Can I invest in SIP and Lumpsum in UTI-Conservative Hybrid Fund - (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Conservative Hybrid Fund - (G). Minimum lumpsum investment UTI-Conservative Hybrid Fund - (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Conservative Hybrid Fund - (G) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Conservative Hybrid Fund - (G) is UTI-Conservative Hybrid Fund - (G) is ₹66.54 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Conservative Hybrid Fund - (G)?

The 5 biggest stock holdings of UTI-Conservative Hybrid Fund - (G) are: HDFC Bank (2.34%), ICICI Bank (1.38%), Infosys (1.27%), Bharti Airtel (0.89%), Axis Bank (0.76%)

What are the top sectors UTI-Conservative Hybrid Fund - (G) invests in?

A majority of UTI-Conservative Hybrid Fund - (G) 's AUM worth ₹1,649.42 (Cr) is invested in these 3 top sectors: Debt : 74.00% Banks : 6.18% IT-Software : 2.62%

Mutual Funds
UTI-Conservative Hybrid Fund - (G)

UTI-Conservative Hybrid Fund - (G)

Conservative Hybrid Fund

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NAV
66.54(-0.03%)
Fund Size (CR)
₹1,649.42
Expense Ratio
1.81
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
9.42%

Absolute Return: -1.36%

Annualized Return: 0%

Basic Details

Scheme Manager

Amit Premchandani

Bench Mark

NIFTY 50 Hybrid Composite Debt 15:85 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9996.24	-0.04%	-	-0.01%	61/120
1 Month	29 November 2024	9969.00	-0.31%	-	0.02%	91/120
3 Month	30 September 2024	9873.85	-1.26%	-	-0.46%	97/120
6 Month	28 June 2024	10366.51	3.67%	-	3.26%	43/120
1 Year	29 December 2023	11152.06	11.52%	11.52%	10.23%	24/120
3 Year	30 December 2021	12860.95	28.61%	8.75%	8.78%	66/120
5 Year	30 December 2019	15967.23	59.67%	9.81%	9.32%	45/116
Since Inception	16 December 2003	66507.20	565.07%	9.42%	8.86%	39/120

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	135800.94	4.46%	4.46%
3 Year	3 January 2022	3,70,000	433354.22	17.12%	5.41%
5 Year	1 January 2020	6,10,000	795424.02	30.40%	5.45%
10 Year	1 January 2015	12,10,000	1902952.60	57.27%	4.63%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.16%

Standard Deviation

0.30%

Beta

0.46%

Sharpe Ratio

0.16%

Treynor's Ratio

0.31%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	2.34%	215000	38.62	Equity	Banks
ICICI Bank	1.38%	175000	22.75	Equity	Banks
Infosys	1.27%	113000	20.99	Equity	IT - Software
Bharti Airtel	0.89%	90000	14.64	Equity	Telecomm-Service
Axis Bank	0.76%	110000	12.50	Equity	Banks
St Bk of India	0.73%	144171	12.10	Equity	Banks
Tech Mahindra	0.73%	70000	11.99	Equity	IT - Software
Kotak Mah. Bank	0.71%	66000	11.65	Equity	Banks
Reliance Industr	0.67%	85000	10.98	Equity	Refineries
M & M	0.56%	31250	9.27	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Conservative Hybrid Fund - Direct (IDCW-Q)	144.17	1.02%	1.75%	5.62%	16.62%	8.89%
HSBC Conservative Hybrid Fund - Direct (G)	144.17	1.02%	1.75%	5.62%	16.62%	10.22%
HSBC Conservative Hybrid Fund - Direct (IDCW-M)	144.17	0.41%	1.13%	4.98%	15.90%	9.68%
Parag Parikh Conservative Hybrid Fund-Dir (G)	2315.37	-0.06%	-0.06%	4.18%	12.72%	11.61%
Kotak Debt Hybrid Fund - Direct (G)	3034.62	-0.05%	-1.15%	4.03%	12.67%	11.32%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

1 December 2003

Total AUM (Cr)

₹1649.42

UTI-Conservative Hybrid Fund - (G) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 December 2003, this fund is managed by Amit Premchandani. With assets under management (AUM) worth ₹1,649.42 (Cr), as of 1 January 2025, UTI-Conservative Hybrid Fund - (G) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 9.42% since its launch.
The current NAV of UTI-Conservative Hybrid Fund - (G) is ₹66.54, as on 1 January 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 15:85 Index. You can invest in UTI-Conservative Hybrid Fund - (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil The fund has generated 8.75% and 9.81% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 23.46% in Equity, 73.51% in Debt and 3.02% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 74.00% in Debt, 6.18% in Banks, 2.62% in IT-Software, 2.08% in Cash & Others, 1.78% in Pharmaceuticals & Biotech

FAQs

How to Invest in UTI-Conservative Hybrid Fund - (G) Direct Growth?

UTI-Conservative Hybrid Fund - (G) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 9.42% since inception. Looking to invest in UTI-Conservative Hybrid Fund - (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Conservative Hybrid Fund - (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Conservative Hybrid Fund - (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Conservative Hybrid Fund - (G) today and reap the benefits of this Conservative Hybrid Fund fund!

How much returns has UTI-Conservative Hybrid Fund - (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Conservative Hybrid Fund - (G) has generated annualised return of 11.52%. In the long-term, the fund has generated 8.75% and 9.81% in 3 and 5 years respectively. Since its inception, the fund has generated 9.42% returns.

What is the expense ratio of UTI-Conservative Hybrid Fund - (G) Direct Growth?

The expense ratio of UTI-Conservative Hybrid Fund - (G) Direct Growth is 1.81%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Conservative Hybrid Fund - (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Conservative Hybrid Fund - (G) is ₹1,649.42 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Conservative Hybrid Fund - (G) Direct Growth?

Redeeming or selling units of UTI-Conservative Hybrid Fund - (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Conservative Hybrid Fund - (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Conservative Hybrid Fund - (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).