
UTI Dividend Yield Fund	Equity	Very High	16.34%	0	₹3,633.45
UTI-Transportation & Logistics Fund	Equity	Very High	4.23%	0	₹3,042.57
UTI-Healthcare Fund	Equity	Very High	25.17%	3	₹1,057.17
UTI-Mid Cap Fund	Equity	Very High	11.16%	2	₹9,899.35
UTI-Infrastructure Fund	Equity	Very High	7.63%	1	₹1,921.26
UTI-ELSS Tax Saver Fund	Equity	Very High	10.98%	2	₹3,386.30
UTI-Credit Risk Fund	Debt	Moderately High	8.7%	3	₹295.89

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

15 September 2014

Total AUM (Cr)

₹312.52

UTI-Medium to Long Duration Fund - Direct (IDCW-H) is an Medium to Long Duration Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 15 September 2014, this fund is managed by Sunil Patil. With assets under management (AUM) worth ₹312.52 (Cr), as of 25 March 2025, UTI-Medium to Long Duration Fund - Direct (IDCW-H) is categorized as a Medium to Long Duration Fund within its segment. The fund has generated a return of 4.63% since its launch.
The current NAV of UTI-Medium to Long Duration Fund - Direct (IDCW-H) is ₹14.6, as on 25 March 2025. The fund's benchmark index is CRISIL Medium to Long Duration Debt A-III Index. You can invest in UTI-Medium to Long Duration Fund - Direct (IDCW-H) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 9.42% and 9.70% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.11% in Debt and 3.87% in cash and cash equivalents.

FAQs

How to Invest in UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth?

UTI-Medium to Long Duration Fund - Direct (IDCW-H) is a popular fund in the Medium to Long Duration Fund segment. The fund has generated a return of 4.63% since inception. Looking to invest in UTI-Medium to Long Duration Fund - Direct (IDCW-H) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Medium to Long Duration Fund - Direct (IDCW-H) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Medium to Long Duration Fund - Direct (IDCW-H)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Medium to Long Duration Fund - Direct (IDCW-H) today and reap the benefits of this Medium to Long Duration Fund fund!

How much returns has UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Medium to Long Duration Fund - Direct (IDCW-H) has generated annualised return of 8.65%. In the long-term, the fund has generated 9.42% and 9.70% in 3 and 5 years respectively. Since its inception, the fund has generated 4.63% returns.

What is the expense ratio of UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth?

The expense ratio of UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth is 1.17%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Medium to Long Duration Fund - Direct (IDCW-H) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Medium to Long Duration Fund - Direct (IDCW-H) is ₹312.52 (Cr) as of 2025-03-25 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Medium to Long Duration Fund - Direct (IDCW-H) Direct Growth?

Redeeming or selling units of UTI-Medium to Long Duration Fund - Direct (IDCW-H) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Medium to Long Duration Fund - Direct (IDCW-H):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Medium to Long Duration Fund - Direct (IDCW-H)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).