Can I invest in SIP and Lumpsum in UTI-Master Equity Plan Unit Scheme Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Master Equity Plan Unit Scheme. Minimum lumpsum investment UTI-Master Equity Plan Unit Scheme is ₹500 and minimum SIP amount is 0% . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Master Equity Plan Unit Scheme Direct Growth?

The latest NAV (Net Asset Value) of UTI-Master Equity Plan Unit Scheme is UTI-Master Equity Plan Unit Scheme is ₹217.11 as on 2025-02-03.

Which are the biggest stock holdings of UTI-Master Equity Plan Unit Scheme?

The 5 biggest stock holdings of UTI-Master Equity Plan Unit Scheme are: HDFC Bank (9.65%), ICICI Bank (8.35%), Infosys (6.77%), Bharti Airtel (4.80%), Reliance Industr (3.40%)

What are the top sectors UTI-Master Equity Plan Unit Scheme invests in?

A majority of UTI-Master Equity Plan Unit Scheme 's AUM worth ₹2,900.16 (Cr) is invested in these 3 top sectors: Banks : 25.54% IT-Software : 12.99% Retailing : 5.27%

Mutual Funds
UTI-Master Equity Plan Unit Scheme

UTI-Master Equity Plan Unit Scheme

ELSS

Invest Now

NAV
217.11(0.03%)
Fund Size (CR)
₹2,900.16
Expense Ratio
1.47
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹0
Minimum SIP Investment
₹undefined
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
16.70%

Absolute Return: -1.79%

Annualized Return: 0%

Basic Details

Scheme Manager

Karthikraj Lakshmanan

Bench Mark

BSE 100 TRI

Type

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10323.68	3.24%	-	2.50%	53/225
1 Month	3 January 2025	9747.34	-2.53%	-	-6.88%	7/225
3 Month	31 October 2024	9767.47	-2.33%	-	-6.25%	7/225
6 Month	2 August 2024	9490.34	-5.10%	-	-6.80%	80/225
1 Year	2 February 2024	11039.46	10.39%	10.39%	10.58%	115/225
3 Year	3 February 2022	13491.76	34.92%	10.50%	14.58%	201/215
5 Year	3 February 2020	19828.87	98.29%	14.67%	19.94%	200/215
Since Inception	31 March 2003	292736.36	2827.36%	16.70%	15.46%	73/229

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	157432.58	31.19%	31.19%
3 Year	2 March 2022	3,60,000	575548.82	59.87%	16.93%
5 Year	3 February 2020	6,10,000	1177990.48	93.11%	14.07%
10 Year	2 March 2015	12,00,000	2988895.75	149.07%	9.56%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.67%

Standard Deviation

0.95%

Beta

0.38%

Sharpe Ratio

0.04%

Treynor's Ratio

-2.08%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.65%	1578467	279.84	Equity	Banks
ICICI Bank	8.35%	1890000	242.23	Equity	Banks
Infosys	6.77%	1044033	196.28	Equity	IT - Software
Bharti Airtel	4.80%	876697	139.20	Equity	Telecomm-Service
Reliance Industr	3.40%	812314	98.73	Equity	Refineries
Larsen & Toubro	3.08%	247580	89.32	Equity	Infrastructure Developers & Operators
IndusInd Bank	3.00%	905181	86.91	Equity	Banks
Avenue Super.	2.94%	239334	85.25	Equity	Retail
ITC	2.31%	1383867	66.93	Equity	Tobacco Products
Maruti Suzuki	2.30%	61416	66.69	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	366.59	-6.77%	-4.45%	0.93%	33.84%	17.50%
SBI Long Term Advantage Fund - Series V -Dir (G)	366.59	-6.77%	-4.45%	0.93%	33.84%	17.50%
Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW)	4414.88	-15.45%	-9.65%	-3.78%	22.47%	21.73%
Motilal Oswal ELSS Tax Saver Fund-Dir (G)	4414.88	-15.45%	-9.65%	-3.78%	22.47%	21.73%
LIC MF ELSS Tax Saver - Direct (G)	1149.78	-6.63%	-2.50%	-2.64%	21.05%	14.89%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in Fund Manager of the following schemes

UTI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 21 January 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
UTI Overnight Fund	Mr. Ritesh Nambiar	Mr. Jaydeep Bhowal
UTI Ultra Short Term Fund	Mr. Ritesh Nambiar	Mr. Anurag Mittal
UTI Credit Risk Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil
UTI Medium Duration Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil

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UTI Mutual Fund launches new quant fund
UTI Mutual Fund has launched the UTI Quant Fund, an open-ended equity scheme that employs quantitative investment strategies. The New Fund Offer (NFO) is open for subscription from January 2nd to January 16th, 2025.
The fund aims to achieve long-term capital appreciation by investing in equities and equity-related instruments through a quantitative investment approach. This strategy integrates fundamental research with a quantitative approach, utilizing market indicators to identify investment opportunities.
The fund's core is a factor allocation model that dynamically balances four key investment factors: momentum, quality, low volatility, and value. This model aims to generate alpha over the BSE 200 TRI benchmark while mitigating market volatility across different market cycles.
The model allows for adjustments in factor exposure based on market conditions, enhancing the fund's ability to navigate various market environments.
The fund seeks to deliver relatively better risk-adjusted returns by managing volatility through the dynamic factor allocation approach.
The fund will primarily invest in equities and equity-related instruments based on the quantitative investment theme, with a portion allocated to other equities, debt, money market instruments, and REITs/InvITs.
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Fund House Details & Investment Objective

Date of Incorporation

31 March 2003

Total AUM (Cr)

₹2900.16

UTI-Master Equity Plan Unit Scheme is an ELSS-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 31 March 2003, this fund is managed by Karthikraj Lakshmanan. With assets under management (AUM) worth ₹2,900.16 (Cr), as of 3 February 2025, UTI-Master Equity Plan Unit Scheme is categorized as a ELSS within its segment. The fund has generated a return of 16.70% since its launch.
The current NAV of UTI-Master Equity Plan Unit Scheme is ₹217.11, as on 3 February 2025. The fund's benchmark index is BSE 100 TRI. You can invest in UTI-Master Equity Plan Unit Scheme via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 10.50% and 14.67% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.10% in Equity, 0.47% in Debt and 1.46% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.54% in Banks, 12.99% in IT-Software, 5.27% in Retailing, 5.11% in Automobiles, 4.77% in Telecom-Services

FAQs

How to Invest in UTI-Master Equity Plan Unit Scheme Direct Growth?

UTI-Master Equity Plan Unit Scheme is a popular fund in the ELSS segment. The fund has generated a return of 16.70% since inception. Looking to invest in UTI-Master Equity Plan Unit Scheme How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Master Equity Plan Unit Scheme is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Master Equity Plan Unit Scheme
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Master Equity Plan Unit Scheme today and reap the benefits of this ELSS fund!

How much returns has UTI-Master Equity Plan Unit Scheme Direct Growth generated?

In the short term, i.e., 1 year, UTI-Master Equity Plan Unit Scheme has generated annualised return of 10.39%. In the long-term, the fund has generated 10.50% and 14.67% in 3 and 5 years respectively. Since its inception, the fund has generated 16.70% returns.

What is the expense ratio of UTI-Master Equity Plan Unit Scheme Direct Growth?

The expense ratio of UTI-Master Equity Plan Unit Scheme Direct Growth is 1.47%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Master Equity Plan Unit Scheme Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Master Equity Plan Unit Scheme is ₹2,900.16 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Master Equity Plan Unit Scheme Direct Growth?

Redeeming or selling units of UTI-Master Equity Plan Unit Scheme is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Master Equity Plan Unit Scheme:

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Master Equity Plan Unit Scheme).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).