Can I invest in SIP and Lumpsum in UTI-Liquid Fund (Periodic Div) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Liquid Fund (Periodic Div). Minimum lumpsum investment UTI-Liquid Fund (Periodic Div) is ₹500 and minimum SIP amount is 0% . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Liquid Fund (Periodic Div) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Liquid Fund (Periodic Div) is UTI-Liquid Fund (Periodic Div) is ₹1138.04 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Liquid Fund (Periodic Div)?

The 5 biggest stock holdings of UTI-Liquid Fund (Periodic Div) are: C C I (0.02%), TBILL-91D (5.64%), TBILL-91D (1.75%), TBILL-91D (0.87%), TBILL-91D (0.70%)

What are the top sectors UTI-Liquid Fund (Periodic Div) invests in?

A majority of UTI-Liquid Fund (Periodic Div) 's AUM worth ₹28,169.05 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
UTI-Liquid Fund (Periodic Div)

UTI-Liquid Fund (Periodic Div)

Liquid Fund

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NAV
1138.04(0.03%)
Fund Size (CR)
₹25,219.14
Expense Ratio
0.24
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹0
Minimum SIP Investment
₹undefined
Minimum Withdrawal
₹10,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.20%

Absolute Return: 0.04%

Annualized Return: 0%

Basic Details

Scheme Manager

Amit Sharma

Bench Mark

NIFTY Liquid Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10011.97	0.12%	-	0.15%	245/377
1 Month	30 November 2024	10053.05	0.53%	-	0.61%	224/377
3 Month	30 September 2024	10164.67	1.65%	-	1.71%	253/375
6 Month	30 June 2024	10331.00	3.31%	-	3.42%	298/375
1 Year	30 December 2023	10682.36	6.82%	6.82%	7.02%	315/375
3 Year	30 December 2021	11854.40	18.54%	5.83%	6.15%	313/351
5 Year	30 December 2019	12621.23	26.21%	4.77%	5.12%	303/336
Since Inception	27 June 2003	36491.14	264.91%	6.20%	6.30%	234/377

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	417440.16	221.11%	221.11%
3 Year	1 January 2022	3,70,000	1189094.15	221.38%	47.57%
5 Year	1 January 2020	6,10,000	1961919.84	221.63%	26.32%
10 Year	1 January 2015	12,10,000	3888768.00	221.39%	12.38%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.12%

Standard Deviation

0.00%

Beta

-2.90%

Sharpe Ratio

0.24%

Treynor's Ratio

-1.20%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
C C I	0.02%	-	5.65	Fixed Deposits	Fixed Deposits
TBILL-91D	5.64%	16100000000	1587.63	T Bills	T Bills
TBILL-91D	1.75%	5000000000	494.12	T Bills	T Bills
TBILL-91D	0.87%	2500000000	246.22	T Bills	T Bills
TBILL-91D	0.70%	2000000000	197.44	T Bills	T Bills
S I D B I	3.49%	10000000000	983.25	Commercial Paper	Debt Others
N A B A R D	2.62%	7500000000	738.60	Commercial Paper	Debt Others
Rel. Retail Vent	1.77%	5000000000	499.32	Commercial Paper	Debt Others
Reliance Industr	1.76%	5000000000	495.18	Commercial Paper	Debt Others
N A B A R D	1.75%	5000000000	491.63	Commercial Paper	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	280.91	0.85%	2.34%	4.75%	9.77%	8.61%
Bandhan Liquid Fund - Direct (IDCW-D)	13773.88	0.69%	2.22%	4.52%	9.69%	8.43%
Aditya Birla SL Liquid Fund - Direct (IDCW-W)	44520.60	0.43%	1.60%	3.45%	8.89%	6.33%
TRUSTMF Liquid Fund - Direct (IDCW-W)	280.91	0.66%	1.96%	3.92%	8.30%	7.61%
Groww Liquid Fund - Direct (IDCW-Frt)	154.05	0.56%	1.72%	3.55%	8.01%	6.21%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

23 June 2003

Total AUM (Cr)

₹28169.05

UTI-Liquid Fund (Periodic Div) is an Liquid Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 23 June 2003, this fund is managed by Amit Sharma. With assets under management (AUM) worth ₹28,169.05 (Cr), as of 1 January 2025, UTI-Liquid Fund (Periodic Div) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.20% since its launch.
The current NAV of UTI-Liquid Fund (Periodic Div) is ₹1,138.04, as on 1 January 2025. The fund's benchmark index is NIFTY Liquid Index A-I. You can invest in UTI-Liquid Fund (Periodic Div) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 5.83% and 4.77% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 80.29% in Debt and 19.65% in cash and cash equivalents.

FAQs

How to Invest in UTI-Liquid Fund (Periodic Div) Direct Growth?

UTI-Liquid Fund (Periodic Div) is a popular fund in the Liquid Fund segment. The fund has generated a return of 6.20% since inception. Looking to invest in UTI-Liquid Fund (Periodic Div) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Liquid Fund (Periodic Div) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Liquid Fund (Periodic Div)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Liquid Fund (Periodic Div) today and reap the benefits of this Liquid Fund fund!

How much returns has UTI-Liquid Fund (Periodic Div) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Liquid Fund (Periodic Div) has generated annualised return of 6.82%. In the long-term, the fund has generated 5.83% and 4.77% in 3 and 5 years respectively. Since its inception, the fund has generated 6.20% returns.

What is the expense ratio of UTI-Liquid Fund (Periodic Div) Direct Growth?

The expense ratio of UTI-Liquid Fund (Periodic Div) Direct Growth is 0.24%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Liquid Fund (Periodic Div) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Liquid Fund (Periodic Div) is ₹28,169.05 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Liquid Fund (Periodic Div) Direct Growth?

Redeeming or selling units of UTI-Liquid Fund (Periodic Div) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Liquid Fund (Periodic Div):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Liquid Fund (Periodic Div)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).